Good morning everyone, happy Friday! Yesterday, my fiance got an offer in the mail for the Citi Rewards+ Credit Card. She only has a Citi Costco Credit Card with Citi and gets the occasional targeted offer from the major credit card companies. The standard sign up bonus for the Citi Rewards+ Credit Card (shown below) is 15,000 Citi Thank You Points after spending $1,000 in 3 months. The other previously highest sign up bonus was for 20,000 Citi Thank You Points, but my fiance’s target offer was for 25,000 Citi Thank You Points after spending $2,000 in 3 months.
Updated on 7/20/2019 at 8am: I added the Barclays rejection letter to the bottom of this post.
Good morning everyone, I hope your 2 day Prime Day shopping spree is going well. Even though I didn’t buy much on the first day of Prime Day, I did pick up a few new credit cards. My last App-O-Rama was in March, so I patiently waited 3+ months until my July App-O-Rama. As a reminder, I was approved for 3 out of 4 credit cards in my March App-O-Rama, including the American Express Gold Card, the US Bank Altitude Reserve Visa Signature Credit Card, and the Wells Fargo Business Platinum Credit Card. With those minimum spending requirements completed and the sign up bonuses redeemed, it was time to focus on these 5 credit cards. Here is a quick summary of my July App-O-Rama:
- Citi Premier Credit Card – instantly approved
- American Express Platinum Delta SkyMiles Credit Card – pending, then approved (I called AMEX and had to close an old card to open up a credit card slot)
- Barclay AAdvantage Aviator Business Credit Card – pending, then declined (too many recent inquiries)
- Banco Popular Avianca Vuela Credit Card – instantly approved
- Wells Fargo Propel World Credit Card – instantly approved (I called Wells Fargo to apply for this credit card over the phone)
Citi Premier Credit Card
I currently have a Citi Premier Credit Card that I have had for 4+ years, but I wanted to get another one since the sign up bonus is currently 60,000 Citi Thank You Points after spending $4,000 in 3 months. If I was approved for a second Citi Premier Credit Card, my plan was to downgrade/convert my old Citi Premier Credit Card into a Citi Rewards+ Credit Card.
Good morning everyone, happy Friday! Yesterday, I was looking for a flight from San Francisco to Dublin and found this roundtrip, nonstop Aer Lingus flight for $895.36 in economy. Aer Lingus is the only airline that flies this SFO-DUB route nonstop. I wanted to see if there was award space on Aer Lingus (there was), award space on United Airlines (there was), award space on Iberia (nope), and award space on British Airways (yes, but not bookable online). In this post, I will show you how I searched for award space, booked the award ticket using British Airways Avios, and saved hundreds of dollars in taxes/fees compared to booking the same flight using Aer Lingus Avios.
Good morning everyone. As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer). In today’s post, I will share my thoughts regarding my Citi AT&T Access More Credit Card. I actually have 3 different Citi AT&T Access More Credit Cards, but my decision to keep, cancel, or convert all 3 credit cards is the same. A few weeks ago, the $95 annual fee posted to my account. This credit card is no longer available for direct applications, but you can convert from other Citi credit cards to the Citi AT&T Access Credit Card (no annual fee) and then upgrade to the Citi AT&T Access More Credit Card ($95 annual fee). I love these Citi AT&T Access More Credit Cards and I will show you why I keep these credit cards year after year.
Good afternoon everyone, I just saw this new feature on my Citi online account. Citi introduced a new feature called Citi Flex Loan (learn more here) where you can basically get a cash advance up to your available credit limit. If you need a higher credit limit, you can Easily Request a Credit Limit Increase (No Hard Pull) via the Citi App. I am not saying this is a good idea, but I wanted to share the details with you in case you were interested. After I logged into my Citi online account, I saw this big banner above my Citi Double Cash Credit Card. I decided to check it out by clicking the View Offer button. FYI, my total credit limit is $7,700, but my current available credit limit is $7,685.87.