Category Archives: Credit Cards

PSA: Free Checked Bags on Alaska Airlines by Linking BofA Credit Card to Mileage Plan Number

Do you fly Alaska Airlines? Do you have the Bank of America Alaska Airlines Visa Signature Credit Card? Do you ever pay to check your bag when you fly Alaska Airlines? Something strange happened to me recently when I flew Alaska Airlines, and I just figured out what happened! For years I flew on Alaska Airlines, and if I checked a bag, I was charged a checked bag fee and paid for it. Then for a few years, I had Alaska Airlines MVP Gold elite status and got used to not paying for checked bags. That was nice! After those status days ended, I had a few flights where I got charged for checked bags and paid the fee. However, for my last five flights where I’ve needed to check a bag, I wasn’t charged a fee. I had no idea why, and I almost didn’t want to know :)

But recently, I put the pieces of the puzzle together and I want to make sure you’re in the know too! You see, I’ve also had the Bank of America Alaska Airlines Visa Signature Credit Card for years, and because everyone focuses on the Companion Fare benefit, it’s easy to forget, as I did, that the card also comes with one FREE checked bag for you and up to six other passengers on your reservation.

Somehow I completely forgot about the free checked bag benefit

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I Downgraded to the Virgin America Visa Signature Credit Card

Good morning everyone.  A few days ago, the $149 annual fee posted to my Virgin America Premium Credit Card.  I called the number on the back of the credit card to see if there were any retention offers available, but sadly, the rep had no offers available for me.  Instead of closing the credit card, the rep suggested that I downgrade to the Virgin America Visa Signature Credit Card that had a $49 annual fee.

Most of the card benefits are the same for both cards, including the Virgin America $150 off companion discount code, free checked bag, and 20% off in-flight purchases.  The only difference between the credit cards is the Visa Signature credit card does not earn status points (not a big deal since I am Virgin America Gold and Alaska Airlines MVP Gold), I will get charged a fee for changing or cancelling my ticket (I never used this feature when I had my Virgin America Premium Credit Card) and I will be charged foreign transaction fees (I will never use this credit card internationally).

The only reason I kept the credit card is for the Virgin America $150 off companion discount code and my curiosity surrounding what will happen to this credit card when the Alaska Airlines / Virgin America merger is complete.  If my memory is correct, the Virgin America $150 off companion discount code used to only apply to the Virgin America Premium Credit Card, but sometime in the last year, that benefit was added to the Virgin America Visa Signature Credit Card.

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Send Money to Friends (or Other Bank Accounts) Instantly with Zelle (Formerly Chase QuickPay / clearXchange)

Good morning everyone, I hope your week is off to a great start.  Over the weekend, I had some free time on my hands, so I experimented with Zelle, the rebranded Chase QuickPay / clearXchange money transfer service being used by all the big banks.  Enrolling in Zelle is really easy and the feature is built into most bank apps.  In my 2 tests, I transfered $5 from my Chase checking account to my US Bank checking account, and then I decided to send $1 from my US Bank checking account back to my Chase checking account.  I did everything with the help of the Chase and US Bank iPhone apps.  Here are instructions for sending money from one account to another, or from one person to another with Zelle.  If you have Zelle with a different bank than Chase or US Bank, the process should be almost identical.

With Zelle, you have to have to enroll/link a phone number or email address.  Only one phone number or email address can be used per Zelle account.  I decided to use my email address with Chase and my phone number with US Bank.  I signed into my US Bank app, clicked the menu icon in the upper left corner, clicked Send Money, and clicked Receive with Zelle.  I made sure my phone number was listed and my US Bank checking account was linked.

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Wells Fargo Propel World AMEX Sign Up Bonus Posts Slowly

Good morning everyone, I hope you all had a great weekend.  In March, I wrote a blog post where I contemplated applying for 10 credit cards during my March App-O-Rama.  In April, I shared the results of my App-O-Rama. And then in May, I wrote My March App-O-Rama Credit Card Sign Up Bonuses Post.  One noticeable exception to that last post was the 40,000 Go Far Rewards Points sign up bonus for my Wells Fargo Propel World American Express Credit Card.  I patiently waited for the sign up bonus to post, but it seemed like the points got lost (insert bad joke that Wells Fargo is still using horse-drawn stagecoaches to deliver sign up bonuses and maybe a bank robber intercepted my points).

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Citi AT&T Access More Credit Card: 10,000 Bonus Thank You Points Post Before $95 Annual Fee

Good morning everyone, happy Sunday.  Last June, I applied for the Citi AT&T Access More Credit Card and have been waiting all year for the annual fee to post.  Why?  When you spend $10,000 or more on the Citi AT&T Access More Credit Card during your cardmember year, you will receive 10,000 bonus Citi Thank You Points when you anniversary comes around.  In this post, I will shows you when the 10,000 bonus Citi Thank You Points post and when the $95 annual fee posts (hint: the bonus points post before the annual fee).  Here are a few pages from the Citi AT&T Access More Credit Card directory of services:

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