Tag Archives: AMEX

AMEX Hilton Aspire Credit Card Retention Offer: 10,000 Points After Spending $2,000 in 3 Months

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Good morning everyone.  2 months ago, I wrote Keep, Cancel or Convert? American Express Hilton Aspire Credit Card ($450 Annual Fee).  In that post, I shared that I was offered a retention offer by the American Express rep: earn 10,000 bonus Hilton Honors points after spending $2,000 in 3 months. 10,000 Hilton Honors points is worth about $50 to me and I was planning on keeping the credit card anyways, so I accepted the offer.  A few minutes after the call, I received the following email from American Express.  Unfortunately, the email did not mention any of the retention offer details, but I decided to spend $2,000 on the credit card anyway.

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American Express Sends Out Checks for “Technical Error” Regarding Annual Fee Refund

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Good morning everyone, sorry for the lack of posts lately, I was on vacation in Tahiti and Moorea for 10 days for my pre-honeymoon and didn’t have time to write any posts.  I have several posts in the pipeline, so I will work on getting those published over the next 2 weeks.  Anyway, this morning, Doctor of Credit wrote Numerous American Express Bonus Adjustments Posting Now for Referrals and More.

Yesterday, when I picked up my held mail from the Post Office, I received a letter and check from American Express regarding a “technical error” that caused an annual fee to be charged but not refunded when I closed an American Express credit card.  I have several open and closed American Express credit cards so it wasn’t obvious which credit card this was related to.  Luckily, the letter says account ending in 01009 and I was able to look up that credit card number in my credit card spreadsheet.  I keep all open and closed credit card details in the spreadsheet, so I was able to find out that it was my closed American Express SPG Business Credit Card.

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More Membership Rewards Program Changes (AMEX Gold 4x Restaurants Worldwide & Loyalty Accounts of Authorized Users)

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Good evening everyone.  I was checking my American Express Blue Business Plus Credit Card statement and spotted some important changes to the American Express Membership Rewards program terms.  Doctor of Credit already wrote about the most exciting program change (American Express Gold Card Will Now Earn 4x at Restaurants Worldwide – Not Limited to USA), but I thought I would cover the other, less exciting, but still important changes.  There are 4 pages of changes and details, so I will go through each page of the changes.  Here are the main points from the first page:

  • Effective immediately, you will not be able to add authorized users and have your authorized users have their own Membership Rewards account (separate from the primary Membership Rewards account).
  • Starting on Thursday (June 6, 2019), the American Express Gold Card will now earn 4x at restaurants worldwide (instead of just restaurants in the United States).  All other card bonus categories and caps remain the same.
  • The Blue for Students Card will no longer earn Membership Rewards Points (I can’t even find any info on this card).  You should convert this credit card to an AMEX EveryDay Credit Card.
  • Effective September 1, 2019, you will need to pay your bill by the payment due date, otherwise you may forfeit any Membership Rewards Points earned that period.
  • Effective September 1, 2019, your authorized user will need to wait at least 90 days before you can link their airline/hotel loyalty account to the primary Membership Rewards account.  I believe this is American Express’s attempt to crack down on members selling their Membership Rewards Points by adding a buyer as an authorized user, then adding their airline/hotel loyalty account to the primary Membership Rewards account and then transferring Membership Rewards Points out of the primary account.
  • Effective September 28, 2019, authorized users that have their own Membership Rewards account will have until October 31, 2019, to redeem their accumulate Membership Rewards Points.  In addition, after September 28, 2019, all purchases made by authorized users will have their points post to the primary Membership Rewards account.

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AMEX Phone Rep Offered 10K Membership Rewards Points for Enrolling in Pay Over Time Benefit (Targeted)

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Updated 7:40pm on 6/4/19: I received a letter from American Express with details of the Pay Over Time benefit.  I added the letter to the bottom of this post.

Good morning everyone, I hope you had a great weekend.  Every few days/weeks, Doctor of Credit updates his [Targeted] 10,000 Membership Rewards Points For Enrolling In Pay Over Time post with new links to try to get enrolled.  The benefit is designed to make American Express charge cards act more like credit cards where you can pay your balance over time.  The benefit is bad since you would pay interest on your balance, but the reason people want to enroll in the benefit is because American Express will give you 10,000 Membership Rewards Points just for enrolling in the benefit, regardless if you use it or not.  Every time Doctor of Credit updates the post with a new link to try, I check to see if I am eligible, but I am usually shown this error message.  But that all changed last week…

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How to Book Aer Lingus Award Tickets with British Airways Avios (Call BA to Save $100+ on Taxes & Fees)

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Good morning everyone, happy Friday!  Yesterday, I was looking for a flight from San Francisco to Dublin and found this roundtrip, nonstop Aer Lingus flight for $895.36 in economy.  Aer Lingus is the only airline that flies this SFO-DUB route nonstop.  I wanted to see if there was award space on Aer Lingus (there was), award space on United Airlines (there was), award space on Iberia (nope), and award space on British Airways (yes, but not bookable online).  In this post, I will show you how I searched for award space, booked the award ticket using British Airways Avios, and saved hundreds of dollars in taxes/fees compared to booking the same flight using Aer Lingus Avios.

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