Earn 10x Marriott Bonvoy Points at restaurants and gas stations through September 30, 2020
Use the $300 annual travel credit to reimburse purchases made at grocery stores and restaurants though December 31, 2020
Before the Coronavirus Pandemic, I used $84.67 of my $300 annual travel credit, so I still had $215.33 remaining that I needed to use by December 31, 2020. With the above information in mind, I decided to use my Ritz Carlton Credit Card for purchases at grocery stores and restaurants until I spent at least $215.33. I made the necessary purchases and clicked the pie chart icon to confirm that the purchases fell into the right categories.
Good morning everyone. Earlier this week, I had the pleasure of being a guest / co-host on the Miles to Memories Podcast. I spoke with Shawn Coomer (MtM Founder) and Mark Ostermann (MtM Managing Editor), while Joe Cheung took the day/night off. We talked about my British Airways / Match.com love story, our pre-honeymoon to Moorea, and our upcoming road trip to Carmel / Monterey. Subscribe to the podcast here or click the play button below to stream the podcast. Have a great day everyone.
Full Disclosure: I don’t recommend taking out an installment loan unless you understand the costs and how the process works. I did my best to explain the process, but I apologize if it is still confusing.
Good afternoon everyone, I hope your week is going well. 12 months ago, I started a journey to increase my credit score by opening an installment loan called a Credit Builder Account with Self (Self was previously named Self Lender). Before I started this experiment, the Account Mix portion of my credit score was very 1 sided. I had 30+ credit cards, but no auto loans, home loans, student loans, or installment loans. As of September 2020, my Credit Sesame account shows that I now have 2 types of accounts (30+ credit cards and 1 installment loan). This information can be found at the 3 credit bureaus and on Credit Karma, but the screen on Credit Sesame was the prettiest and easy to understand.
As a reminder, the Account Mix portion of your credit score only makes up 10% of your overall credit score, so it is not as important as your Payment History (35%) and your Credit Usage (30%). In this post, I will show you how the Credit Builder Account works and how much it costs to take out the installment loan.
Good morning everyone, happy Friday! I just received my Wells Fargo checking account statement and noticed a few changes to how the $10 monthly service fee will be waived on the Wells Fargo Everyday Checking account, effective October 8, 2020. Here is what the statement says:
Effective with the fee period beginning after October 8, 2020, the option to avoid the $10 monthly service fee with 10 or more posted debit card transactions will no longer be available, and the minimum daily balance option will be lowered to $500. Once these changes are effective, the monthly service fee can be avoided with ONE of the following options each fee period:
– Maintain a $500 minimum daily balance – $500 or more in total qualifying direct deposits* – Linked to a Wells Fargo Campus ATM or Campus Debit
Since I couldn’t product change to a no annual fee and I didn’t want to pay the $175 annual fee, I asked the rep to close my account. During the closure process, the rep said I had 365 Wells Fargo Go Far Rewards Points in my account and asked me if I wanted to redeem the points for purchases before they closed the account. In this post, I will show you how to redeem your Wells Fargo Go Far Rewards Points to pay for purchases. Sign into your Wells Fargo online account and click on your credit card, not your Go Far Rewards account.