Tag Archives: Discover It

USPS Lost my VirtualPostMail Package Full of Gift Cards & Credit Cards

Buenos dias everyone.  A few months ago, I wrote about VirtualPostMail, the service I use to receive, scan, and forward my physical mail. I typically have them collect items for me over the course of a few weeks, and then I select the items I want to keep and have them shipped to wherever I’m going next. Since I was heading to Washington, DC for work last week, I asked VPM to mail a package to my post office box in Washington, DC a few days before I was going to arrive. This package included several important items:

  • My replacement AT&T Access More Credit Card (since someone tried to hack my account)
  • My new Discover It Credit Card in a different design
  • My Amazon Prime Store Credit Card
  • 1 $50 Hotels.com gift card from Amazon
  • 2 $50 Petco gift cards
  • 6 iTunes gift cards from Staples (3 x $100 and 3 x $50)
  • 2 sets of Cabela’s gift cards I purchased from SVM on eBay
  • My Hyatt Explorist welcome packet
  • My new Blue Cross Blue Shield insurance card
A screenshot of 12 envelopes of various sizes from my virtualpostmail dashboard

Will I ever see these envelopes?

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My Missing Discover It Credit Card Apple Pay Promo Cash Back Just Posted (All $326 Worth)

Good morning everyone, I hope your week is going well.  A few days ago, I received the following email from Discover titled “Important information from Discover” (could they think of a more generic title for an email?).  In the email, Discover said that they underpaid me for my participation in the Discover It Apple Pay promo from 2015.  In the email, Discover promised to award the missing cash back within the next 2 billing cycles.  Luckily for me, my cash back just posted… all $326 worth :)

Discover It Apple Pay Promo Email Announcement

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Easily Track Credit Card Sign Up Bonuses & Bank Account Bonuses with these 2 Spreadsheets

Hat tip to my friends Bodie and Ramzi for the reminder.

Good afternoon everyone.  2 weekends ago, I was at FTU (Frequent Traveler University) Advanced in Seattle and, naturally, the topic of credit card sign up bonuses and bank account bonuses came up.  Call me old fashioned, but I have a spreadsheet for just about everything – including credit card sign up bonuses and bank account bonuses.  If you are just getting into the credit card or bank account bonus game (I made $2,850 last year from bank account bonuses), it is very important to be detail-oriented and organized.  I have used these 2 spreadsheets since day 1 (I’ve made some modifications along the way), but I think they can definitely keep you organized.  Up first, I have my Credit Card Sign Up Bonus Template.xlsx.  Let me explain this spreadsheet.  Please ask me a question if I miss anything or if anything is unclear:

  • Credit card name, merchant type, credit card number, CVV (3 digit code on the back or 4 digit code on the front of AMEX cards) and expiration date are pretty self explanatory.  I use real data and password protect the spreadsheet, but you can use the last 4 digits of your cards if you feel more comfortable.  I use real data so I can purchase anything online, wherever I am, without having to carry every single card with me.
  • Phone numbers are great for calling customer service without having the card in front of you and come in handy if your card is lost or stolen (most of these numbers are saved into my phone as well).
  • Credit limit is not super useful, but if I need to make a large purchase, I know exactly which cards have big credit limits.  It can also be helpful if you need to make a reconsideration call and move some credit around from existing credit cards.
  • I also track all of my debit cards and authorized user cards so all the info is in one place.

Credit Card Sign Up Bonus Template 1

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PSA: Activate Discover Q2 Cash Back Bonus Categories (Home Improvement Stores & Warehouse Clubs)

Buenos dias everyone,

If you have an eligible Discover card, it’s time to register for the Q2 5% Cashback Bonus categories: Home Improvement and Warehouse Clubs.

Discover's Q2 5% Cashback Bonus categories are Home Improvement Stores and Warehouse Clubs.

Discover’s Q2 5% Cashback Bonus categories are Home Improvement Stores and Warehouse Clubs.

You should have gotten an email from Discover with a one-click registration link, or you can just visit the Discover Cashback Calendar to activate.

Last quarter I bought discounted gift cards at Sam’s Club and Costco for the 5% cash back; I’ll probably spend a decent amount at Home Depot this quarter and then buy gift cards with the rest. I’ll use the cashback earned to buy more gift cards from Discover and sell them for a slightly larger profit.

Do you have plans for your Discover 5% category, or for the cash back you earn? Let me know in the comments.

My Outrageous 2017 Travel Predictions + Reader Ideas Needed

Good morning everyone, I’m sorry for the delay, but I have been diligently thinking about my 2017 travel predictions.  I am going to channel my inner Nostradamus to come up with some outrageous travel predictions for 2017.  Doctor of Credit has a good resource for all other 2017 travel predictions.

Disclaimer: I have made some travel predictions in previous years and I am more often wrong than right, but that losing streak has not dampered my prediction spirit.  To see how bad I am at making predictions, please read A Look Back at my 2016 Predictions (Airlines, Hotels, Credit Cards & MS).  I consider myself an optimistic pessimist (I prepare for the worst, but hope for the best), so these travel predictions will sound depressing.

Airlines

  • Southwest seems bent on making the Companion Pass very difficult to get unless you fly Southwest every week.  I believe credit card signup bonuses will no longer count toward the Companion Pass and Southwest might kill the whole concept of the Companion Pass entirely or switch to a certificate program similar to the Alaska Airlines companion fare or Virgin America companion ticket.
  • Other airline credit cards will adopt the Alaska Airlines companion fare (you pay full price and your companion pays up to $120) or the Virgin America companion ticket (you pay full price and your companion pays full price minus $150).

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