Tag Archives: Membership Rewards

American Express Card Changes: Trip Delay Insurance; Corporate Card Lower Annual Fees & Earning Rates [Updated 11/4]

Updated 8:30am PT on 11/4: I just reviewed my American Express Business Platinum Charge Card statement and noticed changes to trip cancellation / interruption insurance, trip delay insurance, Boingo Preferred Plan, and Gogo Preferred Plan.  Please scroll to the bottom of the post to see those updates.


Good afternoon everyone, I hope your weekend is going well.  I was just reviewing my recent American Express credit card statements and spotted a few announcements / changes.  None of these changes seem that important to me, but they do cover Gold Card trip delay insurance, corporate card annual fees, corporate card earning rates, Green Card bonus categories, and mediation / arbitration.  This statement came from my American Express Gold Card, but I saw most of the same announcements / changes listed on my other American Express credit card statements too.

Effective January 1, 2020, the American Express Gold Card is introducing trip delay insurance.  This insurance only kicks in when you book a roundtrip flight and your flight is more than 12 hours delayed.  If that happens, you are covered for up to $300 in reimbursements for meals and accommodations.  It says this coverage is secondary, so it must kick in after the airline’s coverage (primary coverage).  I’m not sure how competitive that is with other premium travel rewards credit cards.

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American Express Card Changes: Claims Resolution, Person to Person Transactions & Plan It Feature

Good morning everyone, I hope you had a great Labor Day Weekend.  My American Express Gold Card statement just closed and I noticed that there were a few “Important Changes” listed at the bottom of my statement.  I will share the details of those changes and provide my thoughts.  There was also a change to the Plan It feature listed on my American Express Everyday Credit Card statement, which I will share at the bottom of the post.  To get started, American Express announced immediate changes to the “Claims Resolution and Claims Resolution for Covered Borrowers” section and upcoming changes regarding “Limits on person-to-person transactions” that will go into effect on November 1, 2019.

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My Disappointing Experience with AMEX Business Platinum 35% Membership Rewards Point Rebate

Good morning everyone, I hope you had a great weekend.  2 months ago, I wrote First Class Flights Cheaper than Economy with AMEX Business Platinum 35% Membership Rewards Points Rebate.  In that post, I showed how I booked an Alaska Airlines first class flight using American Express Membership Rewards Points to trigger the 35% Membership Rewards Points rebate.  That flight was booked on May 30 for travel in mid October and cost 19,666 Membership Rewards Points.  According to the benefit terms, the rebate should appear in 6-10 weeks.  Based on the May 30 booking date, the 10 week mark was August 8.  I kept checking my Membership Rewards account ever few days in August, but no Membership Rewards Points ever posted.  On Friday, I decided to call the American Express Membership Rewards department to investigate the issue.  What ensued was not a very pleasant experience with the rep.

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American Express Membership Rewards Points Post Fast for AMEX Card Referrals

Good morning everyone, I hope you had a great Fourth of July Weekend.  I spent the week in Orange County, CA and the weekend in Boulder, CO at a wedding.  While I was down in Orange County visiting my family, I went out to dinner with my grandparents.  My grandpa used his Chase Sapphire Reserve Credit Card to pay for dinner (3x on restaurant purchases).  My grandpa has been an American Express customer for 30+ years and is a mini travel hacker, so after dinner, I told him that he should get the American Express Gold Card because it offers 4x on restaurants and grocery stores (2 of his most frequent expenses).

Later that week, I was over at his house and he asked me to help him get the new American Express Gold Card.  He asked me to send him a link for the card, so I logged into my American Express online account, copied my referral link, and emailed it to him.  According to the referral page, you can earn 10,000 Membership Rewards Points for each referral, up to a maximum of 55,000 Membership Rewards Points per year.  The referral points should post within 8-12 weeks, but in my experience, the referral points posted within 3 days.  I sent my grandpa the referral link on July 2 and he applied and was approved for the card on the same day.

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First Class Flights Cheaper than Economy with AMEX Business Platinum 35% Membership Rewards Points Rebate

Good morning everyone, happy Friday!  A few weeks ago, I was looking at flights from San Francisco (SFO) to Orange County (SNA).  I found this 7:15pm Alaska Airlines flight that was $155 for Saver (Basic) Economy and $209 for First Class.  The flight is only 1.5 hours long and normally I do not fly First Class, but I remembered that the American Express Business Platinum Charge Card offers a 35% rebate when paying with American Express Membership Rewards Points on First Class flights.  Based on my calculations ($209 x 65% = $135.85), the First Class flight should be cheaper than the economy flight after the 35% rebate.  In this post, I will show you the steps to book the First Class flight using American Express Membership Rewards Points.

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