Good morning everyone. Earlier this month, my annual fees posted on my Chase IHG Rewards Select Credit Card ($49 annual fee) and Chase Hyatt Credit Card ($75 annual fee). The main reason I hold onto these credit cards is for the annual free night certificate. As a reminder, the free night certificates are not really free, since you pay the annual fee before getting the free night certificate – they are more like prepaid free night certificates with a strict expiration date. Unfortunately, both of these credit cards are no longer available to new applicants, so if you do not have these credit cards right now, there is no way for you to get them now. Both cards have been replaced by the new Chase IHG Rewards Premier Credit Card and the new Chase World of Hyatt Credit Card. Anytime one of my credit cards charges me an annual fee, I take a moment to evaluate the credit card and decide if it is still worth keeping. Here are my thoughts on both of these credit cards.
I just discovered an important task that somehow never got done. Small tasks often have big benefits, and I don’t want to miss this bonus. Maybe because I was traveling during October, but holy cow, I never activated my Freedom card for this quarter’s bonus spend.
Everyone loves AMEX offers, right? Amex offers are one of the most reliable benefits of the card. But why should AMEX get all the love. Chase ended their Chase Offers program back in April leaving us with a promise of a new and improved one. I’m thinking many of us are happy to hear that in a few days, Chase is bringing back Chase Offers. Continue reading
Good morning everyone. A few weeks ago, Chase changed their travel provider for their Chase Ultimate Rewards Travel Portal to Expedia, so I decided to do an updated guide on how to book travel through the Chase Ultimate Rewards Travel Portal and pay with your Chase Ultimate Rewards Points. To get started, sign into your Chase online account and click the Go to Ultimate Rewards button on the right side of the page.
World of Hyatt program changes have been coming at us from all sides. I wrote about the major ones last week. Because of how Hyatt is now charging on their Cash+Points rate, going forward the math makes more sense to book rooms using an all points rate. Then it struck me. I better start accruing way more Hyatt points if I won’t be able to stretch points and their value like I used to. So I began looking at my options for increasing my Hyatt points stash. Continue reading