Good morning everyone, I hope you all has a great weekend. A few weeks ago, I applied for 8 new credit cards during my App-O-Rama. Here are the 8 credit cards and sign up bonuses that I applied for (not in this particular order). Unfortunately, my App-O-Rama skills are not as good as they used to be and I was (ultimately) declined for most of these credit cards.
Bank of America Alaska Airlines Visa Signature Credit Card: 30,000 AS Miles + $100 statement credit after spending $1,000 in 3 months ($75 annual fee)
Bank of America Virgin Atlantic Credit Card: 75,000 VA Miles after spending $12,000 in 6 months ($90 annual fee)
Bank of America Amtrak Rewards Credit Card: 30,000 Amtrak Points after spending $1,000 in 3 months ($79 annual fee)
US Bank Altitude Reserve Credit Card: 50,000 FlexPoints ($750 in travel credit) after spending $4,500 in 3 months ($400 annual fee)
Wells Fargo Visa Signature Credit Card: 20,000 Go Far Reward Points after spending $1,000 in 3 months ($0 annual fee)
First Bankcard Best Western Credit Card: 50,000 Points after spending $1,000 in 3 months ($59 annual fee, first year waived)
Synchrony Bank Cathay Pacific Credit Card: 50,000 CX Miles after spending $2,500 in 3 months ($95 annual fee)
Barclays Wyndham Rewards Credit Card: 45,000 Wyndham Points (3 free nights) after spending $2,000 in 3 months ($75 annual fee)
Long story short, I applied for 3 Bank of America credit cards, starting with the Bank of America Alaska Airlines Visa Signature Credit Card. I recently closed my previous Bank of America Alaska Airlines Visa Signature Credit Card a few weeks ago, so I was ready to apply again and earn more Alaska Airlines miles. Unfortunately, my application went to pending. Since I was not immediately declined, I decided to apply for a Bank of America Virgin Atlantic Credit Card. Surprisingly, I was instantly approved for that credit card with a pretty small credit limit. With that success, I decided to apply for a Bank of America Amtrak Rewards Credit Card. Unfortunately, that application went to pending as well. 1 out of 3 instant approvals was not bad. I was hopeful that the 2 pending applications could be approved with a short reconsideration call.
Good morning everyone, I have another short post to share this morning. When I woke up, I had received this email from US Bank. I received a $10 statement credit on one of my US Bank credit cards that I was not expecting. I logged into my US Bank online account to check to see what the statement credit was related to. Long story short, the statement credit is because of a US Bank promotion that I wrote about at the end of May: Earn a $10 Statement Credit for using US Bank Credit Card with ApplePay (May 23 – June 30).
Good afternoon everyone. I have been a big fan of the US Bank FlexPerks Rewards program for a long time and have been earning and burning US Bank FlexPoints since the 2014 Winter Olympics promo when US Bank offered a larger than average sign up bonus based on the number of medals won by Team USA. Back in March 2016, US Bank changed the number of FlexPoints you could transfer from 120,000 FlexPoints to 20,000 FlexPoints per year. There is now another change to the way you transfer FlexPoints from one member to another. Previously, you only needed the FlexPerks account number to transfer FlexPoints to another account, but now you need the FlexPerks account number and FlexPerks credit card number.
I believe there are 2 reasons for this change. This change acts as a double authentication to make sure you are transferring FlexPoints to the correct FlexPerks account. Before, it was easy to mistype the FlexPerks account number and your FlexPoints would be sent to a complete stranger. This change also encourages cardholders to keep a US Bank FlexPerks earning credit card. If you have a FlexPerks credit card with an annual fee, you can convert to the no annual fee US Bank FlexPerks Select+ American Express Credit Card.
With that said, here is the new US Bank FlexPerks transfer process. First, sign into your US Bank online account and go to the FlexPerks Rewards Portal. Then click the Manage Points tab and then click the Transfer Points tab. Then enter the FlexPerks account number and the number of FlexPoints you want to transfer. Lastly, click the Continue button.
Good morning everyone, I hope you are all having a great week. By the time you read this post, I will be ATVing around the island of St. Kitts (I know, tough life). Anyway, I wanted to talk about one of my favorite topics – credit card sign up bonuses. In March, I discussed Which 10 Credit Cards am I Considering for my March App-O-Rama and then in early April, I wrote about my March App-O-Rama Results. In this post, I will share with you my plans (if any) for redeeming my miles and points. If you have any better suggestions than the ones I share in this post, please let me know in the comments. Thank you!
To get started, I was approved for the Bank of America Alaska Airlines Visa Signature Credit Card and the Bank of America Alaska Airlines Business Credit Card. Both credit cards offered 30,000 Alaska Airlines miles after spending $1,000 in 3 months along with an Alaska Airlines Companion Ticket (which can now be used on Virgin America). I have a few other Alaska Airlines Companion Tickets in my Alaska Airlines account, so I will probably not use them all. 60,000 Alaska Airlines miles is worth ~$900 to me (valuing Alaska Airlines miles at 1.5 CPP). I don’t have an exact use in mind, but I like flying on Virgin America first class when I fly from SFO to JFK.
Good afternoon everyone, I hope everyone is having a great weekend so far. A few months ago, my $49 annual fee posted on my US Bank FlexPerks Travel Rewards Visa Signature Credit Card. Since I had spent down the majority of my FlexPoints, I decided to convert my US Bank FlexPerks Travel Rewards Visa Signature Credit Card into a US Bank FlexPerks Select+ American Express Credit Card. This credit card has no annual fee and earns 1 FlexPoint for every dollar spent with no bonus categories. This is by no means a good credit card, but it will keep your FlexPoints alive and you can continue to redeem 20,000 FlexPoints for an airline ticket worth up to $400.