Tag Archives: Citibank

What’s in Grant’s (iPhone) Wallet?

Good morning everyone, I hope you had a great Super Bowl weekend.  I was down in Orange County enjoying the warm weather, but now I am back up in the chilly Bay Area.  I’ve been wanting to write about this topic for a while, but my final motivation was reading 2 Frequent Miler articles: What’s in Nick’s wallet? and What’s in Greg’s wallet?  The first thing you should know about me (if you already didn’t know) is that I am a millennial and I live in the Bay Area, so I can go weeks without using cash.  For that reason, my wallet is built into my iPhone XS case.  I use the Urban Armor Gear (UAG) iPhone Case ($30 on Amazon) that has room for 4 cards: my drivers license and 3 credit cards.  Which 3 credit cards do I carry with me on a daily basis and which credit cards do I have in my ApplePay Wallet?

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If I Could Only Keep 5 Credit Cards with Annual Fees…

Good afternoon everyone, I hope your weekend is going well.  A few weeks ago, I wrote these 2 posts:

In those posts, I listed all the credit cards that Laura and I have.  I also justified why I paid $4,588 in credit card annual fees in 2019.  Since that post, there have been a few credit card changes (JPMorgan Chase Ritz Carlton Credit Card lost the Visa Infinite Discount Air Benefit and the Chase Sapphire Reserve Credit Card added Lyft and DoorDash benefits).  A few readers commented and other bloggers linked to the top post and shared which credit cards they keep every year.  As part of my 2020 travel resolutions, I said I wanted to reduce the amount I paid in credit card annual fees.  In this theoretical post, here are the 5 credit cards with annual fees that I would keep…

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Ask Me Anything (AMA): Credit Card Edition

Good morning everyone, I hope your weekend is off to a great start.  I love talking about credit cards and recently wrote I Paid $4,588 in Credit Card Annual Fees in 2019 & Was it Worth it? and Why Do We Keep 16 No Annual Fee Credit Cards?  I also do a series called “Keep, Cancel, or Convert?” where I explain why a credit card is worth keeping or why it should be converted or closed.

Today, I want to answer your reader questions.  If they are short and simple questions, I can answer them directly in the comments section.  If they are longer and more complicated questions, I might write a blog post about that topic. So without further ado, what questions do you have about credit cards?  Have a great weekend everyone!

How to View or Hide AwardWallet Airline Credits, Dining Credits & Hotel Free Night Certificates

Good morning everyone, happy Friday!  Yesterday, I received an interesting comment on my post: My 5 New Year’s Travel Resolutions for 2020.  The commenter, MrDioji, asked: “How do you get Award Wallet to display airline and dining credits? Or do you manually add them?”  He was referring to this screenshot of my American Express balances in my AwardWallet account.  Instead of answering the question in the comments section, I thought it would be helpful to write a post about this topic to help other readers.  In this post, I will show you how to view or hide airline credits, dining credits, hotel free night certificates, and many other pieces of information.

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My Wildly Ambitious 2020 Airline, Hotel & Credit Card Predictions

Good afternoon everyone.  Generally, at the end of the year, I like to review my travel predictions for the past year and make new predictions for the coming year.  After a long streak of poor prediction performance (2018 prediction results, 2017 prediction results, and 2016 prediction results), I decided not to make any travel predictions for 2019.  But my predictions are coming our of retirement / hibernation today.  I really recommend reading the travel predictions that Stephen at Frequent Miler made, especially his top 5 predictions:

  1. Capital One To Add Virgin Atlantic As Travel Partner
  2. Amex Membership Rewards To Transfer To JetBlue On A 1:1 Basis
  3. Free Breakfast For IHG Spire Elite Members
  4. Citi To Allow Card Referrals
  5. Chase And/Or Amex To Increase Referral Limits

I am going to piggy back on his predictions and add a few of my own.  So without further ado, here are my travel predictions for 2020

My 2020 Airline Predictions

  • Alaska, American, Delta, or United will introduce a “Cash and Miles” payment option for award tickets.  Clarification: This is not to be confused with Delta’s “Pay with Points” option where you get 1 CPP for each Delta SkyMiles for paid flights.  I’m thinking more along the lines of the way British Airways and Avianca do it for award tickets.
  • Allegiant Airlines, Frontier Airlines, Spirit Airlines, and Sun Country will announce a merger, but I’m not sure who will merge with who.

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