Good morning everyone, I hope your week is going well. A year ago, I wrote My Rock Solid 2021 Airline, Hotel & Credit Card Predictions. It is now time to review my 2021 predictions and see how right (or wrong) I was. My original predictions are in black, I will comment in green if my prediction was right, and comment in red if my prediction was wrong. Let’s see how I did…
My 2021 Airline Predictions (1 for 3)
- Alaska Airlines or Southwest Airlines will make their “convert travel funds to airline miles” feature a permanent feature on their site. Wrong – sadly this was a temporary feature that each airline introduced in 2020 but they did not make this a permanent feature in 2021.
- American Airlines will finally become a Citi ThankYou Points airline transfer partner. Right – but only for a few months. I hope American Airlines comes back as a Citi ThankYou Point airline transfer partner in 2022.
- Delta Airlines or United Airlines will introduce a “Cash and Miles” payment option for award tickets (pay 10,000 miles or pay 8,000 miles + $40). Wrong – neither Delta nor United introduced a “Cash and Miles” payment option.
My 2021 Hotel Predictions (0 for 4)
- Marriott will waive resort fees for Platinum and Titanium Elite Members. Wrong – you still need to pay resort fees as Marriott Bonvoy Platinum or Titanium Elite Members, but I did find this Change.org petition regarding this exact issue. Please sign if you want Marriott to drop resort fees for Platinum or Titanium Elite Members.
- Marriott Free Night Certificates will bump up to 40K and 60K tiers (and hotel categories will rise too). Wrong – but you will soon be able to use up to 15K Marriott Bonvoy points along with free night certificates to book rooms at higher category hotels.
- IHG or Hyatt will allow cash copayments when using Free Night Certificates at hotels that are in higher categories (IHG hotel that costs 50K will require a free night certificate + $75; Hyatt hotel that costs 20K will require a free night certificate + $100). Wrong – neither IHG nor Hyatt introduced a free night certificate and cash copayment option for booking rooms at higher category hotels.
- Radisson Rewards will finally allow their Free Night Certificates for spending $10K, $20K, and $30K to be valid at international properties. Wrong – nope, these free night certificates can only be used at properties in the United States.
My 2021 Credit Card Predictions (1 for 6)
- The Chase Sapphire Reserve Credit Card will add a 4x and 5x category (or raise travel and dining to those levels) to compete with the American Express Gold Card. Right – you can earn 5x on flights, but you need to book through the Chase Ultimate Rewards travel portal. All other travel and dining purchases still earn 3x.
- American Express will introduce a “Pay Yourself Back” feature to compete with Chase’s Pay Yourself Back feature. Wrong – American Express even lowered the redemption rate on the Charles Schwab American Express Platinum Card from 1.25 CPP to 1.1 CPP.
- The Citi Premier Credit Card will keep travel redemptions at 1.25 CPP (instead of changing to 1 CPP as scheduled in April 2021). Wrong – Citi didn’t listen to me and lowered travel redemptions (and most Citi ThankYou Point redemptions) to 1.0 CPP.
- Bank of America will lose the Alaska Airlines Credit Card when Alaska Airlines becomes part of the One World airline alliance. Wrong – Bank of America still issues the Alaska Airlines credit card.
- American Express will raise the 4 credit card limit to 6 credit cards. Wrong – American Express only raised the limit to 5 credit cards, not 6 credit cards.
- A new high end credit card that offers top tier hotel elite status will appear (maybe Chase Hyatt Globalist Credit Card or an American Express Marriott Bonvoy Titanium Credit Card). Wrong – there is no Hyatt Globalist card or Marriott Bonvoy Titanium card, but maybe 2022 will be the year.
I only got 2 out of 13 predictions right, but there were also a few predictions that were almost right. I just ordered a new crystal ball from Amazon, so I’m hoping my 2022 predictions will be better. If you have any questions or comments about my 2021 predictions, please let me know. Have a great day everyone!