Tag Archives: Chase Ink Business

Can’t make it to a Staples Store before 3/11? Shop for Gift Cards Online

Staples Logo

Can’t make it to a Staples Store before 3/11? Shop for Gift Cards Online

As we all know, Staples and Plink are separating on March 11, only to be replaced by Office Depot.  Therefore, you only have 3 more days to earn Plink Points for your Staples purchases.  If you are busy and can’t squeeze in any last minute visits to Staples, why not shop online?  You cannot buy $200 Visa or Mastercard gift cards online, but you can buy $100 Visa gift cards (gift card link).  The price comes to $106.95 with free shipping.

$100 Visa Gift Cards Staples

To sweeten the deal, there are plenty of cash back and miles/points-earning shopping portals to choose from on Cash Back Monitor.  My favorite would be the Chase Ultimate Rewards Mall, but chose whichever portal you want.

Staples Shopping Portals

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PSA: Chase Ink Card Annual Spending Limit and PayPal Debit Card

PSA TWG

PSA: Chase Ink Card Annual Spending Limit

A few readers have asked me some good questions, so I thought I would answer them for everyone.  Since I am sure most of you have at least one Chase Ink Business Credit Card, you are probably aware of the $50,000 annual spending limit for 5x categories (office supply stores and on cellular phone, landline, internet and cable services).

The terms of the card state that your spending limits apply annually and Chase defined annual as:

“Annually” means the year beginning with your enrollment date through the first statement after the anniversary of your enrollment date, and each twelve billing cycles thereafter.) There is no maximum number of points that can be earned on net purchases earning 1 base point, or the additional 1 point on chase.com/ultimaterewards bookings.”

So to clarify, you have 12 months (12 billing periods) before your annual spending limit is reset.  $50,000 / 12 months = $4,167 per month at 5x categories and 2x categories.  If you have a Chase Ink Cash or Ink Classic, $25,000 / 12 months = $2,083 per month at 5x categories and 2x categories.

Compare Ink Cards

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Should Chase Update it’s Chase Ink Business Credit Card Commercial?

Ink Cards

Should Chase Update it’s Chase Ink Business Credit Card Commercial?

This post is not related to travel, but every time I watch the Chase Ink Bold Business Credit Card commercial about the Paper Cottage, I think Chase needs to do another commercial about what really happens to its Chase Ink Business Credit Cards.  For those unfamiliar with the commercial:

http://www.youtube.com/watch?v=GaMnsFM95Eg

If they made a commercial about me and my Ink Bold Business Credit Card, it might sound something like this:

Hi everyone, I use my Ink Bold card to buy $200 gift cards at Staples.  Staples is an office supply store and earns 5 Chase Ultimate Reward Points per dollar.  Factoring in the $6.95 activation fee and subtracting the $3.00 in Plink Points, I am able to get 1,035 Chase Ultimate Reward Points for $3.95, or 0.0038 cents per point.  I then transfer those points to United Airlines, Southwest Airlines, British Airways, Hyatt Hotels, or Marriott Hotels and travel the world in style for only a few bucks.

I then take my $200 gift cards to Walmart and load to my Bluebird Card.  Bluebird is a prepaid reloadable debit card and comes from American Express.  I really like Chase and American Express.  After convincing the cashier to load my Bluebird Card with a gift card, I then log into my Bluebird account, and pay off my Chase Ink Bold card.

What could be simpler?

Thanks Chase Ink, I love you!

Now that is a commercial I want to see!  P.S. this is a #TBBApproved post with no affiliate links :)

4 Plink Accounts + 4 Ink Cards = 1,035 Free UR Points and $2.55 Profit

Plink Logo

4 Plink Accounts + 4 Ink Cards = 1,035 Free UR Points and $2.55 Profit

Plink is an online website where you earn Plink Points (worth 1 cent each in terms of gift cards) for shopping at certain merchants with certain credit cards.  Currently, you can earn 300 Plink Points (worth $3.00 in gift cards) for shopping at Staples and using your linked (or should I say “Ink”ed) card and spending more than $60 in a single transaction.

Staples Plink

Let’s image a world without Plink.  All you have is a Chase Ink card, a Staples store, and want to purchase a $200 gift card.  The total price is $206.95.  You earn 5 UR Points with your Ink card for a total of 1,035 UR Points for $6.95 = 0.67 cents per point.  Pretty good deal right?

Now let’s image a world with Plink.  Sign up for Plink and register your Chase Ink card (you can only link 1 credit card per account).  Now repeat the above steps.  Your total is still $206.95 and you earn 1,035 UR Points.  Now include the $3.00 in Plink points in your activation fee, which lowers your activation costs to $3.95 ($6.95 – $3.00).  1,035 UR Points for $3.95 = 0.38 cents per point.  Even better right?

Here is my math:

Card Value Card Cost Net Cost UR Points Plink Points CPP Profit
$200.00 $6.95 $206.95 1,035 $0.00 $0.67 $0.00
$200.00 $6.95 $206.95 1,035 $3.00 $0.38 $0.00

Now that you have a couple million Plink Points, it is very easy to redeem for gift cards.  They have Amazon gift cards which are arguably the best gift cards to choose.

Plink Amazon Card

Order is complete as soon as you click one of the green circles.

New Plink Balance

As soon as you order your Amazon gift card, the Plink points are deducted from your account.

Plink Transactions

I received an email from Plink in a few minutes with the gift card code.

Plink $15 Amazon GC

Adding the gift card balance to my Amazon account is quick and easy.

Plink $15 Amazon GC Applied

If you have any questions, please leave a comment below.