Tag Archives: Discover It Credit Card

Random News: New AMEX Offers for AT&T / Sprint / T-Mobile / Verizon, Best Buy, PF Chang’s, Elephant Bar, and Nestle Life Water Delivery; Targeted 2,500 Alaska Airlines Bonus Offer; Free $5 Starbucks eGift Card from Discover Card; and New Chime Offers

AMEX Offers

Random News: New AMEX Offers for AT&T / Sprint / T-Mobile / Verizon, Best Buy, PF Chang’s, Elephant Bar, and Nestle Life Water Delivery; Targeted 2,500 Alaska Airlines Bonus Offer; Free $5 Starbucks eGift Card from Discover Card; and New Chime Offers

It’s been a while since I last posted a few good AMEX offers.  These are all targeted offers, but hopefully you have some/all of the ones below.

The first offer seems like a great deal.  I’m guessing that 90% of you have a cell phone from one of the big 4 cell phone providers.  AMEX wants to save you some money.  Up to $30 per registered AMEX card toward your cell phone bill.  This is one of the few offers that allows you to triple dip on the cash back.  Enrollment is limited, so you should hurry and register your AMEX card with this offer.

Cell Phone Bill AMEX Offer

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Where can you Buy “Gas” with a Chase Freedom or Discover It Credit Card?

Chase Freedom

Where can you Buy “Gas” with a Chase Freedom or Discover It Credit Card?

Warning, this is an untested experiment, so YMMV.  Proceed at your own risk.

I’m sure most of you already know that the Chase Freedom and the Discover It credit cards offer 5x or 5% cash back at gas stations this quarter (July 1 – September 30).  But do you know what Chase and Discover consider “gas stations”?  Let me explain…

Freedom 5 Q3 Gas Stations Kohls

Discover Q3 Categories Gas Stations

Credit card companies use Merchant Category Codes (MCC for short) to determine which merchant or merchant category you are shopping at.  For example, Office Supply Stores are one MCC, Marriott is another, and Gas Stations are another.  You can learn more about the MCC search tool here.  For this post, I will just share what I did and point you in the right direction.

To start my search, I searched for my local gas station chains (ARCO, Chevron, and Shell) near my zip code.

Visa Supplier Locator

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$15 Statement Credit with $75+ Home Depot Purchase (AMEX Offer), Chase UR Points on IHG Reward Night, and Discover It Q3 Activation

AMEX Offers

$15 Statement Credit with $75+ Home Depot Purchase (AMEX Offer), Chase UR Points on IHG Reward Night, and Discover It Q3 Activation

Are you ready for some random miles and points news?  I hope you said yes, so let’s go.  This has been blogged about a few times today, but thought I would chime in anyway.  There is currently an AMEX Offer for You deal where you get $15 statement credit after spending $75 or more at Home Depot.

AMEX Offer HD

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Chase Freedom, Discover It, and Citi Dividend Q2 Category Comparisons

cash

Chase Freedom, Discover It, and Citi Dividend Q2 Category Comparisons

On you marks, get set, shop!  It is almost April (technically today is March 16, so we round to the closest month), so here is a run down of all the rotating cash back categories.  (Hint, bust out your gardening gloves and tool belt, it’s time to get to work!)

Chase Freedom Categories:

  • Restaurants
  • Lowe’s Home Improvement Stores – you can buy Lowe’s gift cards for a 9.6% discount by going through Gift Card Granny.

Chase Freedom Q2 Activation

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5 Credit Card Applications, 4 Approvals, 3 Reconsideration Calls, 2 Business Cards, and 1 Pending Application

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I did a 5 card app-o-rama early Thursday morning and here are my thoughts, suggestions, tips, tricks, and ways to improve your reconsideration calls.

Always have a plan and stick to your plan.  You don’t have to sign up for credit cards the first day or week to get the sign up bonus.  Most bonuses last a few weeks or months and often come back a few times throughout the year.  I always recommend waiting at least 3 months since your last credit card application (or app-o-rama in my case) before your next app-o-rama.  My last app-o-rama was on November 18 (link) and I got the following 6 cards:

  • US Bank Club Carlson Personal Credit Card
  • Bank of American Alaska Airlines Personal Credit Card
  • American Express Platinum Mercedes Benz Personal Credit Card
  • Citi Dividend Cash Back Credit Card (converted old Citi AA Card)
  • Chase IHG® Rewards Club Select Credit Card
  • Hilton Honors™ Surpass® Card from American Express (upgraded from American Express Hilton HHonors Credit Card)

Since my last app-o-rama, there have been a few new cards on my radar.  When planning your app-o-rama, make a list of all the cards you want to get.  Then organize them in the order in which you want to get them.  Ask yourself, “If I could only get 1 card, which card would it be?” For me, that was an easy question.  I am going for the Citi American Airlines Executive Credit Card with 100,000 American Airlines miles after spending $10,000 in 3 months.  Continue reading →