Tag Archives: Chase

Dilemma: Spend $15,000 on Chase World of Hyatt Credit Card to Earn Extra Free Night Certificate?

Good morning everyone.  In January, my fiance was approved for the Chase World of Hyatt Credit Card (my referral link) that offered 25,000 Hyatt points after spending $3,000 in 3 months and an additional 25,000 Hyatt points after spending $6,000 total in 6 months.  We are planning a wedding, so spending $6,000 in 6 months was not a problem.  This credit card also offers an extra free night certificate (for category 1-4 Hyatt properties) if you spend $15,000 during the cardmember year.  So the dilemma is, after spending $6,000 on this credit card and earning 50,000 Hyatt points, is it worth spending an extra $9,000 on this credit card to get an extra free night certificate?  Here are my thoughts…

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New AwardWallet Plus Feature: Receive Alerts for Incoming Miles & Points with Balance Watch [Winners Selected]

Updated 8pm PT on 3/15/19: Thank you to everyone who entered the giveaway.  I wish I could give everyone codes, but I only have so many codes available.  Here are the winners: Mike Saint, Bill Pisor, LAURAPDX, Brandon, Priscilla Ennis, Seth, Will, Stephanie Woods, iwantmoremiles, and Jim F.  I will email the winners the codes.  Thank you.


Good afternoon everyone.  A year ago, I wrote AwardWallet Feature I Wish Existed: Keep Checking for Account Balance Changes.  In that post, I wished there was a way for AwardWallet to constantly check a specific airline / hotel account to see when miles or points posted.  This is super important if you transfer points from a transferable points currency (Chase Ultimate Rewards, American Express Membership Rewards, Citi Thank You Points, Capital One Points, or Marriott Bonvoy) in the hopes of booking an award flight before the award space disappears.  Some transfers are instant, while others may take several hours or several days.

I am happy to report that AwardWallet took my idea and added the feature to AwardWallet.  Here is a blog post describing Balance Watch and how the feature works:

“Balance Watch will monitor a loyalty account to let you know as soon as your points arrive. Once activated, AwardWallet will check your balance up to twenty-four times per day and send you a desktop, mobile, and email notification as soon as a change is detected.”

Image source: https://awardwallet.com/blog/balance-watch/

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Keep Airline Miles from Expiring with Conversions from Radisson Rewards (or Hilton / Hyatt / IHG / Marriott / Wyndham)

Good morning everyone.  A few days ago, I got an email from Radisson Rewards about transferring Radisson Rewards Points into airline miles.  I figured it would be a bad deal in terms of the value you get from Radisson Rewards Points, but thought it might be useful if you have airline frequent flyer miles expiring soon and need some activity to reset the expiration date.  I went through the transfer process to convert 2,000 Radisson Rewards Points into 200 American Airlines miles.  Trust me, I know this is a terrible exchange, but it is a very efficient way to keep airline miles from expiring (and I don’t put much value on 2,000 Radisson Rewards Points).  I then went even further down the rabbit hole and looked at other hotel programs (Hilton, Hyatt, IHG, Marriott, and Wyndham) to see if they offered better value in terms of resetting airline mile expiration dates than Radisson Rewards.  Here are my results…

To get started with the conversion of Radisson Rewards Points into airline miles, I started here.  As you can see, 2,000 Radisson Rewards Points = 200 airline miles.  The transfer ratio is the same regardless of how many Radisson Rewards Points you want to transfer.  10 Radisson Rewards Points = 1 airline mile.  According to Frequent Miler’s Reasonable Redemption Values (RRV), 1 Radisson Reward Point is equal to 0.38 cents per point (CPP), which would make 1 airline mile worth 3.8 CPP (which is unrealistically high).  But look at it a different way.  2,000 Radisson Rewards Points would be worth $7.60 (2,000 x $0.0038 = $7.60).  In reality, I get 40,000 Radisson Rewards Points every year when I pay the $60 annual fee on my US Bank Radisson Rewards Business Credit Card, so that comes out to a 0.15 CPP value ($60 / 40,000 = $0.0015).  The new calculation would make 2,000 Radisson Rewards Points worth only $3.00 (2,000 x $0.0015 = $3.00).  So would you redeem $3.00 in Radisson Rewards Points to reset your frequent flyer miles expiration date?

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International Purchases Can Trigger Chase Offers (Ex: Starbucks in Europe)

Good morning everyone, I hope you had a great weekend. Last week, I wrote How Quickly Does Cash Back Post for Chase Offers? Then a few days ago, I added / linked a Starbucks Chase Offer to my Chase Sapphire Reserve Credit Card. I would earn 5% cash back at Starbucks, up to a maximum of $1.50 cash back ($30 x 5% = $1.50). Last week, I went to a Starbucks in Bucharest, Romania, and bought my mom a Starbucks mug (she has a collection of Starbucks mugs from around the world). Surprisingly, a few days after purchasing the Starbucks mug, I got an email from Chase stating that I had earned 91 cents cash back with the Starbucks Chase Offer.

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Gift Cards Trigger $75 Annual Travel Credit for Chase Southwest Airlines Priority Credit Card

Good afternoon everyone, greetings from Macedonia!  I’ve been traveling around Eastern Europe this week, but I noticed that the Chase Southwest Airlines credit cards have changed their sign up bonuses and some cards are now offering the Southwest Airlines Companion Pass.   Even though the Southwest Airlines Companion Pass is awesome, I want to talk about the Chase Southwest Airlines Priority Credit Card.  My girlfriend recently converted her Chase Southwest Airlines Plus Credit Card to the Chase Southwest Airlines Priority Credit Card, and part of the card benefits is a $75 annual travel credit.  Much like the airline reimbursements on the American Express Hilton Aspire Credit Card and the American Express Platinum Charge Cards, I assumed airline gift cards would trigger the $75 statement credit, but I had to find out for myself.

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