Category Archives: Credit Cards

Apply for a New Credit Card

If you are looking for a new credit card, you found the right place.  Click any of the links below to see great credit card options.

Chase Credit Cards

Chase Ink Business Preferred Credit Card80,000 Chase Ultimate Rewards Points after spending $5,000 in 3 months.
Chase Ink Business Unlimited Credit Card$500 cash back after spending $3,000 in 3 months.
Chase Ink Business Cash Credit Card$500 cash back after spending $3,000 in 3 months.
Chase Sapphire Reserve Credit Card50,000 Chase Ultimate Rewards Points after spending $4,000 in 3 months.
Chase Sapphire Preferred Credit Card50,000 Chase Ultimate Rewards Points after spending $4,000 in 3 months.
Chase Freedom Unlimited Credit Card$150 cash back after spending $500 in 3 months.
Chase Freedom Credit Card$150 cash back after spending $500 in 3 months.
Chase Southwest Airlines Rapid Rewards Premier Business Credit Card60,000 Southwest Airlines Points after spending $3,000 in 3 months.
Chase Southwest Rapid Rewards Priority Credit Card30,000 Southwest Airlines Points + Companion Pass for 2019 after spending $4,000 in 3 months.
Chase Southwest Airlines Rapid Rewards Premier Credit Card30,000 Southwest Airlines Points + Companion Pass for 2019 after spending $4,000 in 3 months.
Chase Southwest Airlines Rapid Rewards Plus Credit Card40,000 Southwest Airlines Points after spending $1,000 in 3 months.
Chase IHG Rewards Premier Credit Card80,000 IHG Points after spending $2,000 in 3 months.
Chase Marriott Rewards Premier Plus Credit Card3 free award nights (valued at up to 35,000 Marriott Points each) after spending $3,000 in 3 months.
Chase World of Hyatt Credit Card50,000 Hyatt Points after spending $6,000 in 6 months.
Chase British Airways Credit Card50,000 British Airways Avios after spending $3,000 in 3 months, plus another 25,000 British Airways Avios after spending $10,000 in the first year, plus another 25,000 British Airways Avios after spending $20,000 in the first year.
Chase United MileagePlus Explorer Credit Card40,000 United Airlines Miles after spending $2,000 in 3 months.

American Express Credit Cards

American Express Business Platinum Charge Card50,000 Membership Reward Points after spending $10,000 in 3 months plus another 25,000 Membership Reward Points after spending an additional $10,000 in 3 months.
American Express Platinum Charge Card60,000 Membership Rewards Points after spending $5,000 in 3 months.
American Express Business Gold Charge Card50,000 Membership Rewards Points after spending $5,000 in 3 months.
American Express Gold Charge Card40,000 Membership Rewards Points after spending $2,000 in 3 months.
American Express Business Green Rewards Charge Card5,000 Membership Reward Points after your first purchase.
American Express Green Charge Card15,000 Membership Rewards Points after spending $1,000 in 3 months.
American Express Blue Business Plus Credit Card10,000 Membership Reward Points after spending $3,000 in 3 months.
American Express Plum Charge CardEarn $600 statement credit after spending $30,000 in 3 months.
American Express SimplyCash Plus Business Credit CardEarn $250 statement credit after spending $5,000 in 3 months plus another $250 statement credit after spending an additional $10,000 in 12 months.
American Express Cash Magnet Credit Card$150 cash back after spending $1,000 in 3 months plus another $100 cash back after spending an additional $6,500 in 12 months.
American Express Platinum Delta SkyMiles Business Credit Card35,000 Delta SkyMiles + 5,000 MQMs after spending $1,000 in 3 months.
American Express Platinum Delta SkyMiles Credit Card60,000 Delta SkyMiles after spending $2,000 in 3 months.
American Express Delta Reserve Business Credit Card70,000 Delta SkyMiles + 10,000 MQMs after spending $5,000 in 3 months.
American Express Delta Reserve Credit Card40,000 Delta SkyMiles + 10,000 MQMs after spending $3,000 in 3 months.
American Express Gold Delta SkyMiles Business Credit Card60,000 Delta SkyMiles after spending $3,000 in 4 months.
American Express Gold Delta SkyMiles Credit Card60,000 Delta SkyMiles after spending $3,000 in 4 months.
American Express Blue Delta SkyMiles Credit Card10,000 Delta SkyMiles after spending $500 in 3 months.
American Express Hilton Honors Business Credit Card125,000 Hilton Honors Points after spending $3,000 in 3 months.
American Express Hilton Honors Aspire Credit Card150,000 Hilton Honors Points after spending $4,000 in 3 months.
American Express Hilton Honors Ascend Credit Card150,000 Hilton Honors Points after spending $3,000 in 3 months.
American Express Hilton Honors Credit Card100,000 Hilton Honors Points after spending $1,000 in 3 months.
American Express Starwood Preferred Guest Business Credit Card100,000 SPG Points after spending $5,000 in 3 months.
American Express Starwood Preferred Guest Luxury Credit Card100,000 SPG points after spending $5,000 in 3 months.
American Express Starwood Preferred Guest Credit Card75,000 SPG points after spending $3,000 in 3 months.
American Express EveryDay Preferred Credit Card20,000 Membership Rewards Points after spending $1,000 in 3 months.
American Express EveryDay Credit Card15,000 Membership Reward Points after spending $1,000 in 3 months.
American Express Blue Cash Preferred Credit Card$250 cash back after spending $1,000 in 3 months.
American Express Blue Cash Everyday Credit Card$200 cash back after spending $1,000 in 3 months.

