Tag Archives: credit cards

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Targeted Q2 Credit Card Offers: 4,000 Hyatt Points, 3,000 IHG Reward Points & 2,500 Lufthansa Miles

Good morning everyone.  As we wrap up Q1, the targeted credit card offers for Q2 are just now arriving.  Here are 3 offers that I have received in the last 2 days and I will share my logic with you on whether or not they are worth pursuing.  Up first, I have the Chase Hyatt Credit Card with 4,000 bonus points after spending $4,000 between April 1 and June 30.  4,000 Hyatt Points is worth $60-$80 to me, but I am not excited to spend $4,000 to get up to $80 in return (2% bonus).  I could get 4,000 Hyatt Points by generating 4,000 Chase Ultimate Reward Points on my Chase Ink Plus.  That would only require $800 of 5x spending and I can do that in 1 day with gift card purchases from PayPal Digital Gifts on eBay.  I am going to pass on this offer.

Targeted Chase Hyatt Credit Card Offer Q2

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Should I Use Citi Thank You Points or Membership Reward Points / AMEX Business Platinum to Book American Airlines Flight?

I have a miles and points spending decision to make and thought I’d ask TWG readers for advice. After all, when Grant asks for advice, he gets lots of great input. I have a one-way flight I need to purchase and am considering two options:

  • Option #1: Use Citi Thank You Points. I have a nice stash of them and have been looking for a good use. The flight is on American for $242.64 and requires 15,165 Citi Thank You Points. I have the Citi Prestige Credit Card, so I’m getting 1.6 cents per point (CPP).
  • Option #2: Use Membership Reward Points. As of March 30, new rules will go into place for the AMEX Business Platinum card, so that seems like an interesting option as well. The flight would cost $242.64 or 24,264 Membership Rewards Points. American Airlines is my designated airline so I’ll get a 50% refund on those points. Also, as of March 30, because first you purchase the flight and then get reimbursed when you use MR points, I’ll get 5X points for the AMEX spend.

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How to Redeem your World of Hyatt Free Anniversary Night Certificate

Good morning everyone, I had a great weekend in Portland, full of hikes, Voodoo Donuts, craft brews, and Trail Blazers basketball.  Enough about me, let’s talk about how to redeem your World of Hyatt free anniversary night certificate that comes every year when you pay the Chase Hyatt Credit Card $75 annual fee.  If you have the credit card, you can see the free night award in your World of Hyatt account by clicking the My Awards tab.  This is my dad’s Hyatt account and his award night was expiring in mid June and he didn’t have any Hyatt stays planned before then, so we decided to use it for a night near the Portland Airport (thanks dad!).

World of Hyatt Book Award Night 1

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Travel Meetup: Points with a Crew & Travel with Grant in San Francisco (Sunday April 2 @ 7pm)

Good morning everyone, happy Friday!  I am heading to Portland tonight for a quick weekend trip with my brother, but I wanted to get the word out that Dan from Points with a Crew (yeah, that guy that has 6 kids) and me (the guy that sometimes acts like a 6 year old kid) will be co-organizing a miles and points travel meetup in the Bay Area.

  • When: Sunday, April 2, 2017 from 7-10pm
  • Where: Staybridge Suites San Francisco Airport, 1350 Huntington Ave, San Bruno, CA 94066 (Google Map) <– Dan picked this location, I would have gone with the usual In-N-Out…

StayBridge Suites Near SFO

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Which 10 Credit Cards am I Considering for my March App-O-Rama?

Good morning everyone, happy Thursday.  My last App-O-Rama (where I applied for several new credit cards at the same time) was back in mid December 2016.  I usually wait 3+ months between App-O-Ramas, so the time has come to start my next round of credit card applications.  I am going to list the credit cards I have in mind in the order in which I will probably apply for them.  If you have any feedback on my strategy or think I am missing or applying for the wrong credit cards, please leave a comment below. Without further ado, let’s begin…

1. American Express SPG Business Credit Card – 25,000 SPG points after spending $5,000 in 90 days and an additional 10,000 SPG points after spending $3,000 in 120 days.  No annual fee the first year, then $95 in the second year.

With the impending merger with Marriott, this might be my last opportunity to apply for the SPG business credit card.  I can’t pass up this opportunity. 35,000 SPG points are worth ~$700 in hotel nights and airfare (and possibly much more).

2. Bank of America MERRILL+ Credit Card – 50,000 points after spending $3,000 in 90 days.  No annual fee.

Doctor of Credit reports that you can apply for this credit card over the phone.  50,000 points is worth $500 cash or up to $1,000 toward airfare. Continue reading