Category Archives: Credit Cards

Citi Forward Converting to Citi Thank You Preferred on January 9, 2018 (Conversion Letter & Details)

Good morning everyone, happy Black Friday.  I hope you all had a great Thanksgiving with your friends and family members.  This post isn’t about Black Friday, but if you have a Citi Forward Credit Card, you might want to read this post.  Citi is sending out letters informing Citi Forward Credit Card holders that their credit card is going to be converted to a Citi Thank Your Preferred Credit Card on January 9, 2018.  Most people do not have Citi Forward Credit Cards (Citi has not allowed applications for several years), but it used to be an awesome credit card… 5x Citi Thank You Points (TYPs) for Amazon, entertainment and restaurant purchases, but back in June 2016, Citi changed the 5x TYP categories to 2x TYP categories and the credit card became worth much less than before.  The best feature of the current version of the Citi Forward Credit Card is that you get 100 TYPs when you pay your credit card bill.  That bonus is ending, but the 2x TYP categories are staying about the same.

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Come Say Hi to Grant this Weekend at FTU Travel Expo / Signature in Chicago

Good morning everyone, happy Friday. I hope you all have excited weekend plans. If your weekend plans involve going to Frequent Traveler University (FTU) Travel Expo or Signature in Chicago, come say hi to me. I will be walking around the FTU Travel Expo for a few hours on Saturday (11/18) and attending the FTU Signature presentations on Saturday and Sunday (11/18-11/19).

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What Did I Find Reading Through the AMEX Hilton Ascend Credit Card Welcome Letter & Cardmember Agreement?

My friend Stefan at Rapid Travel Chai likes to tell people that I read through all the small print on credit cards so the rest of us don’t have to.  99% of the info is super boring, but every now and then, I found something worth sharing.  I’ve been quietly following along with the Hilton news, but had nothing to add to the conversation at the time.  If you want to learn more about the Hilton transition from Citi to American Express, check out this website that American Express created.  A few days ago, I received an envelope from American Express with details of the transition.  I had read all about the transition on other travel blogs, mainly Frequent Miler and Doctor of Credit, but I read the small print to see if there were any diamonds in the rough.  I will share what I found below.

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Citi Thank You Premier Credit Card Holders: Some Gas Purchases Not Earning 3x TYPs

Good morning everyone.  I received the following email from Citi yesterday regarding my Citi Thank You Premier Credit Card.  That credit card is supposed to earn 3x Thank You Points (TYPs) on all travel and gas purchases, but some gas purchases made at convenience stores did not code as 3x purchases.  According to the email, if you made a gas purchase at a convenience store between November 15, 2015 and July 21, 2017, you only earned 1x.  To remedy the situation, Citi is crediting the missing TYPs to your October 2017 Citi Thank You Premier Credit Card statement.

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Sign up for Free Credit Monitoring from CreditCards.com (TransUnion VantageScore 3.0 Credit Score)

Good morning everyone.  I’m not sure how long this has been around for, but CreditCards.com just launched their own free credit monitoring / credit scoring / credit reporting service.  I decided to sign up for the free service and see how it worked (and compare the service to Credit Sesame, Credit Karma, and free Experian credit monitoring).  If you want to create a free account, click here.  To get started, click the Sign In link in the upper left corner of the page.  Then click the Sign Up link at the bottom of the page.

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