Update 6:35PM PST on 11/6/2014: Evolve Money just sent out an email announcing that they will accept Visa and MasterCard payments in 2015. Scroll to the bottom for more information.
Evolve Money Adds Discover Credit Cards as Bill Pay Payment Source
This afternoon, I was browsing around Evolve Money and stumbled onto something new, something BIG. Evolve Money has partnered with Discover and is now accepting Discover credit cards as a funding source for all Evolve Money bill payments. It looks like Evolve Money is promoting the Discover It credit card (affiliate style) on their site. To see the announcement, click here.
When you log into your Evolve Money account, you can manage the cards in your account. You will see a new box that says Add New Credit Card, followed by the Discover logo.
Adding my Discover It Credit Card to Evolve Money was easy.
My Discover It Credit Card now shows up as a credit card on file with Evolve Money.
I tried adding a Visa, MasterCard, and American Express credit card to my Evolve Money account, but all resulted in the same error message.
I needed to pay a bill, so I used my Discover It Credit Card as the funding source on Evolve Money.
Here is a copy of my Evolve Money receipt.
I logged into my Discover account and the $999 Evolve Money charge (shows as VESTA EVOLVE MONEY) is pending. The $1 charge is only a temporary authorization and will disappear in a few days.
You might be worried about a Discover cash advance fee. Well, my Discover It has no cash advance line and the charge still went through, which suggests that Evolve Money transactions will count as a purchase. Earning cash back on Evolve Money bill payments is TBD.
Lastly, this quarter, the Discover It Credit Card is offering 5% cash back for online shipping. I have already maxed out my online shipping, so I am not sure if Evolve Money bill payments will count as online shopping, that is TBD as well.
If you have any questions, please leave a comment below.
P.S. Shortly after publishing this article, Evolve Money sent out the following email announcing that they will be accepting Visa and MasterCard credit cards in 2015.
Pretty great news; thanks for sharing Grant!
Dear Santa,
I’ve been a very, very good girl. For Christmas all I want is Evolve to partner with other credit card issuers, specifically Barclays and AmEx. :)
Haha, address your wish list to Santa Clause C/O Evolve Money :)
Looks like this will happen. Just got an email from evolve saying that this will happen in 2015
Yes, I got that email too. I will update this post.
Tnx, Grant! Great job!
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Btw, whats the monthly limit per biller again? I couldnt find their customer service # from their site for some reason. I asked coz our mortgage is $2500.
I believe it is $999 per biller, but it might be biller-specific.
Should be $999.99 since the limits are $1000 per day and 1 payment per month per biller.
I didn’t try $999.99, but I suppose that will work. I’ll remember for next time :)
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Silly question but can you pay other credit cards w evolve?? Kinda a free balance transfer with cash back eh? Haha that would be awesome….
Not really, I think a few store credit cards are in Evolve Money, but I have never paid those, so that is just a guess.
what bills can I pay using my discover card on EM ? credit card bills? send check to to anyone?
If you have used Evolve Money before, you can pay those same billers. There are no major credit cards, just store credit cards and you can’t send money to another person.
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I have received that email as well. There is a part where they say they accept “all” debit cards. So I am thinking they changed their policy on PPBDM (I also have the 1.5% Grandfathered card)
Interesting, have you tested the PPBDC on Evolve Money lately? Let me know what you find out.
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My big questions is this: When Evolve starts accepting other credit cards, won’t those cards view the transaction as a cash advance? If so, it’s a joke!
Good question Richard, we’ll have to wait and see what happens.
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How do you know that you don’t have a cash advance line or will be charged a fee? Is there a way to check in your Discover Card account?
Yes, log into your Discover account and look at the available cash advance limit beneath your credit card details. If it says anything greater than $0, you can call them and lower your limit. From my experience, Evolve Money will process the transaction as a purchase, not a cash advance.
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This is an email that I received from the Evolve Support Team: “Thank you for your email. For Discover cards it must be used to charge the same day.” As of now, same day payments, are free until 12/31/14. However, this means that in the future, it will cost $1.50, for each payment with a Discover card, and possibly the same format for Mastercards and Visas.
The $1.50 fee might just be for same day bill payments. Some billers support same day billing, while others only offer 2-3 business day delivery. I think Evolve Money is referring to same day bill payments only. It should still remain free for the 2-3 business day delivery option. That is what I think, unless I hear otherwise. Thank you for bringing that notice to my attention.
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