Tag Archives: Thank You Points

How to Combine Citi Thank You Points Accounts (Spoiler: Just Call Citi)

Good morning everyone.  Long story short, I have a Citi Premier Credit Card and 3 Citi AT&T Access More Credit Cards (I’m trying to spend $10,000 on each credit card every year to get the bonus 10,000 Citi Thank You Points every year).  I only applied directly for one of these Citi AT&T Access More Credit Cards (thanks for the $650 AT&T phone credit) and converted my old Citi Forward Credit Card and Citi Prestige Credit Card into additional Citi AT&T Access More Credit Cards.

But somehow one of my Citi AT&T Access More Credit Cards had a separate Citi Thank You Points account.  Why is this a problem?  Citi AT&T Access More Credit Cards do not have the same transfer partners as my Citi Premier Credit Card.  I will show you what I mean below.  In this post, I will show you why it is better to have all of your Thank You Point earning credit cards linked to the same Citi Thank You Points account and show you how easy it is to combine your accounts (spoiler: just call Citi).

To demonstrate why having 2 Citi Thank You Points accounts is not better than 1, I clicked the blue Select button at the top of the page that only had 1,480 Citi Thank You Points.

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Does Citi Really Know Where and When I am Traveling?

Looks like all the credit card companies are jumping on the bandwagon. A while ago, American Express told me I don’t need to alert them when I travel. Now I’m getting similar notices from Citi. The weird thing about this notice is that it says it’s based on my airline ticket purchases, but I don’t put airlines tickets on this card. I do put hotel charges on this card and save a big bundle each year  using the Citi Prestige 4th night free benefit. But I also cancel those and sometimes rearrange the dates on my hotel stays.

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Three Weeks in New Zealand – Without A Car!

Buenos dias everyone! Back in November, I was able to snag two economy tickets from San Francisco to Auckland, New Zealand for a jaw-dropping $395 per person roundtrip, nonstop on Air New Zealand. (My understanding is tickets twice that price would still be a good deal – right now, the lowest price I see for these flights through the end of 2018 is $1,150). I used Citi Thank You Points from my Citi Prestige Credit Card to book these tickets at a value of 1.25 cents per point (so a little over 63,000 points total).

At first, I avoided making any further plans because I thought the tickets might get canceled – but after a couple of months, I was pretty confident that they would stick. I eventually booked tickets from Mexico City to San Francisco (using American Express Membership Rewards points with the 35% AMEX Platinum Card rebate), and a few days before our trip, I finally started sketching out our plan.

A map of Tonei's route in New Zealand, as described in the article

Map created on Travellerspoint.com

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Paid & Award Booking Tips

Using our miles and points to book award flights is the reason we all spend hours upon hours of reading blogs, learning the ins and outs of airline programs, and attaching sticky notes to all our credit cards to make sure we use the right one for each purchase! But booking a flight using an award is not without its challenges. If you’ve ever used miles/points for an award ticket either for you or someone else, I’m preaching to the choir because you already know this but………there are tips I can give you that just might make your experience go a little bit more smoothly.

1. Booking one-way flights is actually a tip I received last year from a fellow blogger, and now I do it all the time. This allows for two different benefits. If you need to make a change, you only have to do it on one ticket and not on the roundtrip ticket. I find this easier to do. For me, whether I’m using an award or paying for a ticket, I now book the outbound and inbound separately. Maybe an even greater benefit is that when booking an award ticket you can use two different airlines, different alliances, and different sources of miles/points. This gets you thinking creatively, as seeing a trip as two different segments often means you’ll see possibilities you might have missed otherwise. Continue reading

March App-O-Rama: Which 7 Credit Cards am I Considering?

Good morning everyone, happy Saturday! Thanks for the comments on yesterday’s post regarding which non-5/24 Chase credit cards I should get. I think I have narrowed down my App-O-Rama (AOR) credit card list to these 7 credit cards. I plan on applying for these credit cards sometime next week. Please let me know if you agree or disagree with any of the credit cards on this list. If there are any credit cards that you think are worth applying for, please share them in the comments and I will check them out.

Based on yesterday’s post, I will apply for these 2 Chase credit cards:

  • Chase Marriott Business Credit Card: This is the only non-5/24 Chase business credit card and who couldn’t use more Marriott points? The current sign up bonus is 75,000 Marriott points after spending $3,000 in 3 months. The $99 annual fee is waived the first year. I already have the Chase Marriott Rewards Credit Card, so the annual category 1-5 Marriott free night certificates will pair nicely with each other. I don’t plan on spending much on this credit card after meeting the minimum spend requirement. As long as I can redeem the Marriott free night certificate for more than an $99 hotel night, this is a decent credit card to hold on to for a long time. *snarky comment alert* If Marriott keeps devaluing their program, by the year 2029, there will not be any Marriott category 1-5 hotels left…
  • Chase Iberia Credit Card: Since you can get 1 personal and 1 business credit card from Chase on the same day, I have decided to go for this personal credit card. The current sign up bonus is 50,000 Avios after spending $3,000 in 3 months and an additional 25,000 Avios after spending $10,000 in 12 months. The annual fee is $95. I don’t plan on booking any Iberia flights in the near future, so I won’t be able to take advantage of the 10% discount on Iberia flights. I don’t plan on spending much on this credit card after meeting the minimum spend requirement and will close the credit card when the annual fee comes due the following year.

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