Tag Archives: Citibank

Don’t Overlook These Citi Prestige Card Updates: The Good, The Bad, And The Really Bad

Credit card benefit changes are inevitable. Ok, that’s stating the obvious. But benefit changes do seem to be coming at us fast and furiously these days. The Citi Prestige credit card is up for some changes starting in January. As often is the case when my my go-to credit card benefits change, I have mixed feelings about these changes. Change can be good, bad, or really bad, as proven by these Citi Prestige upcoming changes.

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Don’t Make This Mistake With Your Citi Prestige Travel Benefits

Travel benefits are one of the best ways to offset the annual fees on credit cards. It can be complicated keeping track of them, what the benefits are, and whether or not we’ve used them. And in the case of the airline travel benefit that comes with the Citi Prestige card, even downright tricky. And I don’t want you to make the mistake I almost made. Let me explain. Continue reading

Citi Double Cash: $125 Cash Back Sign Up Bonus After $625 Spend (Targeted Referral)

Updated 10:30pm PT on 11/18: I have reached my cap of 20 referrals, I cannot refer any more people.  If you were referred, you should receive an email from Citi within a few days.  Thank you to everyone who used my referral link and good luck with your application.

Full Disclosure: This post is out of the norm for me, but I thought it would help some of my readers.  Citi sent me a targeted email where I can earn up to $500 cash back for referring 5 readers to the Citi Double Cash Credit Card.  I would normally not post this on my blog, but if you use my referral link, you can earn $125 cash back as a sign up bonus.  If you were to apply for this credit card directly on Citi’s website, the Citi Double Cash Credit Card currently offers no sign up bonus, just “0% Intro APR on balance transfers for 18 months.”  By using my referral link, you earn $125 cash back and I earn $100 per referral.

Good afternoon everyone.  Last week, I received this email from Citi regarding my Citi Double Cash Credit Card.  I can earn up to $500 cash back for referring 5 people to the Citi Double Cash Credit Card.  Strangely, Citi also wants me to spend $500 on my Citi Double Cash Credit Card in the next 12 months.  That is not a problem, since I use this credit card often to earn 2% cash back on my purchases.  I normally use my American Express Blue Business Plus Credit Card since it earns 2x Membership Rewards Points on all purchases, but if American Express is not accepted by the merchant / retailer, I go with my Citi Double Cash Credit Card.  Here is the email I received from Citi.

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Transfer Times to JetBlue from AMEX Membership Rewards, Citi Thank You Points & Chase Ultimate Rewards

Good morning everyone.  A few days ago, Frequent Miler wrote a post that Citi Thank You Points Transfers to JetBlue were getting better (1,000 : 1,000 transfers), so I wanted to check out transfer times from all the major credit card programs.  I wrote a similar post about Transfer Times to KLM / Air France and Transfer Times to Singapore Airlines.  I tested transfers from American Express Membership Rewards Points, Citi Thank You Points, and Chase Ultimate Rewards Points.  I was going to try a transfer from Marriott Rewards to JetBlue, but the conversion was so bad, I couldn’t do it (see the screenshots below).  JetBlue TrueBlue Points do not have a fixed value and they can range in value from 1 cent up to 2.5 cents, if you find the right redemption.  In some cases, you are better off paying for JetBlue travel than redeeming JetBlue TrueBlue Points.

But with that said, sometimes it makes sense to transfer points into your JetBlue account.  I started with a transfer from American Express Membership Rewards Points since you can transfer in 250 point increments.  Unfortunately, since JetBlue is an American airline, American Express charges a fee for the transfer, either 30 Membership Rewards Points or 15 cents.  The amount of the fee varies depending on the number of points you transfer.

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Track Credit Card Sign Up Bonuses, Annual Fees & 5/24 Score with TravelFreely

Good morning everyone, I hope you had a great weekend.  A few weeks ago, I was in Denver and went to the Front Range Travel Hackers Meetup Group.  At the meetup, I met Zac, the founder of TravelFreely, a website he created to track credit card sign up bonuses (deadlines to complete the minimum spending requirements), track credit card annual fees, calculate your 5/24 Score, and make it easy for you to track your credit cards along with your spouse / companion’s credit cards.  And by the way, the service is completely free and you can set up your account in a few minutes (unless you have 30+ credit cards like me, in which case, it could take a little longer).  Without further ado, here is how TravelFreely works.  To get started, sign up for your free TravelFreely account here.  Enter your name, email address, and click the Get Started button.

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