(Hat Tip to Will @ Doctor of Credit for alerting me about the Chime Card).
This is an interesting card, sort of a hybrid between Plink and AMEX Offers for You. Let that “sync” in for a little bit. However, unlike Plink and AMEX Offers for You, you do not need to add the offers to your wallet or save the offers to your account to participate in Chime’s offers. In addition, you do not get paid in Plink Points, instead, you receive instant cash back right on your Chime Card. Take a look at these offers (offers available as of 7/8/2014):
There are 2 types of offers:
- Spend $X, Get $Y Back – these offers are very similar to AMEX Offers for You. Use your Chime Card at select merchants, make a purchase greater than or equal to the spend amount and you will receive instant cash back to your Chime Card.
- Free $X Store Credit – these are like store gift cards with $X balances. Use your Chime Card at select merchants and receive an instant discount. If you have $5 in store credit and make a purchase less than $5, your Chime Card balance will not decrease. Your store credit is valid until you spend the full amount or the offer expires. This is like free money. I like the store credit offers.
A closer look at some offers:
Spend $50 or more at Target and get a $10 cash back bonus to your Chime Card. $50 Target Gift Card for $40, anyone interested?
Similar offer at Sports Authority, but this time only a $5 cash back bonus after spending $25. Do you need any pool tools or hiking shoes this summer?
$2 Subway Gift Card just for visiting Subway. I’ll take a $5.00 $3.00 foot long please.
I used my Chime Card at Walmart and received $1.00 back to celebrate my first purchase. I bought $100 in groceries from Kate and entered my PIN to complete the transaction.
A confirmation email from Chime arrived as well.
One more important thing to mention is how you can add funds to your Chime Card. Currently, you can add funds from a debit card (gift cards do not work), a bank transfer (ACH), or a direct deposit. Since Chime is a debit card, it has a PIN and can be used at ATMs.
For debit cards, the PayPal Business Debit Card works and you earn cash back from PayPal. You can only load up to $200 per day with any debit card.
Sign Up Link (I will receive a $10 statement credit if you sign up and fund your Chime Card with $50 or more).
I greatly appreciate your support if you use my sign up link. However, please do not share your referral link in the comments, I want to keep the comments section only for genuine questions and comments.
If you have any questions, please leave a comment below.
Another question Grant, you mentioned you use your Paypal MC to fund your chime account, how many points do you receive (single, double, etc.)? Thanks for the blog man, its great.
Chime recently started charging to use the PayPal Business Debit Card, it’s 3% per load which is not a good deal. I don’t fund my Chime Card with my PPBDC anymore.
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I’ve been reading your posts about Chime deals since finding your blog a couple of months ago. Finally took the time to sign up for the card via your link. Will fund the card as soon as I receive it so that you can get the $10 credit. Thanks so much for posting about this card & all the other great information on your blog too.
Thank you Lauren, I hope your Chime Card arrives soon and you can save a few bucks on some of the offers. Have a great weekend.
Chime card arrived today. Going to add funds now. Let the savings start to chime in!!!
Congrats Lauren, let me know if you have any questions about your Chime Card.
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Hi Grant,
This chime card looks interesting thanks for the information about it. Question though.. Can you load the card with a pin enabled GC such as One Vanilla/Vanilla Visa/ Staples Visa GC?
No, only regular Visa/MasterCard debit cards that have your name on them.
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Thanks Grant I signed up and funded already you should be getting your $10 referral. I funded the card right away and they gave me $10 extra also. I had no idea I would get it too from reading your blog. Might want to add that in if this is an ongoing bonus.
Thank you Levette, I did receive a $10 bonus after you signed up. I will update the terms to let everyone else know that there’s a $10 sign up bonus going on now.
Thanks for all the info i love my card
You’re welcome :)
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Thanks Grant, used your referral and can see $10 posted.
Thank you Alfred, I just noticed the $10 Chime bonus. Thank you for your support. Let me know if you have any questions using your Chime Card. Have a great night!
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Used your referral. Keep up the good work.
Thank you Paul, I appreciate the support. Let me know if you have any questions about Chime. Have a great day!
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Hi there,
I have money on my Nationwide Buxx card. Can I load the money onto chime and then transfer the money to my bank or…?
You can try. I never thought about doing that. Let me know if it works for you.
Hello,
Can we still sign-up with the bonus?
No, the bonus offer ended a while ago.
Grant can you wire money into chime account.
No, I think ACH and debit card funding is the only way to get money into your Chime Card account.
hi grant. is the promo still going? when I click the link, it just takes me to the regular sign up page.
I think the promo is over. Sorry :(
Can I put money on my chime card anywhere that load green dot cards?
I’m not sure, I haven’t used my Chime card in over a year. Sign into your Chime account and see what the loading options are. Let us know if GreenDot MoneyPaks work :)
Can i load my chime with my credit card.?.
No, I think you can only load your Chime card with a checking or savings account.
Can I get a chime card at retail locations
No, I think you can only order a Chime card online or through the app.
wher can iload my chime card at
You can only load your Chime Card online or through the Chime app.
How much is it to load cash on your card?
It should be free when you link a checking account.
I have GoBank and want to change, one thing about GoBank I love. Is being able to load it at Wal-mart for free. So my question is does chime the same way or will there be a fee? Also both of us have an account, is there joined accounts or someway we can stay connected with the accounts to transfer funds when the other needs it. Thank you
hey man I use GoBank and it lets me load for free at walmart. does chime do the same. I don’t have a checking account.
I’m not sure, I haven’t used Chime in years.
So you used the chime card just to get the free ten dollars they offered. Lol you should have stuck with it they now offer 50 dollars
That is a much better offer :)
I signed up for the chime card and I’m wondering do I get any of these rewards as far as the $50 offer how do I get that.?