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My Experience with AMEX Expand Your Membership with American Express Business Gold Card & Instant Card Number

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Good afternoon everyone, I hope your week is going well.  A few weeks ago, Laura and I moved into a new home and we are in the process of getting custom closets installed in the bedrooms.  With that large purchase on the horizon, I wanted to get a new credit card to pick up another sign up bonus.  I saw that I was targeted by American Express to expand my membership by getting another business card.  I decided to get the American Express Business Gold Card.  I will share the application process and welcome letter below, but first, here are the front and back of the new card:

I went to this special link and it shows an Add Business Gold button.  Usually when you apply for a new card, you will see an Apply Now button, but if you are targeted and go through the expand your membership process, you see the Add Business Gold button.  The current sign up bonus is 90,000 American Express Membership Rewards Points after spending $10,000 in 3 months.  I don’t think this is the highest ever sign up bonus, but it fit with the timing for my upcoming custom closet purchase.

a screenshot of a website

Since I was signed into the American Express website, the application was very streamlined and didn’t ask for very much information.  I was instantly approved and I don’t think American Express even did a hard credit pull, since all 3 of my credit reports are currently frozen.  I applied on April 5 and the approval email said I could view my new card number right away.  This is helpful for making online purchases or to add to a mobile wallet.  The instant card number is the same as the actual card number, but the expiration date and security code are different.

a close-up of a card

2 days later on April 7, my new card arrived via UPS Next Day Air.  It was already activated and showed up in my online account.  I love that American Express allows you to see and use your card number right away and that they expedited the new card to me.

a screenshot of a mail

Here is the front and back of the welcome letter:

Here are the relevant terms and conditions for my new card:

I am excited for my new custom closets and for the ability to pick up 90,000 American Express Membership Rewards Points with this new sign up bonus.  If you have any questions about the application process, please leave a comment below.  Have a great day everyone!

P.S. If you liked this post, I recommend reading my other credit card unboxing posts (sorted by date):
Date PublishedBlog Post
February 10, 2024Bilt Credit Card
June 2, 2023American Express Delta Platinum Business Credit Card
July 13, 2022Bank of America Alaska Airlines Credit Card
July 12, 2022Chase IHG Rewards Premier Business Credit Card
July 11, 2022Capital One Venture X Credit Card
April 12, 2022American Express Business Gold Card (Expand Your Membership)
March 16, 2022Wells Fargo Business Platinum Credit Card
March 16, 2022Wells Fargo Business Platinum Credit Card
January 26, 2022Chase Ink Business Unlimited Credit Card
January 26, 2022Chase Ink Business Unlimited Credit Card
January 24, 2022Citi Custom Cash Credit Card
November 14, 2019JPMorgan Chase Ritz Carlton Visa Infinite Credit Card (second unboxing)
July 25, 2019Citi Premier Credit Card
July 24, 2019Banco Popular Avianca Vuela Credit Card
July 23, 2019Wells Fargo Propel World Credit Card
July 20, 2019American Express Delta Platinum SkyMiles Credit Card
April 1, 2019American Express Gold Card
March 29, 2019US Bank Altitude Reserve Visa Infinite Credit Card
November 8, 2018CNB City National Crystal Visa Infinite Credit Card
August 5, 2018Chase IHG Rewards Premier Credit Card
July 31, 2018American Express Hilton Honors Business Credit Card
May 8, 2018US Bank Radisson Rewards Business & Premier Visa Signature Credit Cards
April 26, 2018Discover It Miles Credit Card
April 23, 2018Chase Marriott Rewards Business Credit Card
April 18, 2018American Express Hilton Honors Aspire Credit Card
September 16, 2017Citi Prestige Credit Card
June 1, 2017American Express Blue Business Plus Credit Card
September 17, 2016JPMorgan Chase Ritz Carlton Visa Infinite Credit Card (first unboxing)

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