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Good evening everyone, here are the poll results for “Is the Chase Sapphire Preferred worth the $95 annual fee?” (link). Your votes have been tallied and it looks like 60% of you agree with me that the $95 annual fee is not worth it. Looking at the comments, I agree that the Chase Ink Bold/Plus/Cash Business Credit Card is superior to the Chase Sapphire Preferred.
For the record, if you downgrade or convert your Chase Sapphire Preferred credit card, you will keep the same credit line, that will not change.