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Good morning everyone, I hope your week is going well. A few days ago, I received the following email from Discover titled “Important information from Discover” (could they think of a more generic title for an email?). In the email, Discover said that they underpaid me for my participation in the Discover It Apple Pay promo from 2015. In the email, Discover promised to award the missing cash back within the next 2 billing cycles. Luckily for me, my cash back just posted… all $326 worth :)
When I signed into my Discover It online account, the cash back bonus amount popped out.
Looking at the breakdown of the rewards activity, the $326.74 cash back came from the Apple Pay promo.
I wanted to figure out how Discover calculated the $326.74 cash back, so I clicked on the Search Transactions tab, typed “APPLE PAY” into the description, used the dates mentioned in the Discover email (9/16/2015 through 12/31/15), and selected all spending categories.
Here are all the qualifying Apple Pay purchases made between 9/16/15 and 12/31/15. When I added up all the purchases, I got $3,010.31. 10% of that would be $301.03, but Discover paid me $326.74. I can’t figure out why the numbers are different. If anyone has any ideas, please let me know. Could it possibly be interest on the 1.5 years of missing cash back?
If you received the Discover email from above and made Apple Pay purchases during the promotional period, your missing cash back should post soon, hopefully by your next statement. If you have any questions, please leave a comment below. Have a great day everyone!