Category Archives: Airlines + Miles

My July App-O-Rama Credit Card Results (Spoiler: 4 out of 5 Approved)

Good morning everyone, I hope your 2 day Prime Day shopping spree is going well.  Even though I didn’t buy much on the first day of Prime Day, I did pick up a few new credit cards.  My last App-O-Rama was in March, so I patiently waited 3+ months until my July App-O-Rama.  As a reminder, I was approved for 3 out of 4 credit cards in my March App-O-Rama, including the American Express Gold Card, the US Bank Altitude Reserve Visa Signature Credit Card, and the Wells Fargo Business Platinum Credit Card.  With those minimum spending requirements completed and the sign up bonuses redeemed, it was time to focus on these 5 credit cards.  Here is a quick summary of my July App-O-Rama:

  • Citi Premier Credit Card – instantly approved
  • American Express Platinum Delta SkyMiles Credit Card – pending, then approved (I called AMEX and had to close an old card to open up a credit card slot)
  • Barclay AAdvantage Aviator Business Credit Card – pending, then declined (too many recent inquiries)
  • Banco Popular Avianca Vuela Credit Card – instantly approved
  • Wells Fargo Propel World Credit Card – instantly approved (I called Wells Fargo to apply for this credit card over the phone)

Citi Premier Credit Card

I currently have a Citi Premier Credit Card that I have had for 4+ years, but I wanted to get another one since the sign up bonus is currently 60,000 Citi Thank You Points after spending $4,000 in 3 months.  If I was approved for a second Citi Premier Credit Card, my plan was to downgrade/convert my old Citi Premier Credit Card into a Citi Rewards+ Credit Card.

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First Class Flights Cheaper than Economy with AMEX Business Platinum 35% Membership Rewards Points Rebate

Good morning everyone, happy Friday!  A few weeks ago, I was looking at flights from San Francisco (SFO) to Orange County (SNA).  I found this 7:15pm Alaska Airlines flight that was $155 for Saver (Basic) Economy and $209 for First Class.  The flight is only 1.5 hours long and normally I do not fly First Class, but I remembered that the American Express Business Platinum Charge Card offers a 35% rebate when paying with American Express Membership Rewards Points on First Class flights.  Based on my calculations ($209 x 65% = $135.85), the First Class flight should be cheaper than the economy flight after the 35% rebate.  In this post, I will show you the steps to book the First Class flight using American Express Membership Rewards Points.

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3 Buy Miles/Points Promos Ending June 30: Alaska (30%), American (10%) & Virgin Atlantic (40%)

Good afternoon everyone.  I was working on my Buy Miles & Points Page and found 3 offers ending in the next few days.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 3 buy miles/points promos ending on June 30.  First up, Alaska Airlines is offering a 30% discount, when you purchase at least 20,000 Alaska Airlines Mileage Plan Miles.  This offer expires on June 30.

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More Membership Rewards Program Changes (AMEX Gold 4x Restaurants Worldwide & Loyalty Accounts of Authorized Users)

Good evening everyone.  I was checking my American Express Blue Business Plus Credit Card statement and spotted some important changes to the American Express Membership Rewards program terms.  Doctor of Credit already wrote about the most exciting program change (American Express Gold Card Will Now Earn 4x at Restaurants Worldwide – Not Limited to USA), but I thought I would cover the other, less exciting, but still important changes.  There are 4 pages of changes and details, so I will go through each page of the changes.  Here are the main points from the first page:

  • Effective immediately, you will not be able to add authorized users and have your authorized users have their own Membership Rewards account (separate from the primary Membership Rewards account).
  • Starting on Thursday (June 6, 2019), the American Express Gold Card will now earn 4x at restaurants worldwide (instead of just restaurants in the United States).  All other card bonus categories and caps remain the same.
  • The Blue for Students Card will no longer earn Membership Rewards Points (I can’t even find any info on this card).  You should convert this credit card to an AMEX EveryDay Credit Card.
  • Effective September 1, 2019, you will need to pay your bill by the payment due date, otherwise you may forfeit any Membership Rewards Points earned that period.
  • Effective September 1, 2019, your authorized user will need to wait at least 90 days before you can link their airline/hotel loyalty account to the primary Membership Rewards account.  I believe this is American Express’s attempt to crack down on members selling their Membership Rewards Points by adding a buyer as an authorized user, then adding their airline/hotel loyalty account to the primary Membership Rewards account and then transferring Membership Rewards Points out of the primary account.
  • Effective September 28, 2019, authorized users that have their own Membership Rewards account will have until October 31, 2019, to redeem their accumulate Membership Rewards Points.  In addition, after September 28, 2019, all purchases made by authorized users will have their points post to the primary Membership Rewards account.

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3 Buy Miles/Points Promos Ending Soon: Avianca LifeMiles (100%), IHG (100%) & Hyatt (40%)

Good afternoon everyone.  I was working on my Buy Miles & Points Page and found 3 offers ending in the next few days.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 3 buy miles/points promos ending soon.  First up, Avianca LifeMiles is offering a 100% bonus, plus bonus miles based on the number of Avianca LifeMiles you purchases.  This offer expires on June 5.

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