Updated on 7/20/2019 at 8am: I added the Barclays rejection letter to the bottom of this post.
Good morning everyone, I hope your 2 day Prime Day shopping spree is going well. Even though I didn’t buy much on the first day of Prime Day, I did pick up a few new credit cards. My last App-O-Rama was in March, so I patiently waited 3+ months until my July App-O-Rama. As a reminder, I was approved for 3 out of 4 credit cards in my March App-O-Rama, including the American Express Gold Card, the US Bank Altitude Reserve Visa Signature Credit Card, and the Wells Fargo Business Platinum Credit Card. With those minimum spending requirements completed and the sign up bonuses redeemed, it was time to focus on these 5 credit cards. Here is a quick summary of my July App-O-Rama:
Citi Premier Credit Card – instantly approved
American Express Platinum Delta SkyMiles Credit Card – pending, then approved (I called AMEX and had to close an old card to open up a credit card slot)
Barclay AAdvantage Aviator Business Credit Card – pending, then declined (too many recent inquiries)
Banco Popular Avianca Vuela Credit Card – instantly approved
Wells Fargo Propel World Credit Card – instantly approved (I called Wells Fargo to apply for this credit card over the phone)
Citi Premier Credit Card
I currently have a Citi Premier Credit Card that I have had for 4+ years, but I wanted to get another one since the sign up bonus is currently 60,000 Citi Thank You Points after spending $4,000 in 3 months. If I was approved for a second Citi Premier Credit Card, my plan was to downgrade/convert my old Citi Premier Credit Card into a Citi Rewards+ Credit Card.
Good morning everyone. A few days ago, AwardWallet notified me that my Wyndham Rewards points balance went up 3,000 points. I did not transfer La Quinta Returns Points to Wyndham Rewards Points and I haven’t used my Barclays Wyndham Rewards Credit Card in several months, so I was very surprised to see the 3,000 bonus points in my account. I vaguely remember when I first got the credit card that having the Barclays Wyndham Rewards Credit Card makes me a Wyndham Rewards Platinum Elite Member. And as a Wyndham Rewards Platinum Elite Member, I get 3,000 annual bonus points. Mystery solved!
Good morning everyone. As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or at least my credit card drawer). A few weeks ago, the $99 annual fee posted to my Barclays JetBlue Plus Credit Card. I don’t fly JetBlue very often, but I do enjoy getting a 10% rebate on my redeemed miles and getting 5,000 bonus anniversary points every year. Those 2 benefits alone are probably worth close to $99, depending on how much you value JetBlue points and how many JetBlue points you redeem. So the question is, is this card a keeper? I was leaning toward keeping the credit card, but I decided to call Barclays and ask if there were any retention offers available anyway. Good thing I called…
My cousin called me yesterday afternoon to ask a question about her American Airlines miles expiring. She has a stash of miles expiring in a few months and didn’t even know that miles expire. I gave her a short answer because I was heading home from the mall to get ready for dinner. But it got me thinking, that maybe I hadn’t given her the best advice or even all the options, so I did some research and here’s what I’d tell her now.
Yup, your miles will expire if you don’t have activity in your account every 18 months. If you have no plans to fly to keep your account active, there are plenty of options. My cousin could:
Apply for a Citibank credit card linked to American Airlines miles.
Make a hotel reservation or car rental with an AAdvantage hotel or car rental partner. As long as her American Airlines frequent flyer number is linked to the reservation, she’ll get activity in her account and keep her miles alive.
Link a credit card to the American Airlines dining program. She can link American Airlines and then get miles when she eats at select restaurants.
Shop online using the AAdvantage shopping portal.
Buy or gift miles, redeem for a magazine subscription, or donate miles to any of American Airline’s partner charities.
Good morning everyone. A few days ago, I called Barclays regarding retention offers on my Barclays credit cards. During the call, I decided to close my old Barclays Lufthansa Miles & More Credit Card. I had already redeemed all of my Lufthansa Miles & More Miles for a Turkish Airlines business class flight from San Francisco (SFO) to Istanbul (IST) to Athens (ATH). That was 55,000 miles well spent. A few months ago, I even downgraded to the no annual fee version of the Barclays Lufthansa Miles & More Credit Card, but I vowed never to spend another dollar on that credit card since I had 0 miles, so what would be the point in earning more miles? Long story short, I decided to close the Barclays Lufthansa Miles & More Credit Card and move the credit limit to my Barclays JetBlue Plus Credit Card and no annual fee Barclays Arrival Credit Card. Now that the credit card was closed and had a $0 credit limit, I was confused why the closed credit card continued to show up in my online account. I was on a mission to find out how to remove the credit card from my online account, but I was not prepared for what I would find out.