Good morning everyone. Last week, as part of my credit card App-O-Rama, I applied for the Chase Marriott Rewards Business Credit Card. This was the first credit card I applied for during my App-O-Rama and I was hoping for an instant approval. Unfortunately, I got a pending response after submitting the application. I decided to wait it out and see if Chase would send me a letter or call me. I was prepared for a reconsideration call since I took a screenshot of my application so I knew exactly what numbers I put down for my business credit card application. Luckily, I didn’t have to wait very long…
Good morning everyone, happy Saturday! Thanks for the comments on yesterday’s post regarding which non-5/24 Chase credit cards I should get. I think I have narrowed down my App-O-Rama (AOR) credit card list to these 7 credit cards. I plan on applying for these credit cards sometime next week. Please let me know if you agree or disagree with any of the credit cards on this list. If there are any credit cards that you think are worth applying for, please share them in the comments and I will check them out.
Based on yesterday’s post, I will apply for these 2 Chase credit cards:
- Chase Marriott Business Credit Card: This is the only non-5/24 Chase business credit card and who couldn’t use more Marriott points? The current sign up bonus is 75,000 Marriott points after spending $3,000 in 3 months. The $99 annual fee is waived the first year. I already have the Chase Marriott Rewards Credit Card, so the annual category 1-5 Marriott free night certificates will pair nicely with each other. I don’t plan on spending much on this credit card after meeting the minimum spend requirement. As long as I can redeem the Marriott free night certificate for more than an $99 hotel night, this is a decent credit card to hold on to for a long time. *snarky comment alert* If Marriott keeps devaluing their program, by the year 2029, there will not be any Marriott category 1-5 hotels left…
- Chase Iberia Credit Card: Since you can get 1 personal and 1 business credit card from Chase on the same day, I have decided to go for this personal credit card. The current sign up bonus is 50,000 Avios after spending $3,000 in 3 months and an additional 25,000 Avios after spending $10,000 in 12 months. The annual fee is $95. I don’t plan on booking any Iberia flights in the near future, so I won’t be able to take advantage of the 10% discount on Iberia flights. I don’t plan on spending much on this credit card after meeting the minimum spend requirement and will close the credit card when the annual fee comes due the following year.
On March 6, 2018, both Marriott and SPG have many properties going up in cost if you’re using points to book them. When we get advance notices like this, I wonder how many people book stays speculatively, knowing they might cancel them. I took a look at the lists of properties going up and found a few that I’ve enjoyed staying at and would return to, so this made me frown. Some even by 60-70%. That’s a lot! But I don’t have any visits to these locations planned right now. You’d think after all these years using points to stay at hotels, we’d get used to these unfavorable changes. I’m still sorting through properties and deciding if there are any to book now before they go up in price. Are you making any bookings before March 6 knowing they can be canceled at a later date? And at which properties? Has this worked out for you in the past? Let me know in the comments below.
Good morning everyone, I hope you all had a great weekend. Chase and Visa have created a new program called Chase Offers that is currently available to all Chase Marriott Rewards Credit Cardholders and all Chase Slate Credit Cardholders. The Chase Offers program was rolled out in mid November, but since I recently converted my JPMorgan Chase Ritz Carlton Credit Card to the Chase Marriott Rewards Credit Card, I am now eligible to signup, view, and activate Chase Offers.
Chase Offers are very simple. Sign into your Chase Offers account, link merchant specific offers to your credit card, make a qualifying purchase at that specific merchant, and receive cash back as a statement credit to your credit card. Creating a Chase Offers account is free and easy, just click here to get started. If you have the Chase Slate Credit Card, the steps will be the same, but you can click here.