(Hat Tip to Will @ Doctor of Credit for alerting me about the Chime Card).

This is an interesting card, sort of a hybrid between Plink and AMEX Offers for You.  Let that “sync” in for a little bit.  However, unlike Plink and AMEX Offers for You, you do not need to add the offers to your wallet or save the offers to your account to participate in Chime’s offers.  In addition, you do not get paid in Plink Points, instead, you receive instant cash back right on your Chime Card.  Take a look at these offers (offers available as of 7/8/2014):

There are 2 types of offers:

• Spend $X, Get $Y Back – these offers are very similar to AMEX Offers for You.  Use your Chime Card at select merchants, make a purchase greater than or equal to the spend amount and you will receive instant cash back to your Chime Card.
• Free $X Store Credit – these are like store gift cards with $X balances.  Use your Chime Card at select merchants and receive an instant discount.  If you have $5 in store credit and make a purchase less than $5, your Chime Card balance will not decrease.  Your store credit is valid until you spend the full amount or the offer expires.  This is like free money.  I like the store credit offers.

A closer look at some offers:

Spend $50 or more at Target and get a $10 cash back bonus to your Chime Card.  $50 Target Gift Card for $40, anyone interested?

Similar offer at Sports Authority, but this time only a $5 cash back bonus after spending $25.  Do you need any pool tools or hiking shoes this summer?

$2 Subway Gift Card just for visiting Subway.  I’ll take a $5.00 $3.00 foot long please.

I used my Chime Card at Walmart and received $1.00 back to celebrate my first purchase.  I bought $100 in groceries from Kate and entered my PIN to complete the transaction.

A confirmation email from Chime arrived as well.

One more important thing to mention is how you can add funds to your Chime Card.  Currently, you can add funds from a debit card (gift cards do not work), a bank transfer (ACH), or a direct deposit.  Since Chime is a debit card, it has a PIN and can be used at ATMs.

For debit cards, the PayPal Business Debit Card works and you earn cash back from PayPal.  You can only load up to $200 per day with any debit card.

Sign Up Link (I will receive a $10 statement credit if you sign up and fund your Chime Card with $50 or more).

I greatly appreciate your support if you use my sign up link.  However, please do not share your referral link in the comments, I want to keep the comments section only for genuine questions and comments.

If you have any questions, please leave a comment below.