Advertiser Disclosure: Travel with Grant is an independent, advertising-supported web site. Travel with Grant has financial relationships with many of the cards mentioned here, and is compensated through the credit card issuer Affiliate Program. Travel with Grant has not reviewed all available credit card offers in the marketplace. Advertiser partners include American Express, Bank of America, Barclaycard, Chase, Citibank, Discover, U.S. Bank, and Wells Fargo.
Good morning everyone, happy Sunday. Last June, I applied for the Citi AT&T Access More Credit Card and have been waiting all year for the annual fee to post. Why? When you spend $10,000 or more on the Citi AT&T Access More Credit Card during your cardmember year, you will receive 10,000 bonus Citi Thank You Points when you anniversary comes around. In this post, I will shows you when the 10,000 bonus Citi Thank You Points post and when the $95 annual fee posts (hint: the bonus points post before the annual fee). Here are a few pages from the Citi AT&T Access More Credit Card directory of services:
The 10,000 bonus Citi Thank You Points appeared on my June 2017 credit card statement.
After logging into my Citi Thank You Point account, I saw that the 10,000 bonus Citi Thank You Points posted on June 6, 2017.
Fast forward to this month and the $95 annual fee posted to my Citi AT&T Access More Credit Card on July 5, 2017, almost a full month after the 10,000 bonus Citi Thank You Points posted to my account.
Here is my July 2017 credit card statement showing the $95 annual fee.
I called Citi a few days ago to see if there were any retention offers or ways to waive the annual fee, but I was only offered 0% APR and balance transfer offers. After crunching the numbers, I decided to keep my Citi AT&T Access More Credit Card and not downgrade to the no annual fee version. Now that my Citi AT&T Access More Credit Card annual fee posted, I will start spending to hit my $10,000 bonus threshold. If you want to learn more about the Citi AT&T Access More Credit Card, check out these other blog posts:
- 6/24/16 – My June 2016 App-O-Rama Results: 155,000 Miles/Points and $650 AT&T Phone Credit
- 9/9/16 – How to Purchase New Apple iPhone 7 with Citi AT&T Access More Credit Card
- 11/7/16 – When will the $650 Statement Credit Post for the Citi AT&T Access More Credit Card?
- 6/13/17 – Citi AT&T Access More Credit Card will Earn 1x for Gift Card Purchases & Real Estate Payments (Effective July 22, 2017)
- 6/14/17 – Should you Downgrade to the No Annual Fee Citi AT&T Access Credit Card?
If you have any questions, please leave a comment below. Have a great Sunday everyone!