Citi Credit Cards

CitiBusiness American Airlines Platinum Select Credit Card70,000 American Airlines Miles after spending $4,000 in 3 months.
Citi American Airlines Executive Credit Card75,000 American Airlines Miles after spending $7,500 in 3 months.
Citi American Airlines Platinum Select Credit Card50,000 American Airlines Miles after spending $2,500 in 3 months.
Citi American Airlines MileUp Credit Card10,000 American Airlines Miles + $50 statement credit after spending $500 in 3 months.
Citi Premier Credit Card50,000 Thank You Points after spending $4,000 in 3 months.
Citi Costco Anywhere Visa Business Credit Card4% cash back on gas; 3% cash back on restaurants & travel; 2% cash back at Costco.
Citi Costco Anywhere Visa Credit Card4% cash back on gas; 3% cash back on restaurants & travel; 2% cash back at Costco.
Citi Double Cash Credit Card18 month 0% balance transfer offer + 2% cash back on every purchase.

Capital One Credit Cards

Capital One Spark Cash Business Credit Card$500 cash back after spending $4,500 in 3 months.
Capital One Spark Miles Business Credit Card50,000 Miles after spending $4,500 in 3 months.
Capital One Spark Cash Select Business Credit Card$200 cash back after spending $3,000 in 3 months.
Capital One Spark Miles Select Business Credit Card20,000 Miles after spending $3,000 in 3 months.
Capital One Spark Classic Business Credit CardEarn 1% cash back on every purchase, every day.
Capital One Venture Rewards Credit Card50,000 Miles after spending $3,000 in 3 months.
Capital One VentureOne Rewards Credit Card20,000 Miles after spending $1,000 in 3 months.
Capital One Savor Cash Rewards Credit Card$500 cash back after spending $3,000 in 3 months.
Capital One SavorOne Cash Rewards Credit Card$150 cash back after spending $500 in 3 months.
Capital One Quicksilver Credit Card$150 cash back after spending $500 in 3 months.
Capital One Quicksilver One Cash Rewards Credit CardEarn unlimited 1.5% cash back on every purchase, every day. Get access to a higher credit line after making your first 5 monthly payments on time.
Capital One Journey Student Rewards Credit CardEarn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.
Capital One Platinum Credit CardGet access to a higher credit line after making your first 5 monthly payments on time.
Capital One Secured MasterCard Credit CardBuild credit when used responsibly, with regular reporting to the 3 major credit bureaus.

Other Credit Cards

Barclays Arrival Plus Credit Card70,000 Arrival Miles after spending $5,000 in 3 months.
HSBC Cash Rewards Credit Card$150 cash back after spending $500 in 3 months.
Discover It Credit Card$50 cash back after your first purchase.
Discover It Miles Credit Card$50 cash back after your first purchase.
Wells Fargo Propel American Express Credit Card30,000 Wells Fargo GoFar Rewards Points after spending $3,000 in 3 months.
Wells Fargo Cash Wise Visa Credit Card$200 cash back after spending $1,000 in 3 months.
Wells Fargo Platinum Visa Credit Card0% Intro APR for 18 months on purchases and balance transfers (fees apply). Get up to $600 protection on your cell phone (subject to $25 deductible).

