Credit Card App-O-Rama Preparation: Freezing your ARS and IDA Credit Reports
Why would you want to freeze these credit reports? Good question. US Bank uses these two credit bureaus to check your credit score if you apply for any of their credit cards. The only credit card that might interest you is the Club Carlson Personal Credit Card from US Bank. In order to freeze both of your credit reports, you will need to contact each bureau.
To read the entire post, please click here.
I am planning a massive (7 card) App-O-Rama on Monday morning and this Club Carlson Personal Credit Card is at the top of my list. The other 6 cards on my list include:
- US Airways Personal (this will be my first Barclays card, hopefully they like me this time)
- Alaska Airlines Personal (30,000 Alaska Airlines miles for $89 annual fee)
- Platinum Mercedes Benz (50,000 Membership Rewards Points and Airline credits)
- Citi Dividend (rotating 5x / 5% categories – I don’t need any more AA or HH cards)
- IHG Hotel Personal (80,000 IHG points please, bye bye Marriott Card)
- Hilton HH Surpass (free upgrade from Amex Hilton HHonors card)
If you have any questions, please leave a comment below.