How to Convert from a Bluebird Card to an American Express Serve Card

Now you have to chose – Bluebird or Serve?  There are pros and cons to each card, but at the end of the day, you can only have one.

Bluebird Card Pros:

• You can load up to $1,000 per day with a $5,000 monthly limit
• You can load funds from a Vanilla Reload Card or at Walmart with a debit/gift card
• You can load an additional $100 online with a debit card with a $1,000 monthly limit

Serve Card Pros:

• You can load up to $1,000 per day with a $5,000 monthly limit
• You can load funds at CVS or 7-11 with cash only (no debit/credit cards accepted)
• You can load up to $200 online with a credit card with a $1,000 monthly limit
• You can load up to $200 online with a debit card with a $1,000 monthly limit

Bluebird and Serve Cons:

You can no longer buy Vanilla Reload Cards with a credit card or load Serve with a credit card, it really comes down to this: how close is your nearest Walmart?  If you have a Walmart nearby, you should keep your Bluebird Card, since you can easily load up to $5,000 per month in debit/gift cards in-store and an additional $1,000 online with a debit card.  If you do not have a Walmart nearby, you should go with Serve.  You can load up to $1,000 per month online with a credit card and another $1,000 online with a debit/gift card.  You can do all this without ever stepping inside Walmart (which might be a dream for some of you).

To read the entire post, please click here.

I am working on a 7-8 part series about Serve (similar to my Bluebird series), so pleas be patient with me.  You really have to decide if Serve is best for you, or if you should keep your Bluebird Card.