Tag Archives: Chase

Tonei’s 2016 Year in Review: A Record-Breaking Year of Travel and Reselling

Buenas tardes from Cancun! I wanted to tell you all a little bit about how my last year went. In 2016, I blew past my previous record for miles traveled, went all in on gift card reselling, moved to Mexico, and picked up a handful of credit cards and bank signup bonuses along the way.

Travel

I flew just over 197,000 miles last year, a significant increase from my previous record of 125,000 miles in 2015. The change was mostly because I did a lot more flying across oceans – my 2015 trips were entirely in the Americas, but I spent a lot more time in Europe and Asia in 2016.

Tonei's 2016 flight map, courtesy of openflights.org

Tonei’s 2016 flight map, courtesy of openflights.org

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Calculate Discover It & Chase Freedom Q4 5% Cash Back Category Spending

Good afternoon everyone.  We only have 11 days left in 2016, so what better time than now to calculate how our Q4 spending is going on the Discover It and Chase Freedom.  I wrote a similar post last quarter: Final Month Review: Calculate Progress Toward Chase Freedom Q3 Restaurant Spend.  Let’s start with the Discover It and finish with the Chase Freedom.  Log into your Discover It online account and click Search Transactions under Activity & Payments.

discover-it-search-transactions

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Should I Convert my Chase Freedom to a Chase Sapphire Reserve Credit Card?

Good morning everyone, I hope your week is going well.  I am struggling to make a decision regarding the Chase Sapphire Reserve Credit Card.  I really want the credit card and sign up bonus, but due to the Chase 5/24 rule, I am not getting any new Chase credit cards anytime soon.  I also have a few Chase business cards that I don’t use much.  Should I convert my Chase Freedom Credit Card to a Chase Sapphire Reserve Credit Card?  Here are the facts in my situation:

  • I am way over the Chase 5/24 rule, so I am not getting a new Chase credit card anytime soon
  • I am not a Chase Private Client and have not been pre-approved for the Chase Sapphire Reserve or Chase Ink Preferred
  • I currently have a Chase Freedom, Chase Ink Cash, and Chase Ink Plus
  • I do not have a Chase Sapphire Preferred or Chase Freedom Unlimited
  • I do not max out my Chase Ink Cash or Chase Ink Plus 5x categories
  • I do not max out my Chase Freedom 5% rotating cash back categories
  • My Chase Ink Plus annual fee is due in March 2017
  • You can only convert a Chase Freedom, Chase Freedom Unlimited, Chase Sapphire, or Chase Sapphire Preferred to a Chase Sapphire Reserve.
  • You need to have a credit line of at least $10,000 to be approved for the conversion (my Chase Freedom has a $25,000 credit line).

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Use Visa Infinite Credit Card to get $100 off Roundtrip Domestic Flights (Discount Air Benefit)

Good morning everyone, happy Friday!  In this post, I will show you how to use your JPMorgan Chase Ritz Carlton Visa Infinite Credit Card to get $100 off round trip domestic flights.  Unfortunately, if you have the Chase Sapphire Reserve Visa Infinite Credit Card, you are not eligible for this benefit.

It all started when I was looking for flights down to Orange County for Super Bowl weekend (Sunday, February 5, 2017).  United Airlines is/was having a fare sale for SFO-SNA and I found a great round trip flight for $127.  My brother (who now lives in the Bay Area – Larkspur to be specific) also wanted to fly down to Orange County that weekend, so I was excited to use the new Visa Infinite Discount Air Benefit.

google-flights-sfo-sna-ua-rt-feb-3-6

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How to Find Hidden Hyatt Free Night Certificates from Credit Card Anniversary & Sign Up Bonus

Good afternoon everyone.  This post was inspired by Adam’s question from my post: Hyatt Anniversary Free Night Certificate Now Bookable Online (Category 1-4 Hotels).  To summarize Adam’s question, he said that he could not find his Hyatt free night certificates in his Hyatt Gold Passport account after the World of Hyatt facelift/makeover.  I was able to find my anniversary Hyatt free night certificate (from my Chase Hyatt Credit Card) after clicking around, but the process is not obvious or straightforward.  Most people would sign into their Hyatt account and click on the My Account tab.

hyatt-free-night-certificate-missing-1

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