Buenos dias everyone! A couple of months ago, I logged into my Bank of America account and was surprised to see that my Merrill+ Visa Signature Card had a past due balance. Since I have a lot of credit cards, I always set them up for automatic payments initiated by the credit card company – that way, they’re usually on the hook if something goes wrong with a payment. Upon further investigation, I discovered that my automatic payment for the end of October had been scheduled and then canceled without any explanation. I also noticed that the same thing had happened to my Bank of America Spirit Airlines World MasterCard.
Buenos diás everyone. I’m not usually one for credit card App-O-Ramas, typically preferring to apply for credit cards one at a time when they have high bonuses, but at the end of January, I decided to throw caution to the wind and apply for five new credit cards in one day, from three banks: Banco Popular de Puerto Rico, Bank of America, and Chase.
Banco Popular de Puerto Rico
I finally decided to jump on the Banco Popular de Puerto Rico 60,000 Avianca LifeMiles offer that Grant wrote about in December. Like Grant, I also got instantly approved with a large credit line.
I paid my annual fee in February and made purchases on the card in March and April, but my LifeMiles balance is still zero. I emailed customer service to ask about it but got an automatic reply to call for assistance – when I did so, the representative (who I could barely hear) just said it takes 6-8 weeks for miles to post and that I should keep an eye on my balance at lifemiles.com. I’ll also email LifeMiles customer support and see if they can check whether I might have a duplicate LifeMiles account. Continue reading