Category Archives: Credit Cards

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Tonei’s January Credit Card App-O-Rama Results

Buenos diás everyone. I’m not usually one for credit card App-O-Ramas, typically preferring to apply for credit cards one at a time when they have high bonuses, but at the end of January, I decided to throw caution to the wind and apply for five new credit cards in one day, from three banks: Banco Popular de Puerto Rico, Bank of America, and Chase.

Banco Popular de Puerto Rico

I finally decided to jump on the Banco Popular de Puerto Rico 60,000 Avianca LifeMiles offer that Grant wrote about in December. Like Grant, I also got instantly approved with a large credit line.

Image of the front of an Avianca LifeMiles Vuela Visa card with "Mr Grant Thomas" on the front. The numbers have been blacked out.

My card looks just like this, but it doesn’t have Grant’s name on it.

I paid my annual fee in February and made purchases on the card in March and April, but my LifeMiles balance is still zero. I emailed customer service to ask about it but got an automatic reply to call for assistance – when I did so, the representative (who I could barely hear) just said it takes 6-8 weeks for miles to post and that I should keep an eye on my balance at lifemiles.com. I’ll also email LifeMiles customer support and see if they can check whether I might have a duplicate LifeMiles account. Continue reading

What's in Your Wallet Samuel L Jackson

What Cards are in my Wallet Series: Tonei’s Everyday Wallet

Buenos dias everyone. I thought you might be interested in which credit cards I carry and which ones live in my sock drawer – I know I’d be interested in learning about what my fellow authors use! I’ll start it off, and hopefully Grant, Shelli, Bill, and Whitney will chime in when they get a chance. This will be a multi-part series – I’ll start with what’s in the wallet I carry every day, and later I’ll tell you about what’s I keep in my passport holder, what I keep in my backpack for special occasions, and the cards I use exclusively online or not at all.

A screenshot from a Capital One advertisement showing Samuel L. Jackson looking straight at the camera. A Capital One logo is to the left of him with the text "What's in your wallet?" underneath. At the bottom of the image is a Twitter logo with the hashtag #KaCHING written next to it. Continue reading

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Successful Credit Card Reconsideration Calls: Barclays Arrival Plus & US Bank FlexPerks Gold American Express

Good morning everyone, hoppy happy Easter!  As part of my March App-O-Rama, I was approved for 8 new credit cards.  In this post, I will talk about my successful reconsideration calls for the Barclays Arrival Plus Credit Card and the US Bank FlexPerks Gold American Express Credit Card.  If you are curious, I shared the other results of my credit card App-O-Rama here.  Long story short, I applied for both credit cards toward the end of my App-O-Rama and received pending responses for both credit cards.  At that point, I patiently waited for approval emails or denial letters.

Luckily, I received a call from Barclays a few days later regarding my recent application of the Barclays Arrival Plus Credit Card.  The credit analyst told me that Barclays had already extended enough credit to me and she noted that I didn’t use my 2 other Barclays credit cards much (Barclays Lufthansa Credit Card and Barclays JetBlue Plus Credit Card).  She asked if I would be willing to move credit from one of those credit cards to approve the Barclays Arrival Plus Credit Card.  I said yes, that would be fine.  I ended up moving $10,000 from my Barclays JetBlue Plus Credit Card (subsequently lowering that credit line down to $9,500) and having a $10,000 credit line on my Barclays Arrival Plus Credit Card.  I thanked the rep for her help and asked if it were possible to get the credit card expedited to me so I could use the new credit card right away but I was told that there is a $15 cost to expedite the credit card.  I politely declined and agreed to the free USPS First Class Mail (snail mail) option.

Barclays Credit Cards Lufthansa JetBlue Arrival Plus

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Why I Converted Citi Prestige to Citi Dividend & Closed Citigold Checking Account

Good afternoon everyone.  A few days ago, my Citi Prestige Credit Card statement closed and I confirmed that I did redeem all $250 of my airline travel credit for 2017 (I previously confirmed that Flights Booked with Citi Thank You Points + Cash do not Trigger Citi Prestige $250 Airline Travel Credit).  My statement also said that I would be billed the $350 Citi Prestige annual fee on my next statement.  I only pay $350 for the annual fee because I have a linked Citigold Checking account.  Without that checking account, I would have to pay the $450 annual fee.  Considering that I never took advantage of the 3 free rounds of golf, 4th night free on hotel stays, or needed an extra Priority Pass membership, I saw no reason to keep the credit card another year.  The only feature that I really liked about having my Citi Prestige Credit Card was the ability to redeem Citi Thank You Points for 1.6 CPP on American Airlines and AA codeshare flights, but that feature is going away in a few months too.

Citi Prestige $250 Airline Credit Posted Annual Fee Posting Next Month

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Reminder: Orange County Travel Meetup at In-N-Out Tustin District (Saturday, April 15 @ 12pm)

Good morning everyone, I hope your weekend is going well.  This is just a reminder that my Orange County Travel Meetup is this afternoon.  If you are free today, I would love to meet you and talk travel, miles and points, MS, and United Airlines anything else.

  • Where: In-N-Out Burger, 2895 Park Ave, Tustin, CA 92782 (Google Maps)
  • When: Saturday, April 15 @ 12-2PM

I look forward to seeing a few familiar faces and a few new people.  If you cannot make it, don’t worry, I will do another meetup in Orange County around the Fourth of July weekend.  Have a great weekend and happy Easter!