Using our miles and points to book award flights is the reason we all spend hours upon hours of reading blogs, learning the ins and outs of airline programs, and attaching sticky notes to all our credit cards to make sure we use the right one for each purchase! But booking a flight using an award is not without its challenges. If you’ve ever used miles/points for an award ticket either for you or someone else, I’m preaching to the choir because you already know this but………there are tips I can give you that just might make your experience go a little bit more smoothly.
1. Booking one-way flights is actually a tip I received last year from a fellow blogger, and now I do it all the time. This allows for two different benefits. If you need to make a change, you only have to do it on one ticket and not on the roundtrip ticket. I find this easier to do. For me, whether I’m using an award or paying for a ticket, I now book the outbound and inbound separately. Maybe an even greater benefit is that when booking an award ticket you can use two different airlines, different alliances, and different sources of miles/points. This gets you thinking creatively, as seeing a trip as two different segments often means you’ll see possibilities you might have missed otherwise. Continue reading →
Good morning everyone, happy Saturday! Thanks for the comments on yesterday’s post regarding which non-5/24 Chase credit cards I should get. I think I have narrowed down my App-O-Rama (AOR) credit card list to these 7 credit cards. I plan on applying for these credit cards sometime next week. Please let me know if you agree or disagree with any of the credit cards on this list. If there are any credit cards that you think are worth applying for, please share them in the comments and I will check them out.
Based on yesterday’s post, I will apply for these 2 Chase credit cards:
Chase Marriott Business Credit Card: This is the only non-5/24 Chase business credit card and who couldn’t use more Marriott points? The current sign up bonus is 75,000 Marriott points after spending $3,000 in 3 months. The $99 annual fee is waived the first year. I already have the Chase Marriott Rewards Credit Card, so the annual category 1-5 Marriott free night certificates will pair nicely with each other. I don’t plan on spending much on this credit card after meeting the minimum spend requirement. As long as I can redeem the Marriott free night certificate for more than an $99 hotel night, this is a decent credit card to hold on to for a long time. *snarky comment alert* If Marriott keeps devaluing their program, by the year 2029, there will not be any Marriott category 1-5 hotels left…
Chase Iberia Credit Card: Since you can get 1 personal and 1 business credit card from Chase on the same day, I have decided to go for this personal credit card. The current sign up bonus is 50,000 Avios after spending $3,000 in 3 months and an additional 25,000 Avios after spending $10,000 in 12 months. The annual fee is $95. I don’t plan on booking any Iberia flights in the near future, so I won’t be able to take advantage of the 10% discount on Iberia flights. I don’t plan on spending much on this credit card after meeting the minimum spend requirement and will close the credit card when the annual fee comes due the following year.
Good afternoon everyone, I have another short post for you guys. Recently, I decided that I no longer wanted my Citi Dividend Credit Card – the bonus categories did not excite me this year. So, I called Citi and asked if I could convert my Citi Dividend Credit Card into the Citi AT&T Access More Credit Card. Unfortunately, the rep said that credit card was not available as a conversion option on my Citi Dividend Credit Card. No worries, I asked if I could convert to the no annual fee Citi AT&T Access Credit Card instead. Yes, she said, I could convert to that credit card. I then asked her if I could then convert my Citi AT&T Access Credit Card to the Citi AT&T Access More Credit Card and she was not sure. I had a hunch that it would work, so I went ahead and converted my Citi Dividend Credit Card into the no annual fee Citi AT&T Access Credit Card. A few days later, I received my new Citi AT&T Access Credit Card.
Good morning everyone, greetings from the beautiful, tropical, peaceful Andaz Papagayo in Liberia, Costa Rica. I have a quite a lot of blog posts to get to before I can share my review of this hotel, but (spoiler alert!) this hotel is amazing! Lots of pictures to come from that upcoming hotel review. Anyway, back to today’s topic at hand. Is Citi increasing credit limits on some of their credit cards for customers who are losing a Citi Hilton credit card to American Express? Short answer: I have no idea, this is just a hunch, so I may be completely wrong. I have 2 Citi Hilton Honors Reserve Credit Card, each with $10,000 credit limits, that are in the process of being converted to American Express Hilton Ascend Credit Cards. Since there is no way for me to touch the $10,000 credit limit on either of my 2 Citi Hilton Honors Reserve Credit Cards, I am going to lose $20,000 in credit limit from Citi, which represents more than 50% of my total credit limit with Citi.
With that being said, I just received the following email from Citi regarding the credit limit on my Citi Thank You Premier Credit Card. This credit card went from a $5,000 credit limit up to to an $8,000 credit limit, but that is neither my oldest Citi credit card or the Citi credit card that I use the most (this credit card actually gets no love anymore since I now use my Chase Sapphire Reserve Credit Card for all of my travel expenses).
Good morning everyone, greetings from the crowded Copa Club in Panama City, Panama (PTY). Some Citi credit cards are being converted to other credit cards, namely the Citi Forward Credit Card is converting to the Citi Thank You Preferred Credit Card and the Citi Hilton Honors Reserve Credit Card is being converted to the American Express Hilton Ascend Credit Card in the next few weeks.
As of January 15, the Citi Forward Credit Card conversion process is underway and the new Citi Thank You Preferred Credit Card already shows up in my Citi online account. If you use the Citi mobile app, you will see that your Citi Forward Credit Card account is closed, but there is no way to remove that account from the Citi mobile app. In this post, I will show you how to remove / unlink a Citi credit card from your online account.