Tag Archives: American Express

Citi Credit Card Features from Benefit Builder – Photocard, Chip and Signature, and Virtual Account Numbers

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Citi Credit Card Features from Benefit Builder

If you have a Citibank Credit Card, you have access to Citi’s Benefit Builder website (link).  This website has visual representations of all the perks of each Citi Credit Card you currently have open.  You can also add new features to certain Citi Credit Cards, like creating a Citi Photocard, Chip and Signature, or creating virtual credit card numbers for online shopping (so futuristic).  From the home page, click the Sign On button and use your normal Citi online account log in information.

Citi Benefits Builder Home Page

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I Closed my AMEX Gold Delta SkyMiles and Chase United MileagePlus Explorer Credit Cards Today

Which Credit Card

I Closed my AMEX Gold Delta SkyMiles and Chase United MileagePlus Explorer Credit Cards Today

This morning, I made two short calls to American Express and Chase to close two credit cards.  I tried asking for retention bonuses or to waive the annual fees last month (read Retention Bonus Results for a Chase United, AMEX Delta, and Citi American Airlines Credit Card), but wanted to see if I would have better luck calling again.  I didn’t expect much in terms of retention offers, I probably spend less than $1,000 total on both of these cards over the last 12 months, so I was prepared to close the cards if I didn’t get a good offer.  If you are curious, you can listen to the 9 minutes call below, or download it here: AMEX Delta and Chase United Recon Calls.m4a

After striking out getting a retention offer on my American Express Gold Delta SkyMiles Credit Card, I asked if it was possible to convert the card to an AMEX Everyday (or Preferred) credit card.  The agent said it was not possible at this time, so I instead asked for the $5,000 credit line be moved to my American Express Blue Cash Preferred Credit Card.  Instead of moving the entire amount, the agent was only able to move $4,500 over, keeping $500 with the Delta credit card.  I have to wait a few days for the request to be processed and wait for a letter in the mail from American Express.  After the credit line has been moved, I will call back and officially close my Delta credit card.  I wish American Express was instant like Chase…   Continue reading →

Random Fact: Serve Cards have a $10,000 Monthly Bill Pay Limit

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$10,000 Monthly Bill Pay Limit

This morning I was trying to pay some bills with my Serve Card, but kept getting this error message “That payment amount exceeds your monthly limit.  Please lower your payment amount and try again.”  I’ve never seen that message before so I was confused.  Let me try a bank transfer instead…

Serve Monthly Limit Bill Pay

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My $503.95 Dilemma with CVS and American Express

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My $503.95 Dilemma with CVS and American Express

The following is a long, true story.  The names and places have been blacked out to protect the innocent.  Enjoy…

Some background information first.  On March 28, I went to my local CVS and bought 2 PayPal My Cash Cards.  I tend to split my *large* CVS purchases onto different receipts to eliminate the need to scan my drivers license and today was no different.  I grabbed 2 PayPal My Cash Cards from the gift card rack and brought them up to the checkout counter.  There was no line in the morning and I chatted with the cashier for a few minutes.  The first PayPal My Cash Card loaded fine, but the second card did not ring up properly.  I told her I would go grab another card from the gift card rack.  That PayPal My Cash Card rang up fine and I took both cards and receipts home.  I used my American Express Target card and a really old American Express Prepaid card (pre-Bluebird).  Here is a copy of receipt #1:

Original CVS PayPal Card Receipt

I was able to drain both American Express cards with one purchase.  Life was good.   Continue reading →

What’s Up with Grant? CA Fires, CVS-AMEX, Citi Photo Cards, Update on Checkout51, and Hamburg/Copenhagen Planning

What's On My Mind

What’s Up with Grant? CA Fires, CVS-AMEX, Citi Photo Cards, Update on Checkout51, and Hamburg/Copenhagen Planning

Good morning everyone!  California has a had a rough couple of days deals with several forest fires.  I hope my friends/family/readers in San Diego County are all doing ok.  Thank you for all the hard work from the fire fighters and other respondents.  I am going down to San Diego on Saturday June 7 (3 weeks from today) to meet a friend of mine.  She is a big miles/points aficionado like myself, so I wanted to know if anyone would like to join us, a very casual miles/points meetup.  The time and place has yet to be decided, but it will probably be in the afternoon on Saturday.

Also, I have been a *really bad* blogger this week.  I haven’t posted anything in the last 3-4 days so I apologize for not keeping you up to date on the latest miles/points news:

  • Southwest Airlines credit card now 50,000 mile sign up bonus
  • Barclays Arrival Plus credit card now with chip and pin and the same sign up bonus
  • Chase Ink Bold/Plus credit card now with 60,000 Chase UR Points
  • American Express Daily Deals, maybe I should say “deals”, not too impressive this year
  • Evolve Pay now you can pay with some credit cards (mostly MasterCard)
  • Charlotte Mile Madness reviews
  • Whatever else I missed

Just because I haven’t been writing the last few days doesn’t mean I haven’t been experimenting with different topics/ideas.  I have some pretty good posts in the pipeline.  One post that’s been 1+ month in the making is my headache of a problem dealing with CVS and my American Express Target card.  Have you ever had a situation where neither company could help, but then you decided to do a 3 way conference call and have them speak directly to each other and solve the problem?  Ya, that’s what happened here.  I’m glad to finally have my $503.95 back.  More info to come shortly (P.S. crazy story).

Chargeback

Umm, what the heck is a reversal of chargeback and why do you do this to me AMEX??

Continue reading →