Credit Card Categories

Travel & Airline Credit CardsCredit Cards with Rewards ProgramsCredit Cards with Large Sign-up Bonuses
Cash Back Credit CardsRestaurant Credit CardsGas Credit Cards
Business Credit CardsStudent Credit CardsPrepaid Credit Cards
Credit Card NavigatorBalance Transfer Credit Cards0% APR Credit Cards

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10,000 Anniversary Points & Annual Fees Post at Different Times for Citi AT&T Access More

Good morning everyone, I hope you had a great Valentine’s Day.  A quick thank you to everyone who entered my Valentine’s Day Swag Giveaway – winners will be announced soon.  I have written about the Citi AT&T Access More Credit Card many times before (Convert any Citi Card to the Citi AT&T Access More Credit Card) and I currently hold 3 AT&T Access More Credit Cards (1 original and 2 converted).  Recently, I noticed something strange regarding when the 10,000 bonus Citi Thank You Points post to your account (after you spend $10,000+ on the card) and when the $95 annual fee posts.  For all of my other credit cards, the anniversary points or free night certificate usually post the same month the annual fee is billed, thus signalling the start of a new cardmember year.  However, I noticed that the Citi AT&T Access More Credit Cards have a cardmember year (where the $95 annual fee posts at the beginning of a new cardmember year) and when the 10,000 bonus Citi Thank You Points post at the end of your “12 month spending year”.  I’m sorry if this sounds super confusing, hopefully it makes sense by the end of this post.

I have 3 Citi AT&T Access More Credit Cards and here are when the 10,000 bonus Citi Thank You Points posted to my account:

  • Card 1 (ending in 73) posted on February 6, 2019
  • Card 2 (ending in 70) posted on January 4, 2019
  • Card 3 (ending in 30) posted on June 6, 2018 (and previously on June 6, 2017)

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AMEX Old Blue Cash: How to See Cash Back for Each Transaction & Calculate $6,500 Minimum Spend

Good morning everyone.  A long time ago, I got the American Express Blue Cash Credit Card (conventionally known as the AMEX Old Blue Cash).  This credit card is no longer available, but if you have one, you earn 5% cash back at grocery stores, gas stations, and pharmacies.  The card offers no annual fee, but you have to spend a minimum of $6,500 on the credit card before the bonus categories start earning 5% cash back.  All purchases made before the $6,500 spend earn 0.5% to 1% cash back, so it is important to know how much you have spent so you can start racking up the 5% cash back.

When you sign into your American Express online account, you will see the start and end date of your Reward Year.  In my case, I need to spend $6,500 after September 13, 2018 to unlock the 5% cash back categories.  To see if previous purchases earned 5% cash back, click the View Rewards Details link.  Oh by the way, this information used to be on the credit card statements, but American Express removed the information from the statements and you now have to do additional work to see your cash back transactions and earning details.

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$25 Off Frequent Traveler University (FTU) Seattle Tickets (Book By Jan 31)

Updated at 7:00am PT on 2/7: Use promo code LOTSALOVE to save $25 on FTU tickets (code expires February 17, 2019).  Hope to see you there!


Updated at 9:30am PT on 1/13: Use promo code TRAVELMORE to save $25 on FTU tickets (code expires January 31, 2019).  Hope to see you there!


Updated at 7pm PT on 12/28: Use promo code NEWYEAR to save $30 on FTU tickets (code expires January 2, 2019).  Hope to see you there!


Good evening everyone.  Earlier today, I purchased my ticket to the next Frequent Traveler University (FTU) travel conference that will be held in Seattle the weekend of March 9-10.  I have attended many travel conferences over the years (Frequent Travel University, Chicago Seminars, TravelCons, etc.) and I always enjoy listening to the speakers and meeting blog readers.  If you are free the weekend of March 9-10 and don’t mind talking about miles & points for hours on end, come to FTU Seattle!

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Statement Credits Post Fast for $100 Shop with Dell Benefit + Dell 10% Cash Back AMEX Offer

Good afternoon everyone.  Last week, I wrote American Express Business Platinum Stack: $100 Shop with Dell Benefit + Dell 10% Cash Back AMEX Offer.  Fast forward to yesterday, I received my Dell order and my $100 Shop with Dell statement credit, along with the $10.74 cash back earned from the Dell 10% cash back AMEX Offer.  When the dust had all settled, my American Express Business Platinum Charge Card has a credit balance of $3.32 (the closer your order came to exactly $100, the greater your credit balance will be).

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Ebates is Becoming Rakuten & Super Bowl Ad (How to Pronounce Rakuten)

Good afternoon everyone.  Hot off the presses, I just got this email from Ebates.  Ebates is becoming Rakuten (pronounced rack-uh-ten) and they are moving members from Ebates over to Rakuten.  I clicked on the email to see more information.

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