Good afternoon everyone, today is the last day to use prepaid debit cards and gift cards on Evolve Money without paying a 3% fee. Starting tomorrow (February 24), Evolve Money will begin adding the 3% fee to all bill payments paid for with a prepaid debit cards and gift cards. There is also a hint as to what is coming: increased limits on transactions (payments for more than $999) which could be useful for people paying larger bills like mortgages.
Updated – 2/14/2015 at 5PM PST: Added more versions of the Allett (leather, velcro, and women’s versions) to the bottom of the post.
Good evening everyone, let me tell you about a cool wallet that I learned about at my recent OC Meetup. As we discussed gift cards and credit cards, an attendee pulled out his wallet and started looking for a specific card. Then another attendee pulled out his wallet and noticed that they had the same wallet. They both had the Allett, a super thin wallet capable of holding cash and up to 24 credit cards. I decided to buy an Allett and test it out myself (Amazon).
Good morning everyone, here are 4 new AMEX Offers for Legal Zoom, Miramonte Resort and Spa, Red Door Spas, and Cafe Express. Nothing super exciting, unless you need a spa or have to take care of some legal issues.
Good morning everyone, I hope you are having a great holiday season with your friends and family members. Today, I have a guest post from my friend Nigel, where he is sharing his experience with his recent App-O-Rama. Take it away Nigel…
In brief, an App-O-Rama (AOR) is a strategy in the miles/points community where an individual applies for multiple credit cards within a short period of time to maximize their odds of getting approved for multiple credit cards. For me, this typically involves submitting four or more applications within seconds of each other in the hope that the banks don’t denied me for “too many inquires.”
With my Experian inquires starting to pile up from prior AORs, I wanted to limit this AOR to two Experian hits. After doing some research on the Credit Boards credit pull database (link), I discovered that applications for the Diners Club Elite Credit Card have reliably resulted in a Transunion inquiry. I was quite excited at the news, except there was one problem…
Good evening everyone, I wish I were here with better news, but unfortunately on the eve of #westcoastdo, I received an email from my credit card affiliate network that my Barclays credit card links will be deactivated Monday, November 10 at 12PM CT. Shortly after noon, I will remove all Barclays credit card links from my blog.
Over the last year and a half, I have slowly and steadily lost all the great credit card links, from Chase, Citi, American Express, Bank of America, Discover, US Bank, and now Barclays. With the loss of Barclays, I will only have links for secured credit card, which I wouldn’t recommend to my worst enemy. The loss of credit card affiliate links is probably a result of very low approval numbers (I am too small for the banks to bother keeping) and the manufactured spending topics I often discuss probably didn’t help either.
It is kind of ironic, really. When I started my blog in May 2013, I had all the great credit card links and none of the site traffic. Fast forward to today, the situation has completely swapped. In a few days, I will have no credit card links and much greater site traffic. The timing was terrible, but also a blessing. Continue reading