Category Archives: Hotels + Points

Did I get Approved for a New Chase Credit Card? Just Log into your Account to Check

Good morning everyone.  Last week, as part of my credit card App-O-Rama, I applied for the Chase Marriott Rewards Business Credit Card.  This was the first credit card I applied for during my App-O-Rama and I was hoping for an instant approval.  Unfortunately, I got a pending response after submitting the application.  I decided to wait it out and see if Chase would send me a letter or call me.  I was prepared for a reconsideration call since I took a screenshot of my application so I knew exactly what numbers I put down for my business credit card application.  Luckily, I didn’t have to wait very long…

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How Quickly Does Hilton Diamond Elite Status Appear After Getting Approved for AMEX Hilton Honors Aspire Credit Card?

Good morning everyone, I hope you had a great weekend.  Last week, I did a credit card App-O-Rama and applied for the American Express Hilton Honors Aspire Credit Card.  The credit card has a $450 annual fee, but comes with a 100,000 Hilton points sign up bonus ($4,000 spend in 3 months), Hilton Diamond Elite Status, $250 airline travel credit, $250 Hilton resort credit, 1 free weekend night certificate and a few other benefits (read Doctor of Credit’s full review).  It sounds like a great deal, at least for the first year, so I applied for the credit card.

Unfortunately, my application went pending and I decided to wait for a call or letter in the mail from American Express.  I felt pretty confident that I could get approved for this credit card because I had an existing American Express SPG Business Credit Card and an American Express Hilton Honors Ascend Credit Card that I could use for leverage to get approved for the American Express Hilton Honors Aspire Credit Card.  Luckily, I didn’t have to wait long to hear from American Express…

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The #1 Essential Travel Skill

There are so many skills that are essential to traveling well, it’s mind boggling. Maybe your idea of essential is different than mine, but having just come off a three week trip to four different countries, I’m moving sleeping well to the top of the list. A while ago, I wrote about how to get a good night’s sleep in hotels, but the bottom line really is being able to fall asleep no matter where you are, even on planes. Sleep deprivation is a chronic problem for people, and especially for those of us who travel a lot. Here’s a great, helpful article I just read about a method developed during WW2 so that pilots could fall asleep within two minutes. The article’s approach is simple and well worth trying. Take a look at the article and see what you think. Are you already someone who can sleep anywhere and fall asleep quickly? If so, share your tips with us in the comments!

Poll: Would you Spend 450,000 Hyatt Points for a South African Safari Package?

Good morning everyone, I hope your weekend is going well.  I received this screenshot from a reader who participated in a Hyatt survey.  For this survey, Hyatt wanted to know if you would redeem 450,000 Hyatt points for a 5 night South African safari package ($3,500 retail value per person).  Personally, I do not have 450,000 Hyatt points or 450,000 Chase Ultimate Reward Points, so this option is totally out of my league, but let’s give this redemption a look.  $3,500 / 450,000 points = 0.78 cents per point, which is pretty low for Hyatt points.  Also, 450,000 Hyatt points could get you 15 nights at top tier category 7 hotels (30,000 Hyatt points per night) or 18 nights at category 6 hotels (25,000 Hyatt points per night).  You could also get 90 nights at a budget category 1 hotel (only 5,000 Hyatt points per night).

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Keep, Cancel or Convert? US Bank FlexPerks Gold & Wells Fargo Propel World Elite

Good morning everyone, I hope you enjoyed reading about my credit card decisions surrounding keeping, closing, or converting my credit cards after the annual fees post.  Check out my thoughts on my Chase Sapphire Reserve and Chase Ink Plus Business credit cards; my American Express Hilton Ascend and SPG Business credit cards; my Bank of America Alaska Airlines Business and Citi AT&T Access More credit cards.  As a reminder, here are all the credit cards and their annual fees.  In today’s post, I am going to cover both the US Bank FlexPerks Gold American Express Credit Card and the Wells Fargo Propel World Elite American Express Credit Card.  Are they worth keeping, should I close them, or should I convert them to another credit card?

  • Chase Sapphire Reserve – $450 (posted 4/1)
  • Chase Ink Plus Business – $95 (posted 4/1)
  • American Express Hilton Ascend – $95 (posted 4/3)
  • American Express SPG Business – $95 (posted 4/6)
  • Bank of America Alaska Airlines Business – $75 (posted 4/2)
  • Citi AT&T Access More – $95 (posted 4/4)
  • US Bank FlexPerks Gold – $85 (posted 4/3)
  • Wells Fargo Propel World – $175 (posted 3/31)

US Bank FlexPerks Gold American Express Credit Card

The $85 annual fee just posted and I have seriously lost interest in FlexPoints over the years.  The death nail came on December 31, 2017, when FlexPoints changed to a fixed 1.5 cents per point (CPP) value for all travel redemptions.  This credit card earns 3x on airfare, 2x on gas, and 2x on restaurants.  I currently use my Chase Sapphire Reserve Credit Card for travel, restaurants, and gas since I get 3x Chase Ultimate Reward Points on those purchases.  I can also redeem Chase Ultimate Reward Points for travel at 1.5 CPP, so the Chase Sapphire Reserve Credit Card is as good or better in every way compared to the US Bank FlexPerks Gold American Express Credit Card.  I redeemed almost all of my FlexPoints before December 31, 2017, and have a few hundred FlexPoints leftover in my account.  Not to worry, I have a no annual fee US Bank FlexPerks Select+ American Express Credit Card that will keep my few hundred FlexPoints alive.

Decision: US Bank FlexPerks Gold American Express Credit Card will be converted to a no annual fee US Bank Cash 365 American Express Credit Card.  That card earns 1.5% cash back on all purchases, so it will never be used.

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