Tag Archives: Thank You Points

Should you Downgrade to the No Annual Fee Citi AT&T Access Credit Card?

Good morning everyone, happy Wednesday.  Yesterday, Citi sent out emails to all Citi AT&T Access More Credit Card members telling them that Citi AT&T Access More Credit Card will Earn 1x for Gift Card Purchases & Real Estate Payments (Effective July 22, 2017).  This caused mass panic in the miles and points community and got me thinking, is there a better card to use than the Citi AT&T Access More Credit Card?  Maybe!

I searched on Google for a no annual fee Citi AT&T credit card and stumbled onto the Citi AT&T Access Credit Card that has no annual fee.  That credit card has a 10,000 Citi Thank You Point sign up bonus and earns 2x for online purchases and AT&T purchases, and 1x on all other purchases.  Unfortunately, that credit card does not offer a 10,000 Citi Thank You Point bonus when you spend $10,000 or more during your cardmember year.  This credit card also has the same change in earning on gift card purchases and real estate payments effective July 22, 2017.

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Citi AT&T Access More Credit Card will Earn 1x for Gift Card Purchases & Real Estate Payments (Effective July 22, 2017)

Good morning everyone, I just received an email from Citi regarding my Citi AT&T Access More Credit Card.  Effective July 22, 2017, purchases of gift cards, reloading of gift cards, rent payments, and real estate payments will only earn 1x Citi Thank You Point, instead of the standard 3x Citi Thank You Points for the “online purchases” category.  This is really bad news for anyone who normally makes those purchases expecting to earn 3x Citi Thank You Points.

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How to Cancel an Airline Reservation Booked with Citi Thank You Points for Free due to a Schedule Change

Good morning everyone.  A few weeks ago, I redeemed my Citi Thank You Points for an American Airlines flight that was a code share with Alaska Airlines.  By booking the American Airlines code share flight instead of the Alaska Airlines flight, I was able to get 1.6 cents per point (CPP) for my Citi Thank You Point redemption.  This redemption value is only going to be around until July 27, 2017, then all flights booked with Citi Thank You Points will only get 1.25 CPP in value.  At the time, I was very pleased with the redemption value, but then a few weeks later, my travel plans changed and I no longer needed that flight.

Luckily, a schedule change occurred and I was able to cancel my airline reservation for free and get my Citi Thank You Points redeposited into my account.  In this post, I will explain the process of cancelling an airline reservation and getting your Citi Thank You Points redeposited.

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Book One Way Award Flights to Hawaii on Delta for 15,000 KLM / Air France Flying Blue Miles

Good afternoon everyone, I hope your week is going well.  A few nights ago, I was helping a friend find and book award tickets from the Bay Area to Kauai, Hawaii (LIH – Lihue, Hawaii).  She is a teacher and wanted to travel over Spring Break next year. Her Spring Break is the first week of April and Easter is on April 1, 2018, so she wanted to leave right after Easter.  I went to Google Flights to see what flight options were available but their flight calendar doesn’t show any flights past April 1, 2018 (if you are reading this post after May 8, then it should show you later dates).

Google Flights SFO-LIH Map No 4-2-2017

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My Recent Citi Forward & Premier Credit Card Retention / Targeted Spending Offers

Good morning everyone, I hope you had a festive Drinko Cinco de Mayo yesterday.  A few weeks ago, I called Citi to convert my Citi Prestige Credit Card into a Citi Dividend Credit Card.  During that call, I asked the rep if it were possible to convert my Citi Forward Credit Card to another Citi Dividend Credit Card.  She checked the card’s offers and told me that no product change / conversion offers were available.  Undeterred, I asked if she saw any other offers on the credit card and she read off a few retention / targeted spending offers.  After going through all available offers, I accepted an offer for 3,000 bonus Citi Thank You Points after spending $300 in the next 30-90 days (I don’t remember the exact number of days, since I was planning on completing the spending requirement the following day).

To complete the spending requirement, I loaded / reloaded my Amazon gift card balance with $301 using my Citi Forward Credit Card.  A long time ago, the Citi Forward Credit Card used to offer 5x Citi Thank You Points at restaurants and bookstores (including Amazon).  But unfortunately, on June 4, 2016, Citi changed the earning rate of the Citi Forward Credit Card from 5x to 2x at restaurants and bookstores, thereby reducing my spending on the card from a lot to $0.

Fun fact: The rep mentioned that as long as there is a purchase once every 25 statement cycles (~2 years), Citi will not close the credit card for inactivity.

Reload Amazon Gift Card Balance

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