Good morning everyone, happy Wednesday. Yesterday, Citi sent out emails to all Citi AT&T Access More Credit Card members telling them that Citi AT&T Access More Credit Card will Earn 1x for Gift Card Purchases & Real Estate Payments (Effective July 22, 2017). This caused mass panic in the miles and points community and got me thinking, is there a better card to use than the Citi AT&T Access More Credit Card? Maybe!
I searched on Google for a no annual fee Citi AT&T credit card and stumbled onto the Citi AT&T Access Credit Card that has no annual fee. That credit card has a 10,000 Citi Thank You Point sign up bonus and earns 2x for online purchases and AT&T purchases, and 1x on all other purchases. Unfortunately, that credit card does not offer a 10,000 Citi Thank You Point bonus when you spend $10,000 or more during your cardmember year. This credit card also has the same change in earning on gift card purchases and real estate payments effective July 22, 2017.