Tag Archives: Radisson Rewards

Guest Post: 5 Card App-O-Rama (Diners Club, Club Carlson, US Airways, Southwest Airlines Plus, and Citizens Bank)

Which Credit Card

Guest Post: 5 Card App-O-Rama (Diners Club, Club Carlson, US Airways, Southwest Airlines Plus, and Citizens Bank)

Good morning everyone, I hope you are having a great holiday season with your friends and family members.  Today, I have a guest post from my friend Nigel, where he is sharing his experience with his recent App-O-Rama.  Take it away Nigel…

In brief, an App-O-Rama (AOR) is a strategy in the miles/points community where an individual applies for multiple credit cards within a short period of time to maximize their odds of getting approved for multiple credit cards.  For me, this typically involves submitting four or more applications within seconds of each other in the hope that the banks don’t denied me for “too many inquires.”

With my Experian inquires starting to pile up from prior AORs, I wanted to limit this AOR to two Experian hits.  After doing some research on the Credit Boards credit pull database (link), I discovered that applications for the Diners Club Elite Credit Card have reliably resulted in a Transunion inquiry.  I was quite excited at the news, except there was one problem…

Diners Club Application Unavailable

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Southwest Airlines Companion Pass – Part 1: Obtaining the Companion Pass the Hard Way

Southwest Airlines Companion Pass Logo

Southwest Airlines Companion Pass – Part 1: Obtaining the Companion Pass the Hard Way

Every travel blog out there will tell you how awesome the Southwest Airlines Companion Pass is and how easy it is to get.  Here is the Cliff Notes / Spark Notes version:

  • Apply for 2 Chase Southwest Airlines Credit Cards between October 1 and December 31.
  • Don’t spend a penny on the cards during any statements periods that close in 2014.
  • Spend $2,000+ during the statement periods that close in 2015.
  • Collect 52,000 Southwest Airlines miles x 2 = 104,000 miles.
  • Get the remaining 6,000 miles from Hyatt, Marriott, or other points transfers.
  • Travel for “free” with a companion for all of 2015 and all of 2016.

If that sounds like something you want to do, please consider signing up for a Chase Southwest Airlines Credit Card through one of my credit card referral links.

However, this post is not about the easy way to get the Southwest Airlines Companion Pass.  This post is about the hard way to achieve the Southwest Airlines Companion Pass.  Let’s say your name is Grant and you find yourself somewhere between no Companion Pass and a Companion Pass for 2015.

Let’s assume you got the Chase Southwest Airlines Premier Credit Card last year and the Chase Southwest Airlines Plus Credit Card earlier this year.  Let’s also assume you cannot get a Chase Southwest Airlines Business Credit Card since you just got a Chase Ink Plus Business Credit.  Lastly, let’s assume you are 41,522 Southwest Airlines miles away from qualifying for the Companion Pass next year.  What do you do?  To view your current Southwest Airlines Companion Pass status, please log into your Southwest Airlines account first and then click this link (you may want to bookmark this link as well).

Grant Thomas Current Companion Pass Status

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Random Offers: $20 Softcard Promo, $20 Citi Tabbed Out App, $50 Discover Bank Checking, Targeted Citi and US Bank Offers, and a Bunch of Random AMEX Offers

Shopping Cart Money

Random Offers: $20 Softcard Promo, $20 Citi Tabbed Out App, $50 Discover Bank Checking, Targeted Citi and US Bank Offers, and a Bunch of Random AMEX Offers

Good morning everyone, here is a collection of random offers that might interest you.  Full disclosure, I have no participated in any of these offers, so I have no further details about how the promos work.

The first deal comes from Mike (thank you for forwarding this email to me).  If you have Softcard (formerly known as ISIS Wallet), you might be eligible for this promotion.  Get a $20 Amazon Gift Card for adding a credit/charge card to Softcard and making at least 1 purchase with that credit/charge card.  The offer wording makes it sound like you can get the $20 Amazon Gift Card multiple times, but I am not sure that will be honored (link).

Softcard $20 Promo

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More Info Regarding Chime Card Loads After October 8 and my App-O-Rama Planning

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More Info Regarding Chime Card Loads After October 8 and my App-O-Rama Planning

Literally a few minutes before writing this post, I received the following email from Chime regarding the previously announced changes to debit card loads (link). Starting October 8, you will be able to load up to $200 per day, with a minimum load amount of $25.  If you use a debit card from Chase, Wells Fargo, Bank of America, U.S. Bank, Comerica Bank, or USAA, your debit card loads will remain free.  If you use a different debit card (including the PayPal Business Debit Card), you will *most likely* get hit with a “fee of up to 3%” per load.  We still need to wait and see what Chime does regarding the PayPal Business Debit Card.  If you use a debit card from one of the previously mentioned banks, the October 8 change will benefit you.

Chime Debit Card Updated Terms

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Chase Marriott Rewards and Chase Southwest Airlines Premier Credit Card Retention Successes

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Chase Marriott Rewards and Chase Southwest Airlines Premier Credit Card Retention Successes

It’s that time of the year… annual fees start charging, free night certificates start appearing, and bonus points start posting.  Earlier this week, I received the following email from Chase / Marriott about my free night certificate valid at any Marriott hotel category 1-5.  The one thing I don’t like about the Marriott free night certificates is that they are only valid for 6 months from the date they are issued.  If you cannot use them by then, call Chase and they will usually extend the certificate for another 6 months.

Since my free night certificate posted to my Marriott account before the annual fee posted to my Chase Marriott, I was planning on closing the credit card and keeping the free night… for free.

Marriott Free Night Certificate Email

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