Good afternoon/evening everyone. I know what you are all thinking… how long does it take for Club Carlson to post the 40,000 bonus anniversary points to my account? That is a great question and I am happy to say you are in the right place to find out. I have both the US Bank Club Carlson Visa Signature Credit Card and the US Bank Club Carlson Business Credit Card, so I can share those 2 data points with you. Up first, let’s look at the US Bank Club Carlson Visa Signature Credit Card. The $75 annual fee posted on November 2, 2016…
Good morning everyone, I’m sorry for the delay, but I have been diligently thinking about my 2017 travel predictions. I am going to channel my inner Nostradamus to come up with some outrageous travel predictions for 2017. Doctor of Credit has a good resource for all other 2017 travel predictions.
Disclaimer: I have made some travel predictions in previous years and I am more often wrong than right, but that losing streak has not dampered my prediction spirit. To see how bad I am at making predictions, please read A Look Back at my 2016 Predictions (Airlines, Hotels, Credit Cards & MS). I consider myself an optimistic pessimist (I prepare for the worst, but hope for the best), so these travel predictions will sound depressing.
- Southwest seems bent on making the Companion Pass very difficult to get unless you fly Southwest every week. I believe credit card signup bonuses will no longer count toward the Companion Pass and Southwest might kill the whole concept of the Companion Pass entirely or switch to a certificate program similar to the Alaska Airlines companion fare or Virgin America companion ticket.
- Other airline credit cards will adopt the Alaska Airlines companion fare (you pay full price and your companion pays up to $120) or the Virgin America companion ticket (you pay full price and your companion pays full price minus $150).
Good morning everyone! I hope you all are enjoying the new year so far :) I recently had 2 disappointing attempts at retention offers with US Bank so I wanted to share them with you and see if anyone has had any recent similar (or hopefully better) experiences.
Like most travel hackers, I have something like 30+ credit cards so I have to be very careful about only paying annual fees when I think I’m getting good value from that card beyond the first year. Why 30+ credit cards? Well, most of them are cards that I no longer use but I didn’t want to ding my credit score by closing the account so I downgraded to a no annual fee version and it just sits there until a bank tells me that I have too many open accounts and I have to close one in order to open another. Two of those 30+ cards are US Bank FlexPerks cards (US Bank FlexPerks Travel Rewards Visa Signature and US Bank FlexPerks Travel Rewards American Express). I believe the US Bank FlexPerks Travel Rewards American Express Card was replaced by the the US Bank FlexPerks Gold American Express Card a few months ago.
Good afternoon everyone, here is the filler post of the weekend. Enjoy!
Usually this time of year, we look back at the predictions we made at the end of 2015 or early 2016 and see how many things we got right and how many things we got wrong. It is usually a little depressing to look back and see how much has changed (for the worse) over the last 12 months. I wanted to put a positive spin on the predictions this year and turn it into a Christmas wish list for Santa. If Santa had the power to make travel hacker lives better, what would you wish for?
Grant’s wish list (in no particular order):
- I want Chase to create a “no 5/24 rule day” so everyone can be approved for the Chase credit card they really want (I have my eye on the Chase Sapphire Reserve Credit Card).
- I want the JPMorgan Chase Ritz Carlton Credit Card to change the $300 travel credit (incidentals only) to match the Chase Sapphire Reserve Credit Card $300 travel credit (paid airfare and hotels).
Good morning everyone, happy Wednesday. I apologize for writing about another targeted spending offer from US Bank. US Bank loves to send me targeted spending offers and I hope I am not the only one who receives these offers. For the record, I have 6 US Bank credit cards and I have now received spending offers on 4 of them (all for purchases made in November and December). As a refresher, here are my 3 most recent posts regarding targeted spending offers from US Bank:
- October 22: Targeted US Bank FlexPerks Offer: Spend $500, Earn 2,000 Bonus FlexPoints
- October 27: Targeted US Bank FlexPerks Bonus Offer by Mail; Transfer FlexPoints using Credit Card Number
- November 2: Targeted US Bank Club Carlson Personal & Business Credit Card Offers
Today’s targeted spending offer is on my US Bank FlexPerks AMEX Credit Card. After I spend $1,750 on the credit card (between November 1 and December 31), I will receive 1,500 bonus US Bank FlexPoints. This offer isn’t great, but it isn’t terrible either. Unfortunately, I do not think earning an extra 1,500 FlexPoints is worth spending $1,750 on the credit card.