Tag Archives: Membership Rewards

PSA: Check your American Express OPEN Small Business Savings Preferences (5% Cash Back vs. 2 Membership Reward Points)

Buenos dias everyone. A few months ago, I purchased some items from HP.com using my American Express Business Platinum Charge Card, which offers the choice between 5% cash back or 2 bonus Membership Reward Points per dollar spent on purchases from HP and other select merchants through the American Express OPEN Small Business Savings program.  All American Express issued business cards are part of OPEN – Membership Rewards-earning cards offer a choice between the two, while others like the American Express Starwood Preferred Guest Business Credit Card only offer the 5% cash back option.

5% cash back is clearly worth more than 2x Membership Reward Points, so I was disappointed when I realized that the card defaulted to 2x Membership Reward Points and I had never changed my savings preferences. I chalked it up to experience and switched the settings in my OPEN preferences so I wouldn’t make that mistake again.

Amex OPEN Savings preference selection screen Continue reading

Book One Way Award Flights to Hawaii on Delta for 15,000 KLM / Air France Flying Blue Miles

Good afternoon everyone, I hope your week is going well.  A few nights ago, I was helping a friend find and book award tickets from the Bay Area to Kauai, Hawaii (LIH – Lihue, Hawaii).  She is a teacher and wanted to travel over Spring Break next year. Her Spring Break is the first week of April and Easter is on April 1, 2018, so she wanted to leave right after Easter.  I went to Google Flights to see what flight options were available but their flight calendar doesn’t show any flights past April 1, 2018 (if you are reading this post after May 8, then it should show you later dates).

Google Flights SFO-LIH Map No 4-2-2017

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Are your AMEX Offer Statement Credits Posting Slower than Usual?

(Hat tip to Miles per Day post and Tom’s comments in that post)

Good morning everyone, happy Star Wars Days (“May the Force be with you” = May the Fourth = May 4th) – that was painful to explain.  Anyway, I was reading Miles per Day and there were a few comments on that blog post AMEX Offer statement credits posting very slowly that stuck out to me.  Commenter Tom said the following:

Are your AMEX offer credits even posting lately? Within the past 2 or 3 weeks, I’ve used about 12 offers or so and only 2 of the credits actually posted (the boxed offer, but the same offer also DIDN’T post on 2 of my other cards)…. I’m starting to get a bit worried…

Later, Tom said:

No, I only received the email on the 2 credits that actually did post, the others received nothing (although I’m 100% certain that I met the terms and conditions of the offer). There are also quite a few datapoints coming in on the AMEX offers thread on Flyertalk, but I’m shocked that none of the bloggers have picked up on this issue yet, something is definitely going on with AMEX…. ordinarily I would just dismiss it and wait a while, but considering all of the other recent negative changes, especially the recently announced delay with the Biz Plat 50% rebate, I’m really starting to worry about AMEX offers… I hope they don’t make us wait 90 days until after the offer ends…

I have noticed the same with my AMEX Offers – the statement credits seem to be posting erratically and slower than usual.  As part of my manufactured spending routine, I buy and sell gift cards and a big portion of the gifts cards that I buy are with AMEX Offers.  I keep pretty detailed records of when I buy the gift cards, when they arrive (via email or mail), and when the AMEX Offer statement credits post to my American Express cards.  Here are my AMEX Offer statement credit findings from mid January through early May:

AMEX Old Blue Cash (OBC); Blue Cash Everyday (BCE); Everyday (ED GT); Everyday authorized user card from my dad (ED ST); Business Platinum (Plat); Business Platinum employee card for me (Plat GT); SPG Business (SPG B); SPG Business employee card for me (SPG GT)

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AMEX Offer Best Practices for Adding Offers to Multiple Cards & My Offer Tracking Spreadsheet

Good morning everyone, happy Friday.  I am heading down to San Diego this weekend, but before I go, I wanted to talk about AMEX Offers and how I handle them.  For starters, I have 4 personal American Express credit cards in one account and 4 business American Express credit/charge cards in another account.  For the business cards, I have a primary business card and an employee card (both the business and employee cards are in my name).  All in all, I can add AMEX Offers to 8 cards: Old Blue Cash, Blue Cash Everyday, AMEX Everyday, AMEX Everyday (Dad’s card – I am an authorized user), Platinum Business, Green Business (no annual fee employee card for Platinum Business), SPG Business, and SPG Business (employee card).

AMEX Offers are great, but they become even better if you can leverage/multiply that great deal across all your American Express cards.  In this post, I will show you how I add the same AMEX Offer to multiple American Express cards and how I track all the AMEX Offers in my AMEX Offer Tracking Spreadsheet (download link included below).  If you follow this guide, you will be an AMEX Offer expert in no time.

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Booking my First 5x Membership Reward Points Flight on AMEXTravel.com Using American Express Business Platinum Charge Card

Good morning everyone, I hope you all had a great weekend.  I spent the weekend up in Rohnert Park (in Sonoma Wine Country) with my girlfriend. I started this post a few weeks ago after I booked my first flight using my American Express Business Platinum Charge Card on amextravel.com to earn 5x Membership Reward Points on paid flights.  I was waiting for my credit card statement to close and for the bonus points to post to my Membership Rewards account, but I forgot that there is a 1 month delay between when points are earned and when points post to my Membership Rewards account. Instead of waiting another month for the bonus points to post, I decided to publish this post now.

If you are not working on the $300 travel credit from the Chase Sapphire Reserve or $250 travel credit from the Citi Prestige, earning 5x Membership Reward Points on paid flights beats earning 3x Ultimate Reward Points with the Chase Sapphire Reserve, 3x Citi Thank You Points with a Citi Prestige / Premier, and 2x Arrival Points with the Barclays Arrival+.

Anyway, I received a Google Flights alert for a flight I was tracking from New York to Iceland.  The price had fallen and I wanted to book the flight before the prices rebounded.

Google Flights JFK-KEF Icelandair

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