Tag Archives: Ultimate Rewards

Visa Supplier Locator Can Find Hidden “5x Cash Back Restaurants”

Good morning everyone, happy Thursday and happy Q3!  Since the Chase Freedom Credit Card and Discover It Credit Card both offer 5% cash back (or 5x Chase Ultimate Reward Points) for restaurants this quarter (July 1 – September 30), I thought it would be fun to see if there were any merchants that coded as restaurants, but might have an MS angle too.  I first wrote about the Visa Supplier Locator website in December 2013 (How are Merchants Classified? Use the Visa Supplier Locator to Find Out!).  Luckily, not much has changed on the website during the last 3.5 years, so that post is still relevant.

Let me step back a minute and explain what the Visa Supplier Locator is and does.  Every merchant has 1 or more MCC (merchant categorization codes) that tells the credit card company what type of merchant they are (grocery store, restaurant, charity, hotel, etc.).  Without the MCC, it would be impossible to categorize transactions and award bonus points based on certain categories.  The Visa Supplier Locator allows you to search for merchants that use a certain MCC or determine what MCC a merchant uses.

In my 5% cash back restaurant example, I wanted to see which merchants have restaurant MCCs.  Some of the merchants might surprise you.  On the Visa Supplier Locator website, I selected  “RESTAURANTS / BARS – 5812” and “RESTAURANTS / BARS – 5814” from the MCC dropdown menu.  Then I entered my zip code, proved I wasn’t a robot, and clicked the Search button.  I ran multiple searches with different zip codes because each results page only showed 50 merchants.

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My 2 Favorite Hotels for Chase Hyatt Credit Card Anniversary Free Night Certificates

Last month, Ben at One Mile At A Time wrote a post about his choices for the best uses of your Chase Hyatt Credit Card anniversary free night certificates. But I think he left out two great choices in the states and one of them is a hotel I’ll be using mine at this year. As a reminder, each year Hyatt gives its cardholders an anniversary free night certificate. It can be used at any Hyatt category 1-4 hotel. There are some exclusions, but as Ben pointed out, there are still plenty of awesome choices all over the world. He did list the Hyatt Regency Vancouver, which is one of my favorite hotels in Vancouver, BC.

King room at the Hyatt Regency Vancouver.
Image source: https://vancouver.regency.hyatt.com/en/hotel/our-hotel.html

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Trip Report: Hyatt Ziva in Puerto Vallarta, Mexico (All-Inclusive Resort)

The Hyatt Ziva Puerto Vallarta is a beautiful resort.  I went at the end of August and booked a club room – I don’t have Hyatt Diamond status.  I greatly enjoyed my stay and I believe it being slow season, made it even more enjoyable. The all-inclusive resort costs 20,000 Hyatt points per night (for 2 adults) and an extra 10,000 Hyatt points per night for each additional person.

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World of Hyatt Glitch: Anniversary Free Night Certificate Showing for Category 5-7 Properties (But Not Bookable)

YOU CANNOT BOOK CATEGORY 5-7 HYATT HOTELS WITH THE ANNIVERSARY FREE NIGHT CERTIFICATE – SORRY FOR THE CONFUSION AND CLICKBAIT-SOUNDING TITLE

(Hat Tip to the Travel Hacking 101 Facebook Group)

Good morning everyone.  Yesterday, I was in my World of Hyatt account and I wanted to see when my Chase Hyatt Credit Card Anniversary Free Night Certificate was set to expire.  To see when you certificate will expire, log into your Hyatt account, click the My Account header, and click on My Awards.  My certificate will expire on November 9, 2017, and I have to complete my stay by that date. While I was looking for hotels to use my certificate at, I discovered a glitch where the certificate will show up as a payment option when it is not supposed to.

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Southwest Airlines Schedule Extended & Flights Now Bookable Through Sunday, January 7, 2018

(Hat tip to my friend Panu for the heads up)

Good afternoon everyone, I hope you are having a great day so far.  If you are a Southwest Airlines traveler, today is your lucky day.  Southwest Airlines just released their flight schedule and you can now book flights through Sunday, January 7, 2018.  Previously, their flight schedule was only bookable through early November.  Book your Thanksgiving, Christmas, New Years, and all other flights now.  As a reminder, always check your existing Southwest Airlines flights to see if the prices go down, then rebook the exact same flights and get the difference back in Southwest Airlines travel credit or Southwest Airlines Rapid Reward Points deposited back into your account (read PSA: Check Existing Southwest Airlines Flights for Price Drops, then Rebook).

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