Tag Archives: Prestige

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Flights Booked with Citi Thank You Points + Cash do not Trigger Citi Prestige $250 Airline Travel Credit

Good afternoon everyone, I have one more quick post to share this weekend.  My Citi Prestige Credit Card annual fee is set to post in early May and I do not anticipate keeping the credit card for another year, since there is a big devaluation to the card benefits that goes into effect on July 27.  Doctor of Credit has more details, but here are the big blows to the card benefits:

  • Eliminating 3 free rounds of golf.
  • Eliminating American Airline redemptions at 1.6 cents per point (if you have any upcoming AA flights, read How to Book American Airlines Flights with Citi Thank You Points (1.6 Cents Per Point Value)).
  • For all other flights booked with Citi Thank You Points, the redemption rate is changing from 1.33 cents per point to 1.25 cents per point.
  • Fourth-night-free hotel benefit will be based on average nightly rate instead of the 4th night’s rate (and the fourth-night-free benefit will no longer include taxes).
  • Eliminating Admirals Club access.

With those devaluations in mind, I wanted to redeem the full $250 airline travel credit before the annual fee posts.  I wanted to experiment and see if flights booked with Citi Thank You Points and cash would trigger the $250 airline travel credit.  For those unfamiliar with booking flights through the Citi Thank You portal, you have the option to pay for flights with all Citi Thank You Points, with all cash (you might as well book directly on the airline’s website) or a combination of Thank You Points and cash.  In the example below, the flight costs $178.20 or 13,398 Citi Thank You Points.

13,398 Citi TYPs + $0

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Striking out on Citi Prestige and AMEX Platinum Retention Offers

Good morning everyone, I hope your weekend is off to a great start.  By the time you read this post, I should be in Washington, D.C. for the Boarding Area Conference (BACON for short).  I am a big fan of retention offers and have written about them several times in the past (1, 2, 3, etc).  My most recent retention offer attempts were met with mostly rejection, but I have some data points worth sharing.

I haven’t used my Citi Prestige Credit Card much over the last few months and only value the ability to book AA and AA codeshare flights with Citi Thank You Points at 1.6 CPP.  I decided to call Citi and see if there were any retention offers available.  My opening line was, “I am considering applying for the Chase Sapphire Reserve and can’t afford to pay $400 annual fees for both cards.  Is there any offer on my Citi Prestige to keep me as a customer?”  I was immediately transferred to the retention department and repeated my opening line.  The retention specialist was very nice and helpful, but she didn’t have any retention offers available.  She said that retention offers can only be accepted once per cardmember year and I already accepted an offer on my Citi Prestige in May.  While on the phone, I asked if she could check for retention offers on my other Citi credit cards.  We went through my Citi Forward, Citi Premier, Citi Double Cash, and Citi Hilton HHonors Reserve credit cards and struck out every time (I was only eligible for 0% balance transfer and 0% APR offers which don’t interest me at all).  Last but not least, I asked if there were any offers on my new(ish) Citi AT&T Access More Credit Card.  Jackpot!  There was an offer for 5,000 bonus Citi Thank You Points after spending $1,000 over the next 3 months.  I gladly accepted the offer and thanked the rep for all her help.


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Chase Freedom

Chase Freedom + Uber in Europe = 5x Chase Ultimate Reward Points + Foreign Exchange Fees

Good morning everyone, I’m here in Munich, Germany, today and flying to Venice, Italy, this evening.  I’ve had a few chances to use Uber in Europe (UberX both times) and wanted to share my thoughts.  Unfortunately, Uber is not as widespread as it is in the United States and is only available in a few European cities.  I have only taken UberX rides in Nice, France, and Munich, Germany.

UberX is always cheaper than traditional taxis (excluding surge pricing) and it can sometimes be cheaper than public transportation (buses and trains).  For short trips with multiple people, I would use UberX every chance I can.  Unfortunately, you need WiFi/data to access the Uber app.  I don’t have an international data plan, but I can connect to various free WiFi hotspots in airports, hotels, and cafes.  As long as you can request an Uber pickup, you do not need WiFi/data for the duration of the trip.  Your credit card will automatically be charged when your ride is over and you will receive an emailed receipt, like the one below.

Uber Receipt Munich

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