Tag Archives: Discover It

I Successfully Converted My Discover It Miles into a Second Discover It Credit Card

Good afternoon everyone.  2 weeks ago, I wrote How to Convert an Existing Discover Credit Card into a Different Discover Credit Card Online.  In that post, I shared how I was able to convert my Discover It Miles Credit Card into a Discover It Credit Card.  I had an existing Discover It Credit Card before the conversion, so I now have 2 Discover It Credit Cards (useful if you can max out the $1,500 quarterly spending bonus categories on both credit cards).  The previous post ended when I received this confirmation email that my request was processing.  Fast forward to now when I received my new Discover It Credit Card.  I will share some insights into the process.  The process started on February 27.

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How to Calculate Discover It Credit Card Bonus Category Spend

Good morning everyone.  Today is the last day of February, so we are 2 months into the year and 2 months into the first quarter.  I wanted to check the spending on my Discover It Credit Card and see how much I have spent toward maxing out the grocery store bonus category.  Every quarter, you can earn up to $75 cash back on up to $1,500 in spend.  Discover has made it really easy, you can see your bonus tracker here.  Based on the $21.92 in cash back, I assume I have spent $438.40 at grocery stores.  But that might not be 100% correct…

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How to Convert an Existing Discover Credit Card into a Different Discover Credit Card Online

Good morning everyone, it is now possible to convert an existing Discover credit card into a different Discover credit card online (hat tip to Don at Doctor of Credit).  I currently have a Discover It Credit Card and a Discover It Miles Credit Card.  My Discover It Miles Credit Card is over a year old, so I already got my double points after the first year.  Now the credit card only earns 1.5x on all purchases, so I don’t use that credit card anymore.  I would much rather have another Discover It Credit Card and have access to rotating 5% cash back categories.  To convert your existing Discover credit card online, click here and sign into your Discover online account.

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How Right (or Wrong) Were My 2018 Travel Predictions?

Good afternoon everyone.  In mid January 2018, I wrote My Unlikely, But Entertaining 2018 Travel Predictions.  I did not look at that post until yesterday, so it was fun to look at the predictions I had made.  I will go through my 2018 predictions and see how well I did.  Since my memory is not that great, please correct me if I am wrong on any of these.  In a few days, I will share my probably equally as unlikely but equally as entertaining 2019 travel predictions, so check back for that post.  Without further ado, here were my 2018 predictions and the results:

Airlines

  • After the Virgin America merger, Alaska Airlines will add new routes to Mexico, Canada, and the Caribbean (Correct! According to Alaska Airlines’ website, they did add several new routes of Mexico City from SFO, LAX, and SAN.  Unfortunately, there were no new routes to Canada or the Caribbean.)
  • Delta Airlines will introduce cash and miles award tickets, then American Airlines and United Airlines will follow suit (Wrong!  Looks like none of the big 3 airlines added “cash + miles” award tickets.)
  • Southwest Airlines will increase their Transfarency by automatically keeping track of travel funds in each account (Wrong!  You still need to manually track your travel funds.)
  • JetBlue will add new routes along the West Coast and maybe to Hawaii (Wrong! JetBlue did add new routes along the East Coast, but nothing new on the West Coast.)
  • Singapore Airlines will allow you to book United Airlines awards online (Correct!  Singapore Airlines added the ability to book award flights on United Airlines in February.)
  • British Airways will bring back the 4,500 Avios award price in the United States (Wrong!  Sadly, the 4,500 British Airways Avios pricing band is still not available in the US.)

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PSA: Set Up Text & Email Alerts to Catch Fraud Right Away

Good morning everyone.  A few days ago, I received 2 texts from Discover regarding a Fox Rent A Car charge on my Discover It Credit Card.  Unfortunately, I was nowhere near a Fox Rent A Car location and have never rented a car from Fox Rent A Car.  I quickly logged into my Discover app and looked at the transaction details.  It appears there was a charge for $301.92 and then a refund of $301.92.  The other weird thing is the “THUMB*IT” description name.  I immediately called Discover and told them my credit card was stolen and reported the transactions as unauthorized.  The Discover rep assured me that I would not be responsible for these transactions and would send out a replacement credit card right away.  If it weren’t for the text alerts, I may not have noticed that my Discover It Credit Card was stolen, since my balance would not have increased since the transactions cancelled each other out.  This is a great reminder of having text alerts set up for your credit cards.

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