In other credit card related news, Discover announced a new version of the Discover It… the Discover It Chrome Card. I personally like the color better. The new version of the Discover It credit card now earns 2% cash back on all restaurant purchases and gas station purchases, year round. There is a cap, however. You can only earn 2% cash back on the first $1,000 of combined purchases each quarter.
It’s been a while since I last posted a few good AMEX offers. These are all targeted offers, but hopefully you have some/all of the ones below.
The first offer seems like a great deal. I’m guessing that 90% of you have a cell phone from one of the big 4 cell phone providers. AMEX wants to save you some money. Up to $30 per registered AMEX card toward your cell phone bill. This is one of the few offers that allows you to triple dip on the cash back. Enrollment is limited, so you should hurry and register your AMEX card with this offer.
Warning, this is an untested experiment, so YMMV. Proceed at your own risk.
I’m sure most of you already know that the Chase Freedom and the Discover It credit cards offer 5x or 5% cash back at gas stations this quarter (July 1 – September 30). But do you know what Chase and Discover consider “gas stations”? Let me explain…
Credit card companies use Merchant Category Codes (MCC for short) to determine which merchant or merchant category you are shopping at. For example, Office Supply Stores are one MCC, Marriott is another, and Gas Stations are another. You can learn more about the MCC search tool here. For this post, I will just share what I did and point you in the right direction.
To start my search, I searched for my local gas station chains (ARCO, Chevron, and Shell) near my zip code.
Are you ready for some random miles and points news? I hope you said yes, so let’s go. This has been blogged about a few times today, but thought I would chime in anyway. There is currently an AMEX Offer for You deal where you get $15 statement credit after spending $75 or more at Home Depot.
Chase Freedom, Discover It, and Citi Dividend Q2 Category Comparisons
On you marks, get set, shop! It is almost April (technically today is March 16, so we round to the closest month), so here is a run down of all the rotating cash back categories. (Hint, bust out your gardening gloves and tool belt, it’s time to get to work!)
Chase Freedom Categories:
