Tag Archives: Chase

IHG Flash Sale: 100% Bonus on Purchased Points (Expires September 29)

It must be bonus season! IHG Rewards Club just announced a four-day flash sale on IHG points. The offer ends on September 29. I’m a new Chase IHG Rewards Credit Card holder, so these kinds of sales definitely get my attention. A 100% bonus on at least 5,000 points purchased… yes, thank you! You’ll recall that I got matched to the better Chase IHG Rewards Credit Card offer when I sent Chase a Secure Message (SM), and then got some great ideas from you all about which IHG properties to use my points at. I’m just about done meeting my minimum spending on that credit card. Between those points and flash sales on IHG points like this one, I’m all set to make next year an IHG one!

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I Converted my Chase Freedom to a Chase Sapphire Reserve

Good morning everyone, I hope you all had a great weekend.  A few days ago, Chase announced the Chase Freedom Q4 merchants (Walmart and department stores) and you can now activate those bonus categories for your Chase Freedom Credit Card.  Unfortunately, those bonus categories do not excite me (there are no Walmart stores close to San Francisco), so I was considering a product change from my Chase Freedom Credit Card to the Chase Sapphire Reserve Credit Card.  In fact, last December, I wrote Should I Convert my Chase Freedom to a Chase Sapphire Reserve Credit Card?  I have applied for the Chase Sapphire Reserve Credit Card in the past, but I was declined based on the 5/24 rule, but I still really wanted the credit card, despite not being able to get the sign up bonus.  In this post, I will explain my reasoning for the product change and show how quickly the product change is processed by Chase.

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Chase Hyatt Credit Card Holders: 40% Bonus on Points Purchases

Our Chase Hyatt Credit Card may not be the one we pull out of the sock drawer very often, but it looks like Chase and Hyatt are doing their best to change that. Recently, my Chase Hyatt Credit Card came out of hiding for the $20 off $50 Whole Foods deal, and now with this promo, I’ll take a look at my Hyatt hotel schedule. This deal may be a good one for some of us to use, as well. For instance, when you buy 10,000 Hyatt points, you will get a 40% bonus.  14,000 Hyatt points for $240 is just under 2 CPP.

Most of my favorite Hyatt properties are 15,000 points a night and well over $240 a night, so I’m considering jumping on this offer. How about you? Any interest in this deal or has Hyatt left a bitter taste in your mouth these days with all their elite status changes?

Tonei’s January Credit Card App-O-Rama Results

Buenos diás everyone. I’m not usually one for credit card App-O-Ramas, typically preferring to apply for credit cards one at a time when they have high bonuses, but at the end of January, I decided to throw caution to the wind and apply for five new credit cards in one day, from three banks: Banco Popular de Puerto Rico, Bank of America, and Chase.

Banco Popular de Puerto Rico

I finally decided to jump on the Banco Popular de Puerto Rico 60,000 Avianca LifeMiles offer that Grant wrote about in December. Like Grant, I also got instantly approved with a large credit line.

Image of the front of an Avianca LifeMiles Vuela Visa card with "Mr Grant Thomas" on the front. The numbers have been blacked out.

My card looks just like this, but it doesn’t have Grant’s name on it.

I paid my annual fee in February and made purchases on the card in March and April, but my LifeMiles balance is still zero. I emailed customer service to ask about it but got an automatic reply to call for assistance – when I did so, the representative (who I could barely hear) just said it takes 6-8 weeks for miles to post and that I should keep an eye on my balance at lifemiles.com. I’ll also email LifeMiles customer support and see if they can check whether I might have a duplicate LifeMiles account. Continue reading

Should I Upgrade / Convert / Product Change from Chase Ink Cash to Chase Ink Preferred?

Good morning everyone, I hope your weekend is off to a great start.  I currently have a Chase Ink Plus Business Credit Card which just posted the $95 annual fee and a Chase Ink Cash Business Credit Card with no annual fee that was previously downgraded/converted from a Chase Ink Bold Business Charge Card.  I have started to ramp up my gift card buying and selling with The Plastic Merchant (TPM) and that involves buying a lot of gift cards on eBay from PayPal Digital Gifts (PPDG) that earn 5x Chase Ultimate Reward Points.  I also charge my monthly Comcast Xfinity Wifi and my parent’s AT&T and Cox Communications utility bills to my Chase Ink Plus Business Credit Card and I think I will finally max out the 5x spend on the first $50,000 spent annually (without even shopping at an office supply store).

When the annual fee posted on my Chase Ink Plus Business Credit Card, I started thinking if I should upgrade my Chase Ink Cash Business Credit Card to a Chase Ink Plus Business Credit Card or Chase Ink Bold Business Charge Card.  Even though both of those cards have $95 annual fees, they would allow me $50,000 of 5x spend, compared to $25,000 of 5x spend on the Chase Ink Cash Business Credit Card at office supply stores and on cellular phone, landline, internet and cable TV services.  I called Chase to find out what my options were.  Unfortunately, when I called the Chase business department, I was told the Chase Ink Plus Business Credit Card and Chase Ink Bold Business Charge Card are no longer offered and I could only upgrade to a Chase Ink Preferred Business Credit Card.

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