Good morning everyone, I hope your weekend is off to a great start. A few months ago, I applied for the US Bank Business Leverage Visa Credit Card. The credit card offers $750 cash back after spending $7,500 in 4 months. I had a large bill to pay via Plastiq and used this credit card to meet the minimum spending requirement. (FYI, there is also a US Bank Business Cash Rewards Mastercard Credit Card that offers $500 cash back after spending $3,000 in 3 months – I will probably get this business credit card next.)
The sign up bonus posted on my first credit card statement and posted as US Bank Rewards Points (kind of like Altitude Reserve Points on the US Bank Altitude Reserve Credit Card, but these points are worth 1 cent each for all rewards). Instead of redeeming my points for cash back, I enrolled my new credit card in US Bank Real Time Rewards (RTR) and made 2 purchases to redeem the bulk of my US Bank Rewards Points. Here is what I learned about my new credit card and the RTR process.