Tag Archives: Citi Bank

App-O-Rama Update: 4 Approvals, 2 Recon Calls, 1 Pending Application, and a Barclays Denial

Which Credit Card

App-O-Rama Update: 4 Approvals, 2 Recon Calls, 1 Pending Application, and a Barclays Denial

Advice: you do not need to apply for 6 credit cards at one time.  You should only attempt this if your credit score is high and you have the ability to Manufacture Spend $5,000-$10,000 per month.  Please proceed at your own risk/skill level.

In a nutshell, this is what happened yesterday morning when I applied for 6 cards.

  1. Barclays Arrival Plus Credit Card – automatically denied :(
  2. Citi American Airlines Executive World MasterCard – recon call approved, $5,000 credit line + $4,500 moved from Citi Dividend Credit Card.
  3. AMEX Premier Rewards Gold Charge Card – automatically approved (charge card, no preset credit limit).
  4. Chase Southwest Airlines Rapid Rewards Plus Credit Card – recon call approved, $2,000 credit line.
  5. US Bank Club Carlson Business Credit Card – pending, must wait 24-48 hours for results.
  6. Bank of America Alaska Airlines Visa Signature Credit Card – automatically approved, but for a Platinum Plus credit card with a $2,000 credit line.

Here are more details about each application and approval/denial process…  Continue reading →

What’s on My Mind: US Bank FlexPerks FlexPoints, Experian Credit Score, Using Square for Restaurant Bills, Screening Exchange, and my Upcoming App-O-Rama

What's On My Mind

What’s on My Mind: US Bank FlexPerks FlexPoints, Experian Credit Score, Using Square for Restaurant Bills, Screening Exchange, and my Upcoming App-O-Rama

I know, I know, we are all devastated by the United Airlines revenue-based frequent flyer mile announcement, but hopefully some of these random credit card and news stories will take your mind off of that for a few minutes…

I did a little experiment last month with my US Bank FlexPerks Credit Card and Target (link).  Since my credit card is a Visa and since my local Target is classified as a grocery store by Visa, I wanted to see if I could load $1,000 onto my Target AMEX with my US Bank FlexPerks Credit Card and see if it counted as a “grocery store” purchase, therefore earning 2x FlexPerks.  You can use the Visa Merchant tool by reading this post.

Target AMEX viw US Bank FlexPoints CC

After a “few” grocery store purchases, that sounds like I bought grocery stores.  Let me rephrase that.  After a “few” purchases at grocery stores, I racked up $5,000+ in charges.  I have mostly Ralphs and Pavillions grocery store purchases and 1 large purchase from Target (in the middle).   Continue reading →

AMEX Offers For You: $50 Cash Back on $250+ Hotel Reservation, Bluebird Savings Account Rumor, and Citi AA Retention Bonus Results

AMEX Offers

AMEX Offers For You: $50 Cash Back on $250+ Hotel Reservation, Bluebird Savings Account Rumor, and Citi AA Retention Bonus Results

This is just a quick post before I head down to San Diego for my Miles and Points Meet Up.  If you are close to San Diego and have nothing better to do than talk to a bunch of obsessed miles and points hackers, come join us (link).

Here is a rundown of random travel news:

If you have any Hilton or Hilton Resort reservation in the next 3 months, you might be interested in this AMEX Offer:

Hilton AMEX Offer

Better yet, if you have any hotel travel over the next 3 months, you might be able to score $50 statement credit for spending $250+ with AMEX Travel.   Continue reading →

Citi Credit Card Features from Benefit Builder – Photocard, Chip and Signature, and Virtual Account Numbers

Citi Logo

Citi Credit Card Features from Benefit Builder

If you have a Citibank Credit Card, you have access to Citi’s Benefit Builder website (link).  This website has visual representations of all the perks of each Citi Credit Card you currently have open.  You can also add new features to certain Citi Credit Cards, like creating a Citi Photocard, Chip and Signature, or creating virtual credit card numbers for online shopping (so futuristic).  From the home page, click the Sign On button and use your normal Citi online account log in information.

Citi Benefits Builder Home Page

To read the entire post, please click here.

What’s Up with Grant? CA Fires, CVS-AMEX, Citi Photo Cards, Update on Checkout51, and Hamburg/Copenhagen Planning

What's On My Mind

What’s Up with Grant? CA Fires, CVS-AMEX, Citi Photo Cards, Update on Checkout51, and Hamburg/Copenhagen Planning

Good morning everyone!  California has a had a rough couple of days deals with several forest fires.  I hope my friends/family/readers in San Diego County are all doing ok.  Thank you for all the hard work from the fire fighters and other respondents.  I am going down to San Diego on Saturday June 7 (3 weeks from today) to meet a friend of mine.  She is a big miles/points aficionado like myself, so I wanted to know if anyone would like to join us, a very casual miles/points meetup.  The time and place has yet to be decided, but it will probably be in the afternoon on Saturday.

Also, I have been a *really bad* blogger this week.  I haven’t posted anything in the last 3-4 days so I apologize for not keeping you up to date on the latest miles/points news:

  • Southwest Airlines credit card now 50,000 mile sign up bonus
  • Barclays Arrival Plus credit card now with chip and pin and the same sign up bonus
  • Chase Ink Bold/Plus credit card now with 60,000 Chase UR Points
  • American Express Daily Deals, maybe I should say “deals”, not too impressive this year
  • Evolve Pay now you can pay with some credit cards (mostly MasterCard)
  • Charlotte Mile Madness reviews
  • Whatever else I missed

Just because I haven’t been writing the last few days doesn’t mean I haven’t been experimenting with different topics/ideas.  I have some pretty good posts in the pipeline.  One post that’s been 1+ month in the making is my headache of a problem dealing with CVS and my American Express Target card.  Have you ever had a situation where neither company could help, but then you decided to do a 3 way conference call and have them speak directly to each other and solve the problem?  Ya, that’s what happened here.  I’m glad to finally have my $503.95 back.  More info to come shortly (P.S. crazy story).

Chargeback

Umm, what the heck is a reversal of chargeback and why do you do this to me AMEX??

Continue reading →