Tag Archives: Chase

Should I Convert my Chase Freedom to a Chase Sapphire Reserve Credit Card?

Good morning everyone, I hope your week is going well.  I am struggling to make a decision regarding the Chase Sapphire Reserve Credit Card.  I really want the credit card and sign up bonus, but due to the Chase 5/24 rule, I am not getting any new Chase credit cards anytime soon.  I also have a few Chase business cards that I don’t use much.  Should I convert my Chase Freedom Credit Card to a Chase Sapphire Reserve Credit Card?  Here are the facts in my situation:

  • I am way over the Chase 5/24 rule, so I am not getting a new Chase credit card anytime soon
  • I am not a Chase Private Client and have not been pre-approved for the Chase Sapphire Reserve or Chase Ink Preferred
  • I currently have a Chase Freedom, Chase Ink Cash, and Chase Ink Plus
  • I do not have a Chase Sapphire Preferred or Chase Freedom Unlimited
  • I do not max out my Chase Ink Cash or Chase Ink Plus 5x categories
  • I do not max out my Chase Freedom 5% rotating cash back categories
  • My Chase Ink Plus annual fee is due in March 2017
  • You can only convert a Chase Freedom, Chase Freedom Unlimited, Chase Sapphire, or Chase Sapphire Preferred to a Chase Sapphire Reserve.
  • You need to have a credit line of at least $10,000 to be approved for the conversion (my Chase Freedom has a $25,000 credit line).

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Use Visa Infinite Credit Card to get $100 off Roundtrip Domestic Flights (Discount Air Benefit)

Good morning everyone, happy Friday!  In this post, I will show you how to use your JPMorgan Chase Ritz Carlton Visa Infinite Credit Card to get $100 off round trip domestic flights.  Unfortunately, if you have the Chase Sapphire Reserve Visa Infinite Credit Card, you are not eligible for this benefit.

It all started when I was looking for flights down to Orange County for Super Bowl weekend (Sunday, February 5, 2017).  United Airlines is/was having a fare sale for SFO-SNA and I found a great round trip flight for $127.  My brother (who now lives in the Bay Area – Larkspur to be specific) also wanted to fly down to Orange County that weekend, so I was excited to use the new Visa Infinite Discount Air Benefit.

google-flights-sfo-sna-ua-rt-feb-3-6

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How to Find Hidden Hyatt Free Night Certificates from Credit Card Anniversary & Sign Up Bonus

Good afternoon everyone.  This post was inspired by Adam’s question from my post: Hyatt Anniversary Free Night Certificate Now Bookable Online (Category 1-4 Hotels).  To summarize Adam’s question, he said that he could not find his Hyatt free night certificates in his Hyatt Gold Passport account after the World of Hyatt facelift/makeover.  I was able to find my anniversary Hyatt free night certificate (from my Chase Hyatt Credit Card) after clicking around, but the process is not obvious or straightforward.  Most people would sign into their Hyatt account and click on the My Account tab.

hyatt-free-night-certificate-missing-1

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Striking out on Citi Prestige and AMEX Platinum Retention Offers

Good morning everyone, I hope your weekend is off to a great start.  By the time you read this post, I should be in Washington, D.C. for the Boarding Area Conference (BACON for short).  I am a big fan of retention offers and have written about them several times in the past (1, 2, 3, etc).  My most recent retention offer attempts were met with mostly rejection, but I have some data points worth sharing.

I haven’t used my Citi Prestige Credit Card much over the last few months and only value the ability to book AA and AA codeshare flights with Citi Thank You Points at 1.6 CPP.  I decided to call Citi and see if there were any retention offers available.  My opening line was, “I am considering applying for the Chase Sapphire Reserve and can’t afford to pay $400 annual fees for both cards.  Is there any offer on my Citi Prestige to keep me as a customer?”  I was immediately transferred to the retention department and repeated my opening line.  The retention specialist was very nice and helpful, but she didn’t have any retention offers available.  She said that retention offers can only be accepted once per cardmember year and I already accepted an offer on my Citi Prestige in May.  While on the phone, I asked if she could check for retention offers on my other Citi credit cards.  We went through my Citi Forward, Citi Premier, Citi Double Cash, and Citi Hilton HHonors Reserve credit cards and struck out every time (I was only eligible for 0% balance transfer and 0% APR offers which don’t interest me at all).  Last but not least, I asked if there were any offers on my new(ish) Citi AT&T Access More Credit Card.  Jackpot!  There was an offer for 5,000 bonus Citi Thank You Points after spending $1,000 over the next 3 months.  I gladly accepted the offer and thanked the rep for all her help.


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Unboxing the new JPMorgan Chase Ritz Carlton Visa Infinite Credit Card (Lots of Pics)

Good morning everyone, I hope your weekend is off to a great start.  This post has been in the works for almost a week.  I wanted to document everything that came with the new JPMorgan Chase Ritz Carlton Visa Infinite Credit Card to show everyone exactly what the card looks like and all the items that come inside the welcome packet.  First things first, the top 2 images are of the old JPMorgan Chase Ritz Carlton Visa Signature Credit Card that I received in December 2014, when the sign up bonus was 140,000 Ritz Carlton points (basically Marriott Rewards points) and a few other perks.  The bottom 2 images are of the new JPMorgan Chase Ritz Carlton Visa Infinite Credit Card.  Personally, I like that card art on the old design better because the lion is bigger.  Both cards feel and weigh exactly the same.  If you have the old card and want the new card, just call the number on the back of your card and request a new Visa Infinite credit card be sent to you.

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