How to Add a Credit Card to Serve
To add a credit card to your Serve account, navigate to the Settings page, and click on Bank & Cards.
Then click the Link Credit Card button.
Enter your credit card information as well as your mailing address. You should use a real credit card, not a gift card, a debit card, or a card that you are an authorized user on. The transactions are processed by American Express as a purchase, not a cash advance. Some people have reported that American Express credit cards are not earning miles/points, so I would use a different credit card from another bank. After entering all the information, click the Submit button at the bottom.
Read and understand what the Backup Funding Source is/does. It means that if you use your Serve Card to make a purchase larger than your current available balance, the remaining charge will come from your credit card. I don’t recommend using that feature, but you can do what you want.
Congratulations, your credit card has been successfully linked to your Serve account.
Back at the Bank & Cards settings page, you can view your linked credit card. You can only have one linked credit card at a time, so if you want to change it, you will have to remove the current credit card and add the new credit card to your Serve account.
Now to add money, click the Add Money button, and type any amount up to $200 (that’s the daily limit for adding funds from a credit card). Select your credit card from the funding source drop down menu and click the Review button.
Double check that the amount you entered is correct and that you have chosen the correct funding source. If it all looks good, click the Submit button.
Congratulations, you just added funds with your credit card!
Back at your Serve home page, you can see all your recent transactions, including the $200 credit card reload.
You will also receive a confirmation email from Serve with details of the transaction.
As for the $200 credit card reload charge, it is showing up as a pending purchase at US Bank.
After a few days, the charge posts to my account with no indication of a cash advance. I haven’t tested all the other banks, but it sounds like all the other banks (with the exception of American Express) process the charge as a purchase and will earn miles/points.
If you have any questions, please leave a comment below.