Tag Archives: Thank You Points

New AwardWallet Plus Feature: Receive Alerts for Incoming Miles & Points with Balance Watch [Winners Selected]

Updated 8pm PT on 3/15/19: Thank you to everyone who entered the giveaway.  I wish I could give everyone codes, but I only have so many codes available.  Here are the winners: Mike Saint, Bill Pisor, LAURAPDX, Brandon, Priscilla Ennis, Seth, Will, Stephanie Woods, iwantmoremiles, and Jim F.  I will email the winners the codes.  Thank you.


Good afternoon everyone.  A year ago, I wrote AwardWallet Feature I Wish Existed: Keep Checking for Account Balance Changes.  In that post, I wished there was a way for AwardWallet to constantly check a specific airline / hotel account to see when miles or points posted.  This is super important if you transfer points from a transferable points currency (Chase Ultimate Rewards, American Express Membership Rewards, Citi Thank You Points, Capital One Points, or Marriott Bonvoy) in the hopes of booking an award flight before the award space disappears.  Some transfers are instant, while others may take several hours or several days.

I am happy to report that AwardWallet took my idea and added the feature to AwardWallet.  Here is a blog post describing Balance Watch and how the feature works:

“Balance Watch will monitor a loyalty account to let you know as soon as your points arrive. Once activated, AwardWallet will check your balance up to twenty-four times per day and send you a desktop, mobile, and email notification as soon as a change is detected.”

Image source: https://awardwallet.com/blog/balance-watch/

Continue reading

Keep Airline Miles from Expiring with Conversions from Radisson Rewards (or Hilton / Hyatt / IHG / Marriott / Wyndham)

Good morning everyone.  A few days ago, I got an email from Radisson Rewards about transferring Radisson Rewards Points into airline miles.  I figured it would be a bad deal in terms of the value you get from Radisson Rewards Points, but thought it might be useful if you have airline frequent flyer miles expiring soon and need some activity to reset the expiration date.  I went through the transfer process to convert 2,000 Radisson Rewards Points into 200 American Airlines miles.  Trust me, I know this is a terrible exchange, but it is a very efficient way to keep airline miles from expiring (and I don’t put much value on 2,000 Radisson Rewards Points).  I then went even further down the rabbit hole and looked at other hotel programs (Hilton, Hyatt, IHG, Marriott, and Wyndham) to see if they offered better value in terms of resetting airline mile expiration dates than Radisson Rewards.  Here are my results…

To get started with the conversion of Radisson Rewards Points into airline miles, I started here.  As you can see, 2,000 Radisson Rewards Points = 200 airline miles.  The transfer ratio is the same regardless of how many Radisson Rewards Points you want to transfer.  10 Radisson Rewards Points = 1 airline mile.  According to Frequent Miler’s Reasonable Redemption Values (RRV), 1 Radisson Reward Point is equal to 0.38 cents per point (CPP), which would make 1 airline mile worth 3.8 CPP (which is unrealistically high).  But look at it a different way.  2,000 Radisson Rewards Points would be worth $7.60 (2,000 x $0.0038 = $7.60).  In reality, I get 40,000 Radisson Rewards Points every year when I pay the $60 annual fee on my US Bank Radisson Rewards Business Credit Card, so that comes out to a 0.15 CPP value ($60 / 40,000 = $0.0015).  The new calculation would make 2,000 Radisson Rewards Points worth only $3.00 (2,000 x $0.0015 = $3.00).  So would you redeem $3.00 in Radisson Rewards Points to reset your frequent flyer miles expiration date?

Continue reading

10,000 Anniversary Points & Annual Fees Post at Different Times for Citi AT&T Access More

Good morning everyone, I hope you had a great Valentine’s Day.  A quick thank you to everyone who entered my Valentine’s Day Swag Giveaway – winners will be announced soon.  I have written about the Citi AT&T Access More Credit Card many times before (Convert any Citi Card to the Citi AT&T Access More Credit Card) and I currently hold 3 AT&T Access More Credit Cards (1 original and 2 converted).  Recently, I noticed something strange regarding when the 10,000 bonus Citi Thank You Points post to your account (after you spend $10,000+ on the card) and when the $95 annual fee posts.  For all of my other credit cards, the anniversary points or free night certificate usually post the same month the annual fee is billed, thus signalling the start of a new cardmember year.  However, I noticed that the Citi AT&T Access More Credit Cards have a cardmember year (where the $95 annual fee posts at the beginning of a new cardmember year) and when the 10,000 bonus Citi Thank You Points post at the end of your “12 month spending year”.  I’m sorry if this sounds super confusing, hopefully it makes sense by the end of this post.

I have 3 Citi AT&T Access More Credit Cards and here are when the 10,000 bonus Citi Thank You Points posted to my account:

  • Card 1 (ending in 73) posted on February 6, 2019
  • Card 2 (ending in 70) posted on January 4, 2019
  • Card 3 (ending in 30) posted on June 6, 2018 (and previously on June 6, 2017)

Continue reading

Citibank Changes Its Annual Fee Rebate Policy

Seems like Citibank and their credit cards are on my mind lately. First it was making sure I had used my Citi Prestige airline credit benefit before this year ended. Then I mourned the upcoming changes to my Prestige card. Next up on my year-end credit card review and to-do list was looking at my credit cards and deciding which to keep and which to let go.

Continue reading

Don’t Overlook These Citi Prestige Card Updates: The Good, The Bad, And The Really Bad

Credit card benefit changes are inevitable. Ok, that’s stating the obvious. But benefit changes do seem to be coming at us fast and furiously these days. The Citi Prestige credit card is up for some changes starting in January. As often is the case when my my go-to credit card benefits change, I have mixed feelings about these changes. Change can be good, bad, or really bad, as proven by these Citi Prestige upcoming changes.

Continue reading