Tag Archives: Experian

I Just Froze My 3 Credit Reports: Here’s Why & What I Learned

Good morning everyone.  Yesterday, I read this article from Krebs on Security regarding the recent Starwood / Marriott data breach.  In the article, there was a very powerful section that talked about 2 realities that all Americans need to come to grips with in regards to privacy, data security, and our powerlessness when it comes to securing our data.  Here are the 2 realities from the article:

Reality #1: Bad guys already have access to personal data points that you may believe should be secret but which nevertheless aren’t, including your credit card information, Social Security number, mother’s maiden name, date of birth, address, previous addresses, phone number, and yes — even your credit file.

Reality #2: Any data point you share with a company will in all likelihood eventually be hacked, lost, leaked, stolen or sold — usually through no fault of your own. And if you’re an American, it means (at least for the time being) your recourse to do anything about that when it does happen is limited or nil.

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