Tag Archives: Cash Back

3 Surprising Facts About Using Discover Credit & Debit Cards Internationally

Good morning everyone. I am heading to Greece and Malta for vacation and called my credit card companies and banks to add travel notifications to my accounts. I know most credit card companies and banks do not require you to alert them when you are travelling internationally, but I like the peace of mind of speaking to a person and making sure the travel notification are added to my accounts. When I travel internationally, I like to bring several credit and debit cards from various banks, just in case if some of the cards get lost, stolen, or declined. This means I end up making several calls, but it’s worth it to me.

Image source: http://westprincechamber.com/we-now-accept-credit-and-debit-cards/

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Redemption Options & Process for American Express Old Blue Cash

Good morning everyone, I hope you had a great weekend.  A few days ago, I wrote about a recent change to redeeming cash back on American Express credit cards.  With the recent change, you can now redeem cash back for any amount of $25.00 or more on the American Express Old Blue Cash, American Express Blue Cash Everyday and American Express Blue Cash Preferred.  Before this change, you had to redeem cash back in $25 increments.  In this post, I will show you how to redeem cash back and show you what other redemptions are available.  I redeemed cash back for my American Express Old Blue Cash, but the cash back redemption process should be the same for the American Express Blue Cash Everyday and American Express Blue Cash Preferred.

After my recent credit card statement closed, I had $45.10 in cash back on my American Express Old Blue Cash.  To redeem cash back, click the green Use Rewards Dollars button.

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Darden Restaurants (Olive Garden, Yard House & More): $20 Bonus with $100 GC / eGC Purchase

(Hat tip to Kal for the email)

Good afternoon everyone.  I have a good gift card deal for you from Darden Restaurants (Olive Garden, LongHorn Steakhouse, Cheddar’s Scratch Kitchen, Yard House, The Capital Grille, Seasons 52, Bahama Breeze, Eddie V’s and Wildfish Seafood Grille in the U.S.).  During their Father’s Day Bonus Offer, you will receive a $20 bonus gift card with every $100 Darden gift card you purchase.  This offer works the same if you buy egift cards (eGCs) or physical gift cards (GCs).  I’m not sure if there is a limit on the number of gift cards you can purchase during this promo.

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AMEX Cash Back & Membership Rewards Changes: SPG Transfers, Extended Warranties & More

Good morning everyone, I hope you all had a great weekend.  Over the weekend, I reviewed my recent American Express credit card statements and spotted some major and minor changes to the terms.  A few months ago, I wrote about other changes: AMEX Membership Rewards Changes: No Points for Cash Equivalents (Gift Cards) & Person-to-Person Payments (Venmo).  Usually, whenever American Express makes a change to their program, it usually benefits American Express more than their cardholders.

In this month’s updates, there are some major and minor changes.  I reviewed the changes to my American Express Blue Cash Everyday Credit Card and there are some changes that affect cash back credit cards.  I also reviewed the changes to my American Express EveryDay Credit Card that earns Membership Rewards Points, and there are some changes there too.  Lastly, some changes affect all types of credit cards.  There is a lot to cover, so I will try to bold the most important stuff.

  • American Express will look at your credit report and may use the info for marketing purposes, to evaluate your account, and more.
  • American Express (and their affiliates and partners) may contact you at any phone number or email address to service your account or collect past due amounts.
  • American Express will specify when and how frequent you can use the Plan It feature.

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Roy’s Restaurants: $130 in Gift Cards for $75 (Stack AMEX Offer + GC Deal)

(Hat Tip to my Friend Kal for letting me know about this deal)

Good afternoon everyone, if you are a fan of Roy’s, I have a great gift card deal for you.  Roy’s has a few restaurants around Arizona, California, Florida, Maryland, and Texas (all locations).  My parent’s love this restaurant and I thought it would make for a great Father’s Day gift.  If you purchase $100 or more of Roy’s gift cards between now and June 30, you can get a $30 promo card (details below).  That is a great deal, but the deal gets better when you stack this offer with an AMEX Offer for Roy’s: $25 off $100.  But finding that AMEX Offer is tricky, unless you use the Local Offers search that I covered this morning.

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