Are you a supporter of Kiva loans? Many in the points and miles world are. Kiva, a micro loaning business, allows you to make loans, for as little as $25, to low-income entrepreneurs and students in over 80 countries. By using a credit card and Paypal, you load money to your Kiva account and then make loans. When the loans are paid back, you can always withdraw the funds or make new loans. In making these loans, miles and points are generated either by completing the minimum spend on a new credit card or by using credit cards you want to accrue miles/points on. Of course, your first priority should be your willingness to fund these loans. I find most miles/points folks do fund Kiva loans because they believe in Kiva and the concept of micro loans.