Tag Archives: Chase

Which of these 2 Amazing Cash Back Credit Cards is Right for You? Here’s what I’m Getting!

What one credit card do you know the LEAST about? If there’s one credit card I don’t know much about, it’s the Discover It Credit Card. And yet, quite often friends and family members ask me about it. Just last week, my cousin received an email with an advertisement encouraging her to apply for a Discover It Credit Card. She’s smart, so she did what smart cousins do… she asked me what I thought :) My cover as a know-it-all regarding credit cards was blown. I told her to stay tuned and I’d check into the Discover It Credit Card and let her know my thoughts.

Then I did what smart bloggers do – and reached out to the source I knew who had written a ton about the Discover It Credit Card. In fact, from way back in 2015, I had it on my to-do list to reach out to him and ask him about the Discover It Credit Card. It was time to bring that to-do item to the top of the list – so I sat down with Harlan at Out and Out and talked all things Discover. And now I can give my cousin, and all of you, the best information and advice possible.

First off, Discover has two cash back credit cards to choose from and most importantly, it’s a lucrative card – especially in the first year.

Discover It Credit Card (Harlan’s referral link)

The Discover It Credit Card gives you 1% cash back, no annual fee, and no foreign transaction fees. It also has quarterly bonus rotating categories where you’ll get 5% cash back on up to $1,500 spend in those categories. And because Discover matches what you’ve spent in the first year, it effectively becomes a 2% and 10% cash back credit card for that first year. Harlan said the bonus categories are great and he never has trouble spending $1,500 in the bonus category every quarter. Here’s one important tip on this card. You MUST register your credit card each quarter before you start shopping to earn the 5% bonus. Activation is easy, so do it BEFORE you start your quarterly shopping.

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Should I Keep Both Chase Sapphire Reserve & JPMorgan Chase Ritz Carlton Credit Cards?

Good morning everyone, I have a dilemma on my hands.  The $450 annual fee is posting in the next 2 months on my JPMorgan Chase Ritz Carlton Credit Card and I need to decide if I should keep both my Chase Sapphire Reserve Credit Card and JPMorgan Chase Ritz Carlton Credit Card.  Both credit cards have $450 annual fees and I don’t *need* both credit cards, but what should I do?  As a reminder, I recently converted my Chase Freedom into a Chase Sapphire Reserve, but I have had my JPMorgan Chase Ritz Carlton Credit Card for almost 3 years (I applied for this credit card when the sign up bonus was 140,000 Marriott Points).  I will walk through all the perks for both credit cards and see if I have a clear answer by the end of this post.

Contender 1: Chase Sapphire Reserve Credit Card

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Redeem Chase Ultimate Rewards Points for 1.5 Cents Per Point with Chase Sapphire Reserve Credit Card

Good morning everyone, I hope you all had a great weekend.  I am very late to the Chase Sapphire Reserve Credit Card party, but I finally have that credit card after I Converted my Chase Freedom to a Chase Sapphire Reserve.  I’ve been sitting on a bunch of Chase Ultimate Rewards Points and finally had my first opportunity to book a trip using my Chase Ultimate Rewards Points.  To redeem your Chase Ultimate Rewards Points for 1.5 cents per point (CPP), log into your Chase online account and click the Go to Ultimate Rewards box.

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Singapore Airlines Partner Award Chart for Alaska Airlines Flights (Sweet Spots to Hawaii, Canada & Mexico)

Buenos dias everyone. As first reported by Scott at Travel Codex, Singapore Airlines’s Krisflyer loyalty program has released a partner award chart for flights on Alaska Airlines. It seems confusing at first, but once you understand the full picture, it makes more sense.

Alaska’s route map is split into five zones:

  • Zone 1: West Coast
  • Zone 2: Mountain West and Canada
  • Zone 3: Midwest
  • Zone 4: East Coast, Southeast, Cuba, Costa Rica, and Mexico
  • Zone 5: Alaska and Hawaii

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IHG Flash Sale: 100% Bonus on Purchased Points (Expires September 29)

It must be bonus season! IHG Rewards Club just announced a four-day flash sale on IHG points. The offer ends on September 29. I’m a new Chase IHG Rewards Credit Card holder, so these kinds of sales definitely get my attention. A 100% bonus on at least 5,000 points purchased… yes, thank you! You’ll recall that I got matched to the better Chase IHG Rewards Credit Card offer when I sent Chase a Secure Message (SM), and then got some great ideas from you all about which IHG properties to use my points at. I’m just about done meeting my minimum spending on that credit card. Between those points and flash sales on IHG points like this one, I’m all set to make next year an IHG one!

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