Tag Archives: AMEX

American-Airlines-AA-Long-Logo

Should I Use Citi Thank You Points or Membership Reward Points / AMEX Business Platinum to Book American Airlines Flight?

I have a miles and points spending decision to make and thought I’d ask TWG readers for advice. After all, when Grant asks for advice, he gets lots of great input. I have a one-way flight I need to purchase and am considering two options:

  • Option #1: Use Citi Thank You Points. I have a nice stash of them and have been looking for a good use. The flight is on American for $242.64 and requires 15,165 Citi Thank You Points. I have the Citi Prestige Credit Card, so I’m getting 1.6 cents per point (CPP).
  • Option #2: Use Membership Reward Points. As of March 30, new rules will go into place for the AMEX Business Platinum card, so that seems like an interesting option as well. The flight would cost $242.64 or 24,264 Membership Rewards Points. American Airlines is my designated airline so I’ll get a 50% refund on those points. Also, as of March 30, because first you purchase the flight and then get reimbursed when you use MR points, I’ll get 5X points for the AMEX spend.

Continue reading

Which-Credit-Card-Long-Logo

Which 10 Credit Cards am I Considering for my March App-O-Rama?

Good morning everyone, happy Thursday.  My last App-O-Rama (where I applied for several new credit cards at the same time) was back in mid December 2016.  I usually wait 3+ months between App-O-Ramas, so the time has come to start my next round of credit card applications.  I am going to list the credit cards I have in mind in the order in which I will probably apply for them.  If you have any feedback on my strategy or think I am missing or applying for the wrong credit cards, please leave a comment below. Without further ado, let’s begin…

1. American Express SPG Business Credit Card – 25,000 SPG points after spending $5,000 in 90 days and an additional 10,000 SPG points after spending $3,000 in 120 days.  No annual fee the first year, then $95 in the second year.

With the impending merger with Marriott, this might be my last opportunity to apply for the SPG business credit card.  I can’t pass up this opportunity. 35,000 SPG points are worth ~$700 in hotel nights and airfare (and possibly much more).

2. Bank of America MERRILL+ Credit Card – 50,000 points after spending $3,000 in 90 days.  No annual fee.

Doctor of Credit reports that you can apply for this credit card over the phone.  50,000 points is worth $500 cash or up to $1,000 toward airfare. Continue reading

amex-offer-long-logo

$100 Statement Credit from Delta AMEX Offer Posts Very Quickly

Good afternoon everyone.  A few days ago, American Express released a few new AMEX Offers, the best being for Delta Airlines.  Spend $500 or more on Delta airline tickets and get a $100 statement credit.  If you have any travel coming up on Delta, this is an easy offer to complete.  Unfortunately, this offer is somewhat targeted and only showed up on 2 of my 6 cards (Old Blue Cash and Blue Cash Everyday).  In this post, I will show you how quickly the $100 statement credit posts after you purchase your Delta airline tickets online.

Delta AMEX Offer $100 Off $500

Continue reading

us-bank-flexperks-visa-long-logo

US Bank FlexPerks Travel Rewards Visa Signature & American Express Downgrade / Conversion Options

Good morning everyone, happy Friday!  I am flying to Phoenix this weekend to watch some Spring Training baseball games, go to a Phoenix Suns basketball game, and maybe catch a Phoenix Coyotes hockey game – lots of sports in my future!

In credit card related news, both my US Bank FlexPerks Travel Rewards Visa Signature Credit Card and US Bank FlexPerks Travel Rewards American Express Credit Card had $49 annual fees that just posted.  I got both credit cards during various Summer / Winter Olympic promos and have since spent down the majority of my FlexPoints.  The only reason to keep the FlexPerks Visa Signature card is for 3x at charity (making Kiva loans) or 2x at gas stations and grocery stores.  You do get 10 Gogo Wifi Passes every cardmember year, but I seem to earn them faster than I can redeem them (plus the American Express Business Platinum Charge Card gave me 10 free Gogo Wifi Passes that I have yet to use either).  As for the FlexPerks American Express card (no longer offered – it has since been replaced by the US Bank FlexPerks Gold American Express Credit Card), I really never use that card either.

Long story short, both credit cards had annual fees that posted and I wanted to downgrade / convert to credit cards with no annual fees.  Here is my journey calling US Bank and figuring out which credit cards you can downgrade / convert to.  The obvious choice is the US Bank FlexPerks Select Plus American Express Credit Card that earns FlexPoints and has no annual fee.

3 Current US Bank FlexPerks Credit Cards

Continue reading

south-america-continent-long-logo

Grant is Back from South America: Upcoming Hotel Reviews & Trip Reports

Good morning everyone, I am back from my week-long trip around South America.  I was going to write about my experience during the trip, but I accidentally left my laptop charger on my flight to Bogota, Colombia, so I had no way to charge my laptop during the trip.  With that said, here is a tentative list of blog posts that I will write about my trip.  Here are my 4 hotel reviews:

  • Aloft Bogota Airport Hotel (3,000 SPG Points / Night)
  • Holiday Inn Buenos Aires Ezeiza Airport Hotel (20,000 IHG Points / Night)
  • Sheraton Iguazú Resort & Spa (Iguazu Falls, Argentina) (12,000 SPG Points / Night)
  • Sheraton Libertador Hotel (Buenos Aires, Argentina) (7,000 SPG Points / Night)

Along with those hotel reviews, I am going to share my experience with these trip reports:

  • How Cheap is Bogota, Colombia?
  • Should you Visit the Argentine or Brazilian Side of Iguazu Falls?
  • Buenos Aires Centurion Lounge (Access with US AMEX Platinum Card)

There are also a few upcoming posts from Shelli about her interview with a full time Uber driver and her next stop on her coffee world tour.  Whitney just got back from her trip to Spain, so she will have several posts about her trip.  I’m not sure what Tonei and Will the Tactical Traveler are working on, but I am sure they have some interesting posts in the pipeline.

If you have any questions about any of my upcoming hotel reviews or trip reports, please leave a comment below.  Have a great day everyone!

P.S. Here is a sneak peak of our trip to Iguazu Falls, full of rainbows and big water falls.