Tag Archives: Hilton Hotels

Credit Card App-O-Rama Preparation: Freezing your ARS and IDA Credit Reports

Ice Block Frozen Credit Report

Credit Card App-O-Rama Preparation: Freezing your ARS and IDA Credit Reports

Why would you want to freeze these credit reports?  Good question.  US Bank uses these two credit bureaus to check your credit score if you apply for any of their credit cards.  The only credit card that might interest you is the Club Carlson Personal Credit Card from US Bank.  In order to freeze both of your credit reports, you will need to contact each bureau.

To read the entire post, please click here.

I am planning a massive (7 card) App-O-Rama on Monday morning and this Club Carlson Personal Credit Card is at the top of my list.  The other 6 cards on my list include:

  • US Airways Personal (this will be my first Barclays card, hopefully they like me this time)
  • Alaska Airlines Personal (30,000 Alaska Airlines miles for $89 annual fee)
  • Platinum Mercedes Benz (50,000 Membership Rewards Points and Airline credits)
  • Citi Dividend (rotating 5x / 5% categories – I don’t need any more AA or HH cards)
  • IHG Hotel Personal (80,000 IHG points please, bye bye Marriott Card)
  • Hilton HH Surpass (free upgrade from Amex Hilton HHonors card)

If you have any questions, please leave a comment below.

A Bunch of Random Credit Card News

CCs

A Bunch of Random Credit Card News

On Thursday, Chase started issuing new Chase Sapphire Preferred credit cards with the new EMV (chip and signature).  To request your new card, call the number on the back of your current Chase Sapphire Preferred (no chip and signature for the Sapphire basic card).  They will UPS Next Day Air the card to you.  The account number, expiration date, and 3 digit CVV code on the back all stay the same.  Chip and Signature is slightly better than a regular magnetic strip card, but not nearly as good as true Chip and Pin.  Because the Chip does not contain a PIN, you will need to sign for every purchase with a signature, hence the name Chip and Signature.  In some cases, like train stations in Europe, the Chip and Signature card actually works when a normal credit card would not.  For example, in Amsterdam, my Chase Hyatt Credit Card (with Chip and Signature) worked in the train ticket machine when my Chase Sapphire Preferred card (pre Chip and Signature card) did not.  Also, since I recently downgraded to the Sapphire basic card, I am literally the only one in my house that doesn’t have the new Chip and Signature card :(

CSP Chip Sig

Continue reading →

Hilton HHonors: Transfering Miles from Hawaiian Airlines and Virgin Atlantic take between 7-11 Days to Post

HI-to-HH

This is a follow-up/summary of my recent post (Exchange Hawaiian Airline Miles for Hilton HHonor Points) with some more relevant information.  Earlier this month, I made 2 transfer from my Hawaiian Airlines account to my Hilton HHonors account.  I moved 25,000 miles out on June 10 and another 5,000 miles out on June 13.  Hawaiian Airlines told me that transfers take 1-2 weeks to show up.  

HI Balance Mileage Transfers

Both groups of miles posted to my Hilton HHonors account on June 20.   Continue reading →