Good morning everyone. I was reviewing my April Bank of America credit card statements and noticed a few changes to the Credit Card Agreement. I believe these changes go into effect immediately for all Bank of America credit cards, but check your April credit card statement to be sure. There are 3 main changes that I will cover in this post. The first is that cryptocurrency purchases will be treated as a cash advance (like money orders, travelers checks, casino gaming chips, bail bonds, etc.). I believe many other credit card companies have a similar policy regarding cryptocurrency. When you make a cash advance transaction, you do not earn any rewards, but instead start accruing interest right away. The next 2 changes involve foreign transactions and payments.