Category Archives: Credit Cards

10,000 AMEX Membership Reward Points for Enrolling in Extended Payment Option

Some miles and points take a lot of time and effort to earn. So it’s great when earning miles and points take no time or effort at all! It’s rare, but opportunity does knock from time to time. Here’s one that came knocking recently, and it reminded me to make sure you’re aware of it as well. American Express cards come with an option to enroll in their Extended Payment Option. This allows you to pay off purchases over time. Now, we all pay off our credit cards every month, right? So we don’t need to USE this option, but I’ve noticed over the years that from time to time, American Express offers Membership Reward points JUST for enrolling your card.

Every now and again, I’ve looked to see if my cards were targeted for these offers. Nope, no luck, until recently, that is. I got this offer on my American Express Business Platinum Charge Card, which I keep for the Centurioun Lounge benefits. I’ll take 10,000 American Express Membership Reward points earned this easily any day of the week. So I enrolled my card.

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Changes to American Express Centurion Lounge Access – Are you Affected?

American Express has made changes yet again to their lounge access policy. So of course the first thing we want to know is what those changes are and will we be affected. I wrote about the American Express Centurion Lounges and asked readers how they were feeling about them. Readers were mixed, with the chief complaint being the overcrowding of lounges. American Express did start limiting the number of guests cardholders could bring in with them, and as of October 2, they’ve made an even more restrictive change.

Centurion Lounge in Las Vegas – Travel with Grant meetup

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Act Now: FatWallet is Closing October 9, Request Last Cash Back Payment Now

Monday, October 9th, is the last day FatWallet’s site will be open. It’s closing, so make sure you don’t have any cash back sitting in your account. You need to request payment for your Cash Back balance! FatWallet is charging a monthly maintenance fee if you have any money sitting in your account. Everyone is now being shifted over to Ebates, FatWallet’s sister site, for discounted shopping and cash back. If you haven’t joined Ebates yet, here’s my referral link. Thanks in advance for signing up with my link, and have a great day!

American Express May Temporarily Suspend Credit Card Earning & Redeeming Ability (Effective November 1)

Update: For more discussion about this change, check out this Doctor of Credit post and this Reddit thread.

Good morning everyone.  I was reviewing my American Express credit card statements last night and I noticed an update to the program terms printed on my American Express Everyday Credit Card statement.  Effective November 1, American Express has the ability to temporarily suspend your ability to earn and redeem American Express Membership Reward Points if they suspect that you are abusing, misusing, or gaming their rewards program.   Further down on the program terms update, American Express also lists possible actions they may take to your credit cards:

  • Take away any points in your program account
  • Temporarily suspend your ability to redeem points
  • Temporarily suspend your ability to earn points
  • Cancel your program account
  • Cancel any of your American Express Cards

I am not sure if this is much different than getting an American Express Financial Review, but it sounds serious.  Who knows how American Express will enforce these new program terms, but here is the complete program terms update for you to read:

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Caroline Lupini: An Introduction

Well, in typical Caroline fashion, I got too excited about writing a travel related post and completely forgot to introduce myself!

So hey, nice to meet you!

I’ve been around the points and miles world for a while, so perhaps you’ve seen my name somewhere. I used to write a blog on Boarding Area called Point Princess, but I wanted to expand my blogging topics beyond points and miles, so I started an über creatively named site called Caroline Lupini.

Since then, I definitely haven’t slowed down on the points and miles writing, but I’ve also had some fun writing a few destination pieces too.

Overall, my goal is to travel as much as I can. I have the luxury of working online, so I spend about half of the year outside of the U.S. I’ve been to 70 countries so far, and I hope to one day visit them all. I really enjoy off-the-beaten-path destinations like Iraqi Kurdistan, Algeria, and Myanmar, and I’m super excited about my upcoming trip to Iran!

Virtue is concerned with what we do, and honor is concerned with how we do it. -Gregory David Roberts 📸@forrestlin90

A post shared by Caroline Lupini (@caroline.lupini) on

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