Tag Archives: Discover It

Minor Changes to Discover Banking Accounts Coming August 8, 2018

Good afternoon everyone, I just got an email from Discover regarding changes to my deposit accounts.  I have 2 credit cards, 1 checking account, and 4 savings accounts with Discover (thanks to various account opening promotions), but these changes are not for Discover It Credit Card or Discover It Miles Credit Card holders, so if you only have those Discover accounts, this post is not for you.  But if you have a Discover checking, savings, money market, or IRA account, there are a few account announcements you should be aware of.  Here is the email I received from Discover, but the email only mentions which sections were changed, not what the actual changes are, so I logged into my Discover account to find all the details.

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3 Surprising Facts About Using Discover Credit & Debit Cards Internationally

Good morning everyone. I am heading to Greece and Malta for vacation and called my credit card companies and banks to add travel notifications to my accounts. I know most credit card companies and banks do not require you to alert them when you are travelling internationally, but I like the peace of mind of speaking to a person and making sure the travel notification are added to my accounts. When I travel internationally, I like to bring several credit and debit cards from various banks, just in case if some of the cards get lost, stolen, or declined. This means I end up making several calls, but it’s worth it to me.

Image source: http://westprincechamber.com/we-now-accept-credit-and-debit-cards/

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Credit Card Benefits Goldilocks Zone: Too Popular vs. Underutilized

Good morning everyone, happy Friday.  I hope you have exciting Memorial Day Weekend plans.  I will be exploring San Diego with my girlfriend and staying at the beautiful Andaz San Diego.  Enough about me, let’s talk credit cards.  This thought has been on my mind for the last few weeks, but sparked my interest with Thursday’s post about the Citi Prestige Credit Card trip delay policy, changing from 3 hours to 6 hours (effective July 29).

It seems that some credit card benefits are too popular (like Citi’s trip delay policy or Chase’s price protection) that the credit card companies are losing money paying out claims or inundating the services that process these claims.  With several services that will automatically file price protection claims on your behalf (like Earny and Paribus) or automatically file trip delay claims on your behalf (like AirHelp and GetService), it’s no surprise that credit card companies are reducing or eliminating these credit card benefits.  (I don’t use any of these services.)

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Unboxing My New Discover It Miles Credit Card: Card Art & Welcome Letters

Good morning everyone.  Yesterday I shared the story that Discover would not match me to the Discover It Miles Credit Card $75 sign up bonus from Amazon.  Even though I am still a little annoyed at Discover, I respect their decision.  In today’s post, I am going to unbox my new Discover It Miles Credit Card, show you the card art, and welcome letters.  Without further ado, here is the nice brown package/box that came to my home last week.

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Disappointing! Discover *Will Not* Match Discover It Miles $75 Sign Up Bonus from Amazon

Good morning everyone.  During my recent App-O-Rama, I applied for the Discover It Miles Credit Card.  At the time, there was no sign up bonus, but whatever “Miles” you earned during your first year would be doubled, essentially earning 3% cash back on all purchases for the first year (then earning 1.5% cash back on all purchase after that).  After a quick reconsideration call with Discover, I was approved for the Discover It Miles Credit Card on April 16.  4 days later on April 20, Doctor of Credit reported that there was a $75 sign up bonus on the Discover It Miles Credit Card. Doh!!

My new Discover It Miles Credit Card came a few days ago, and before activating the new credit card, I called Discover customer service to see if I could get matched to the $75 sign up bonus.  I’ve seen plenty of Discover customer service friendly commercials on TV and figured it would not be a problem getting matched to the better offer.  Boy, was I wrong…

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